CREDIT Score Help
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My Recent Credit Score on CRED App Showing 625
Whereas Experian Credit Report and Credit Score through KOTAK Showing 800+
Which is True?
I Never Miss Any Payment And Also Credit Utilization Also Under 30% and Not Closed Any Credit or Paylater
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Scoring system varies across agencies, just like various boards have different types of question paper.
CRED CRIF generally remains around 800 for me, not much change... varies from person to person.
Ignore it, the only that needs our attention is missed payments (Hard enquiries & CUR also matters but they aren't the reason for significant drops)
CRIF is trying hard to get your attention. Chill
Crif , no bank checks this. Dont need to worry. Even mine dropped 60 points.
Just checked my CRIF score on CRED, mine increased from 693 to 767.
Increase of 74 points.
+1
Mine jumped unbelievably high. 😂
My experian score vanished. Showing no records.