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CREDIT Score Help

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Venom14

My Recent Credit Score on CRED App Showing 625

Whereas Experian Credit Report and Credit Score through KOTAK Showing 800+

Which is True?

I Never Miss Any Payment And Also Credit Utilization Also Under 30% and Not Closed Any Credit or Paylater

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Generous Generous
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CRIF dropped for many this month. It doesn't matter anyway so don't worry much.
Wishlist Champion Wishlist Champion
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Any reason
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Finance Mentor Finance Mentor
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Scoring system varies across agencies, just like various boards have different types of question paper.

CRED CRIF generally remains around 800 for me, not much change... varies from person to person.

Pro Entertainer Pro Entertainer
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75 points drop for me today in Crif, although Cibil is above 750 and Experian is above 840. 
Finance Mentor Finance Mentor
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All in a small range bound 800 (like nifty) LOL
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Analyst Analyst
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Mine was 810 and now it's showing 693 . Dropped by 117 points 🙁
Mobile Guru Mobile Guru
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Ignore it, the only that needs our attention is missed payments (Hard enquiries & CUR also matters but they aren't the reason for significant drops)

Deal Cadet Deal Cadet
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My CRIF also dropped a lot.. it's 700 now .. cibil is 780
The PostMighty The PostMighty
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My cibil is 768 and experian 785 but crif dropped to 583 from 700+
Deal Newbie Deal Newbie
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CRIF is trying hard to get your attention. Chill 

Deal Subedar Deal Subedar
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Crif , no bank checks this. Dont need to worry. Even mine dropped 60 points. 

Deal Captain Deal Captain
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Just checked my CRIF score on CRED, mine increased from 693 to 767.

Increase of 74 points.

Finance Mentor Finance Mentor
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+1 

Mine jumped unbelievably high. 😂

https://cdn0.desidime.com/attachments/photos/815482/original/IMG20221013225923.jpg?1665682199

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Shopping Friend Shopping Friend
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Mine crif dropped by 120points, cibil shot up by 8pts
Benevolent Benevolent
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My experian score vanished. Showing no records.

Deal Cadet Deal Cadet
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Deal Newbie Deal Newbie
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What is credit alerts in CIBIL?? Recently without my consent there are two alerts from axis and IDFC for credit cards whereas I don't see any entries in enquiry information. When i complained to the bank i was told to send cibil report and in cibil report in enquiry information there are no entries and my cibil is updated one as i have subscription. Anyone please share some info on this https://cdn0.desidime.com/attachments/photos/815859/medium/IMG20221015113654.jpg?1665814259
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