Hot Deal

CREDIT CARDS - you have and you want

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Deal Lieutenant
AnnamalaiNryaa
hello all of late i am fascinated by credit cards and the value they hold to our daily life social status. most bank value you based on your credit score only . considering DD is one of the best place to get data on Credit card i have started this thread to understand most of this cards.in this thread people who all have multiple credit card please list all credit card you hold also leave a review for it .if you have closed a credit card please tell us more about the reason we should avoid that card/bank. if you are really exited to have any credit card and not had your hands on it still please do list it with its tempting positives this would help young aspirants a lot. if possible pen down your credit score with limit of your card also.
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Deal Subedar Deal Subedar
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you need customer ID and a password.

Deal Subedar Deal Subedar
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anyway, CC will reach in a week. chill for now smile

Deal Lieutenant Deal Lieutenant
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Any kotak credit card worth having? Aqua gold credit card LTF is showing in my Kotak 811 app

Deal Cadet Deal Cadet
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Aqua gold credit card LTF

is secure credit card against FD only

Deal Subedar Deal Subedar
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Friends i have applied for icici mmt cc through internet banking. Recieved call from customer care next day, which was not clear at all. All I can here after 3 min conversation was that my card is approved but I have to visit branch as I have not provided official email ID. Branch people saying i have to apply again.
Status shows Document collection in progress
It’s already 20 days since I applied. What to do next? Any suggestion for preventing it from getting rejected.

PS- ICICI CC customer care has been fired i guess. No response, called 5 times.

Deal Subedar Deal Subedar
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Have you submitted docs?
Tried contacting them through email?

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Helpful Helpful
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using citi Indian oil…as 1 pt is equal to 1 rs fuel

Celeb Celeb
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I have a query

I have both axis card and savings a/c, Now i just want to keep CC and close savings ac

Does axis allows that

Asking bcoz while applying for CC they said you must have savings a/c first

Deal Subedar Deal Subedar
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Yes, you can.
No issues with cc

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Deal Cadet Deal Cadet
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How to make flipkart Axis cc ltf. Is there any way??

Critic Critic
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No.

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Deal Newbie Deal Newbie
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Does stores like More-Megastore / DMart (or any such supermarkets) count as in departmental/grocery stores ? I mean will we get benefits from SimplySave ?

Deal Newbie Deal Newbie
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Dmart is counted. for other one i am not sure.

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Deal Lieutenant Deal Lieutenant
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@PrabTalks
hello,i want to apply for simply save.
1.is there any minimum purchase rule for grocery purchases? like sc manhattan,kotak essentia cards
2.will i get 2.5% back,if i buy stationery,kids clothes&cheppal,steel plastic items etc,which are available in d-mart,
i mean is this 2.5% on overall purchases or only on groceries?
please reply,thank you

Helpful Helpful
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Any method to increase the credit limit of my Amazon Pay ICICI credit card? It’s stuck at 75000 since last year. My other card (HDFC) has more than 3 lakhs limit.

Community Angel Community Angel
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Welcome back @AnnamalaiNryaa

Deal Subedar Deal Subedar
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I visited main branch and talked to CC guy.
Applied on income basis.
CC arriving today.

Deal Cadet Deal Cadet
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Have DCB, want infinia.

Talk-Of-The-Town Talk-Of-The-Town
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Having
Amex MRCC
APay ICICI
Icici platinum
Sbi simply click
Fk axis
Diners club miles

Benevolent Benevolent
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Have
Axis Ace
ICICI Platinum
ICICI Amazon
ICICI Rubxy
Yes first preferred
Citi Indian Oil
Citi Simplicity (overseas card )
AMEX Essential (overseas card )

Closed
HSBC (Don’t remember varient.. closed in 2010)
SBI Gold and More(was good card initial..rewards devalued with lot of condition)
SC Platinum (was good initially, lot of condition got added )

Want
HDFC
AMEX MRCC (may be, undecided need to check customer care if they can convert my existing relationship )

Benevolent Benevolent
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added Uni.Cards

Stupid RBI ban on HDFC and AMEX rage

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Helpful Helpful
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NA

Deal Subedar Deal Subedar
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How u got coral ?
Icici

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Deal Subedar Deal Subedar
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coral is free when you get pre approved

Critic Critic
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Here’s my list:

ICICI Coral – LTF
ICICI Amazon Pay – LTF
Citi Rewards – 30K waiver
HDFC Regalia – LTF
Axis Flipkart – 590/-
IndusInd Pinnacle – LTF
HSBC Platinum – LTF
IDFC OneCard – LTF

Looking to add more, 1 each from Amex, SBI, Yes, SC, etc.

Critic Critic
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Updated list:

ICICI Coral – LTF (Getting paid upgrade to Sapphiro, but not interested unless LTF)
ICICI Amazon Pay – LTF
Citi Rewards – 30K waiver (Planning to close it, maybe will wait till Citi aquisition happens)
Citi IKEA Family – LTF
HDFC Regalia – LTF
Axis Flipkart – 590/-
IndusInd Pinnacle – LTF
HSBC Platinum – LTF
IDFC OneCard – LTF
IDFC Select – LTF
SBI IRCTC Rupay – 354/-

Will try for Amex, Yes and StanC next year or once m back to my work location.

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Deal Newbie Deal Newbie
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Have
ICICI Amazon Pay – LTF – 5L Limit
HDFC Regalia – LTF – 7.5L
SCB Ultimate – 5K (5K rewards) – 8L

Want to have HDFC Infinia as LTF

Deal Cadet Deal Cadet
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I have
Amazon pay ICICI
HDFC Moneyback

I want
AMEX Mrcc or IDFC Millennia

Critic Critic
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Anyone got pre-approved “LTF” credit card from StanC based on his savings account’s high amb/monthly_transactions ?
Wanted to get a “ltf” card from StanC, so thinking of making all my upi/imps transactions from that account, and keep some decent balance, to get an offer.
@beastboy @AppleFan @Atlantic @humanearth @smartfriend85 @nikaro260389

Celeb Celeb
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not LTF but looking at my transaction size they offered me great limit

back in 2016 i had savings a/c with good amt kept in bank

They sent me cc not free with 5 L limit

I also never asked them i do think if asked they might give me LTF

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Generous Generous
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Have
Citi
HDFC MoneyBack
IDFC Select
SBI SimplyClick
ICICI Amazon Pay
ICICI (Dont know variant as lost card but it is still active)
Axis FK
Axis MyZone
Axis Ace (Just rec’d)
AMEX MRCC
AMEX Rewards
SCB (Again not sure as stopped using it)

Need
Dont need any. Have stopped using majority of cards except IDFC, AMEX & HDFC in the order of preference. So, may surrender..

Deal Cadet Deal Cadet
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Can we get axis myzone if we surrender axis neo?

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Generous Generous
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Have :

HDFC Regalia
Amazon Pay ICICI
Paytm First Citi
Citi Rewards
Ola Money SBI
ICICI Platinum

Used :

HDFC Freedom
HDFC Regalia First

Want :

HDFC Infinia
Axis Flipkart/Ace

Like Magnet Like Magnet
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Have –
ICICI Coral (My first one)
Citi Rewards
HDFC Regalia First
Amazon ICICI card(for 5% amazon shopping benefits )
SBI Octane (7.5% CB on Fuel Spends)
SBI SimplyClick(For online shopping rewards)
Axis Flipkart (Latest card ,for 5% Flipkart and 1.5% all other spend rewards)
Slice Card – 3 months Interest free EMI Option, Free joinjng and no annual fee)

Closed -
Standard Chartered Card (reason: low credit limit)

Critic Critic
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@luciferous Bro, if you can mention your collection of 27 cards here, would be great stuck_out_tongue

Pro Deal Legend Pro Deal Legend
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Lol .. will see about it

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