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CREDIT CARDS - you have and you want

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Deal Lieutenant
AnnamalaiNryaa
hello all of late i am fascinated by credit cards and the value they hold to our daily life social status. most bank value you based on your credit score only . considering DD is one of the best place to get data on Credit card i have started this thread to understand most of this cards.in this thread people who all have multiple credit card please list all credit card you hold also leave a review for it .if you have closed a credit card please tell us more about the reason we should avoid that card/bank. if you are really exited to have any credit card and not had your hands on it still please do list it with its tempting positives this would help young aspirants a lot. if possible pen down your credit score with limit of your card also.
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Deal Subedar Deal Subedar
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Does hdfc offer diner’s black against FD?
Looking fwd to have diners black and ready to do good amount FD.

Deal Lieutenant Deal Lieutenant
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Yes,  apparently 10L is what they ask

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Deal Cadet Deal Cadet
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I checked with my RM and she said that Infinia is available only to people whose per month Gross is >INR 3.75 lacs. I know it’s not true but that’s what they are telling me for last 2 months. I don’t maintain much of business with HDFC now. Just have a privilege account with low balance + DCB and Jet Airways World card.

Deal Cadet Deal Cadet
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Hi @arunrush680 and @mtrip are you people able to carry out any online transaction through DCB bank debit card? I am unable to it since last Saturday. RM told there is some problem ongoing due to which only online txn are affected.

Deal Cadet Deal Cadet
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It was working yesterday when I used on CRED.

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Deal Cadet Deal Cadet
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Is it worth to get upgrade from LTF HDFC moneyback card to regalia first with 1000 fee.?

Deal Subedar Deal Subedar
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Insist for LTF upgrade.
I got it recently.
Read my earlier posts.

Deal Subedar Deal Subedar
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Rec’d SMS for ltf companion premium cc to existing HDFC jet privilege signature cc (due to jet ficaso)….any one else got ? Which premium card they r offering ?

Deal Subedar Deal Subedar
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Call them, inquire & insist for higher card

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Deal Cadet Deal Cadet
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is regalia first card working on offers-smartbuy-hdfcbank-com/regalia or hdfcbankregalia myrewardz.

or these portals accept only regalia card

and not regalia first card

@nimod

Deal Subedar Deal Subedar
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yes my regalia first was working in all regalia exclusive rewards and website.

Deal Lieutenant Deal Lieutenant
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Anybody please share your review about Paytm first citi credit card.

Dimer Of The Year 2012 Dimer Of The Year 2012
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RBL Fun+ Card → 499 +Taxes
Standard Chartered Manhattan Platinum → 999 + Taxes

Tried asking so many times CC to convert to LTF with no success, can anyone suggest the best way
Every year I need to email and ask for reversal and its becoming a pain off-late

Deal Subedar Deal Subedar
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What you write in email for fee reversals?

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Deal Lieutenant Deal Lieutenant
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Which is the best card for
1. Grocery stores
2. Apparel store
(excluding super premium cards)

Deal Cadet Deal Cadet
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Grocery would be SBI elite I guess.

Deal Subedar Deal Subedar
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Flipkart axis credit card stopped giving cash back for paytm , payzapp wallet load, jewellery

Helpful Helpful
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Really? flushed
Wanted to apply one pensive

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Beacon Beacon
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Does Axis Flipkart card gives 1.5% cb even if we add money to NPS account?

@rogerthat

Deal Cadet Deal Cadet
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Yes it does. Verified too. Net 0.5% profit.

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Deal Subedar Deal Subedar
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Does anyone know if Citi Bank offers are applicable on Paytm First CitiBank CC

Deal Cadet Deal Cadet
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Diners Black Query: if I buy amazon gift vouchers from amazon thru smartbuy site…will this qualify me for 10x rewards?

Deal Cadet Deal Cadet
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No, you will not be eligible for 10x

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Deal Cadet Deal Cadet
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What’s the one card that is a must have for everyone?

Deal Cadet Deal Cadet
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IMO it depends upon the type of usage you have

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Deal Cadet Deal Cadet
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what is the best card for grocery ?
dont include premium cards

i saw that sbi simply save giving 2.5%
is there any card better than that in HDFC,ICICI, AXIS,YES BANKS, RBL?

Helpful Helpful
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SC Manhattan is the best card for groceries purchases afaik.

Gives 5% cb upto 500 per month, max cb 150 per transaction, min transaction amount 1000.

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Helpful Helpful
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Can we convert SBI Simply save to Simply Click? If so, how to do that?

Deal Cadet Deal Cadet
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Call customer care

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Deal Subedar Deal Subedar
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Could anyone get axis.fk credit card life time free?
Planning to get this card in March but this 500 fee… imp

Deal Subedar Deal Subedar
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Kotak called for CC today, any idea what documents they require? Is salary slip or it returns compulsory?

Community Angel Community Angel
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If you have Kotak saving account, no document required.

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Deal Subedar Deal Subedar
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Is Axis My Zone worth taking when it’s being given for LTF?

Deal Subedar Deal Subedar
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Yes, absolutely.
I am waiting for such an offer.

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Deal Cadet Deal Cadet
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I already hold ICICI Platinum Card against FD. But if i maintain high average balance in my Savings Account will I receive Pre Approved unsecured credit card offer in NetBanking?

Spearhead Spearhead
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Simply click
Regalia first
Icici Amazon
Icici rubyx amex
Axis myzone
Axis fk
Bajaj card
Wud lik to have hsbc platinum and bob cards. Recently they r giving good offers

Commentator Commentator
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Need suggestion

My friend wants a credit card to pay electricity bill for his factory (1.5 Lakh per month)
No other transactions.

He checked with me but I’m not sure which one offers max cb on electricity bill.
Read in a separate thread that amazon blocked a person’s cc for using it for commercial purpose. Can they do that in this case?

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Generous Generous
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ideally i want three cards
citi rewards (2.4%for offline)
amazon ICICI for amazon(return 5% on amazon )
amex (return 2% for everything else)

Deal Subedar Deal Subedar
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citi rewards 2.4% for offline?
How is it possible?

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Deal Subedar Deal Subedar
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I want bob credit card if available under ltf category

Deal Subedar Deal Subedar
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Only against FD or with salary account.

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Deal Cadet Deal Cadet
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I want these cards LTF
1→ ICICI Amazon Pay
2→ Axis Flipkart
3→ HDFC Regalia
4→ SBI SimplyClick
Then I can die in PEACE 😎😎😎

Deal Subedar Deal Subedar
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Axis Flipkart & SBI SimplyClick will make you immortal.

Deal Lieutenant Deal Lieutenant
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Need ICICI Amazon Pay only

Critic Critic
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Hi fellas, newbie here smile need some suggestions
Currently I only hold ICICI Visa Coral credit card, which is life time free as it was provided with my salary account. I am planning to get ICICI Amazon Pay now as it’s also free and pretty good cashback offers.
Can you guys please suggest me some good credit cards that I can opt for (my cibil score is 795 and experian is 872), which offers good cashbacks/rewards and preferably free or low cost.
My main expenses will be online shopping (amazon/flipkart) and offline departmental stores (clothes and grocery mart); not looking for any luxury expenses for a middle class guy smile

Deal Subedar Deal Subedar
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Can you give an approx break up of your expenses offline and online.

Critic Critic
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Online expense would be around 1lakh (mostly on Amazon/Flipkart); offline spends would be around 50k(mostly on grocery centers + shopping malls) for a year.

Deal Subedar Deal Subedar
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1) Based on your ICICI CC, amazon pay CC (LTF).
2) SBI simply click (fee 590/yr)
3) Amex MRCC (fee depends on referral offer)
4) any HDFC LTF CC
5) any Axis LTF cc or Axis flipkart CC (fee 590/yr)

This should be minimal set, for availing most of shopping offers.

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Deal Cadet Deal Cadet
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Hi all
Applied for amazon icici card. Card approved and added to my Amazon account . Anyone know how to access card details not able to login in imobile app?

Helpful Helpful
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Only way to know your card details is either with imobile homepage or ICICI NetBanking.

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