Credit Card upgrade - IndusInd Aura Edge to IndusInd Legend Credit Card

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Deal Cadet
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I own IndusInd Bank Aura Edge credit card (Mastercard Platinum) which is LTF with a limit of 4,40,000/-.

Today, I got a SMS from IndusInd Bank:

Dear Cardholder, you are eligible for a complimentary upgrade to IndusInd Bank Legend Credit Card on your Card ending XXXX with an increased Credit Limit of Rs. 550000. Click <Link1> to know more about the features of the Legend Credit Card. To avail, click <Link2>. Valid till 28-Feb-2023. T&C apply - IndusInd Bank

I clicked first on Link1 and then on Link2 just to check joining fee and annual charges. After clicking on Link2, I got the screen "Thank you for choosing to upgrade your CC and increasing the credit limit. You will receive the new card soon.

I am not interested if this card has any joining/annual fee.

I called them to cancel this upgrade but there is no executive even after waiting for 30 minutes.

What are my options now?

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Benevolent Benevolent
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do not take delivery if they do not confirm by then

u should get an email regarding upgrade - my guess

Deal Cadet Deal Cadet
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It is complimentary upgrade bro. I also upgraded from aura edge to legen in same way. The Legend card will be LTF.


Deal Cadet Deal Cadet
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deals_hunter wrote:

It is complimentary upgrade bro. I also upgraded from aura edge to legen in same way. The Legend card will be LTF.


Thanks a lot. 😄

And no joining fee?
Helpful Helpful
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Seems user specific offer. I didn't get such upgrade.

Deal Cadet Deal Cadet
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image wrote:
Thanks a lot. 😄

And no joining fee?

If there is any joining fee, i have always been asked on call to verify the charges and provide consent before upgrade is processed

Deal Cadet Deal Cadet
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image wrote:
Thanks a lot. 😄

And no joining fee?

No joining fees and no annual fees

Cool Cool
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Since you've availed of the offer, just send an email to reachus @indusind .com and get a confirmation regarding joining and annual fees on the new card. 

Deal Subedar Deal Subedar
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lol, my kotak cc got upgraded same way..

I just clicked on link to see details, popped up message thanks for choosing upgrade.

Helpful Helpful
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ask for easydiner card LTF instead , it has more benefit then legend card

Helpful Helpful
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Indusind upgrade their card this way only.. i was having legend card and received a similar email for upgrade to eazydiner.. i clicked on that and forgot what was written on the next page... Closed the browser..

A week later I received eazydiner card and wasn't know what's happening.. so I contacted CC.. they told me all this email thing..

Deal Subedar Deal Subedar
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demerius2020 wrote:

ask for easydiner card LTF instead , it has more benefit then legend card

But it doesn't have zero MAB Indus Select savings account, so for me personally Indusind Legend LTF credit card is better.

I don't think they will issue two LTF cards alongside.

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Thunder766 wrote:

But it doesn't have zero MAB Indus Select savings account, so for me personally Indusind Legend LTF credit card is better.

I don't think they will issue two LTF cards alongside.

mind it Indusind is A CHOR bank they will devise new ways to suck money from u , do not trust them with your savings 
Deal Cadet Deal Cadet
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demerius2020 wrote:
mind it Indusind is A CHOR bank they will devise new ways to suck money from u , do not trust them with your savings 

Any examples why you believe such? Using it for 4-5 years, not a penny charged for anything

Deal Subedar Deal Subedar
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demerius2020 wrote:
mind it Indusind is A CHOR bank they will devise new ways to suck money from u , do not trust them with your savings 
Can you elaborate on your experience?
Deal Cadet Deal Cadet
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How old is your IndusInd Bank Aura Edge credit card.

What were your monthly transactions on an average.

Critic Critic
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amey_dev143 wrote:

How old is your IndusInd Bank Aura Edge credit card.

What were your monthly transactions on an average.

Don't think too much about monthly txns, card upgrade is not offered simply on that basis. Card limit is more reliable factor as many banks system automatically trigger a card upgrade offer if existing card limit exceeds certain amount.
Deal Cadet Deal Cadet
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amey_dev143 wrote:

How old is your IndusInd Bank Aura Edge credit card.

What were your monthly transactions on an average.

Got this card in Sep'20 through Paisabazar just because it was free.

Hardly any transactions..

Sometimes a recharge of Rs.500-600 or if I get IndusInd CC offer on Amazon which again is rare.

At no point I had dues more than 2k.

I never had any other relation (saving account, etc.) with IndusInd.

Cool Cool
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demerius2020 wrote:

ask for easydiner card LTF instead , it has more benefit then legend card

can you explain a bit more?

Deal Cadet Deal Cadet
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image wrote:

Got this card in Sep'20 through Paisabazar just because it was free.

Hardly any transactions..

Sometimes a recharge of Rs.500-600 or if I get IndusInd CC offer on Amazon which again is rare.

At no point I had dues more than 2k.

I never had any other relation (saving account, etc.) with IndusInd.

Please update here once you confirm with CC about LTF status 😀

Deal Lieutenant Deal Lieutenant
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I got an email about the card upgrade from IndusInd Aura Edge to Legend but it has a one-time joining fee of 10k and they're giving merchant vouchers of approximately 10k. I'm not going for the upgrade since there is no use of Legend CC after the devaluation and many cards are already better than this. If they can provide me Eazydiner CC LTF then would take it happily.

Deal Cadet Deal Cadet
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LG50 wrote:

I got an email about the card upgrade from IndusInd Aura Edge to Legend but it has a one-time joining fee of 10k and they're giving merchant vouchers of approximately 10k. I'm not going for the upgrade since there is no use of Legend CC after the devaluation and many cards are already better than this. If they can provide me Eazydiner CC LTF then would take it happily.

Was it mentioned in the email that there is a joining fee of 10k?


Did you get SMS also? If yes, was it mentioned in the SMS about joining fee of 10k. I didn't get any email just got SMS mentioned in the first post.

Deal Cadet Deal Cadet
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So, I called customer care today and executive confirmed that it is absolutely free upgrade with no joining fee and no annual charges.

Helpful Helpful
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Thunder766 wrote:

But it doesn't have zero MAB Indus Select savings account, so for me personally Indusind Legend LTF credit card is better.

Can you provide more details, possibly any official link? Indusind branch people are clueless, as expected.
Benevolent Benevolent
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demerius2020 wrote:
mind it Indusind is A CHOR bank they will devise new ways to suck money from u , do not trust them with your savings 
I have indusind card since 2005. Never faced any such issue. The only problem is too much spam.
Firestorm Firestorm
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I got indusind aura edge credit card and got it closed within 3 days of issue thinking its a waste card but that time i forgot that some day there will be upgrade offer on this too. joy

Now will have to apply again via bank bazar LTF.

Helpful Helpful
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panchabhut wrote:
I have indusind card since 2005. Never faced any such issue. The only problem is too much spam.
the banking arm 
Deal Newbie Deal Newbie
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Got an entry level IndusInd Platinum CC. How to confirm if it is LTF or not ?

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