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Doubts regarding HDFC Millennia Credit Card

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Deal Subedar
MrFreak

Hi,

Many of you hold HDFC Millennia CC, and most of you still don’t know the maximum cashback per category of this card.
This post might help you in clearing many doubts you have regarding this cc.

The maximum cashback as per the category is as follows:
Millennia Smartbuy/Payzapp Spends (5%) – 750(Max) with a minimum transaction of 2K.
Millennia Online Spends (2.5%) – 750(Max) with a minimum transaction of 2K.
Millennia Offline/Wallet reload Spends (1%) – 750(Max).
Smartbuy cashback (5%) – 1000(Max)

Let me clear the most common doubts:
1. Buying Amazon gift vouchers from the Smartbuy Instant voucher portal(https://www.gyftr.com/instantvou...s/) will give you 10%cashback(5% will be Millennia reward points and 5% will be Smartbuy cashback).
2. Shopping on Amazon through the Smartbuy portal will also give you 10% cashback(5% will be Millennia reward points and 5% will be Smartbuy cashback).
3. Shopping directly on Amazon will give you 2.5% cashback.
4. Paying rent from NoBroker through Payzapp using this card will give you 5% Millennia reward points + Payzapp cashback.
5. Paying bills from Payzapp greater than 2K using this card will give you 5% Millennia reward points + Payzapp cashback.

The rewards points are added by the first week of the next month.
For the best reward point rates, you can redeem 2500 points for 2500 cash statements. Even though the reward portal says handling charges of 99, you won’t be charged anything for redemption.

I hope this post will be helpful to you all.

73 Comments  |  
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Deal Cadet Deal Cadet
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Bro can you clarify 4th point
We need to checkout on nobroker.com and pay with payzapp acc where millennia cc is linked
OR
we need to login payzapp and click nobroker from there and pay with payzapp linked millennia cc

I have been doing through 1st way since november but never got 5% in statement

Deal Subedar Deal Subedar
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coolboyzhavingfun780 wrote:

Bro can you clarify 4th point
We need to checkout on nobroker.com and pay with payzapp acc where millennia cc is linked
OR
we need to login payzapp and click nobroker from there and pay with payzapp linked millennia cc

I have been doing through 1st way since november but never got 5% in statement

First one. Nobroker will redirect you to Payzapp. Login and then pay.

If you have not received the reward points, please mail to [email protected] with the transaction date, they will manually add the reward points and in future you will automatically get the reward points

Deal Subedar Deal Subedar
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coolboyzhavingfun780 wrote:

Bro can you clarify 4th point
We need to checkout on nobroker.com and pay with payzapp acc where millennia cc is linked
OR
we need to login payzapp and click nobroker from there and pay with payzapp linked millennia cc

I have been doing through 1st way since november but never got 5% in statement

You can use the below body for your mail, just add all the transactions.
Mail body:
Hi,

I am a HDFC Banking Customer:

Registered Mobile Number:

Bank Account Last 4 Digits:

Hdfc Millennia Credit Card No:

I am doing transactions on Nobroker through payzapp every month and hence I am eligible for 5% cashback(upto 750). But I have not received cashback for any transaction until now even after 90 days.

Offer:

HDFC Bank Millennia Credit Card offer

• Additional 5% CashBack up to Rs. 750 on HDFC Bank Millennia Credit Cards for PayZapp transactions

• Min transaction size of Rs. 2000

Transaction Details:

So, can you please provide me the cashback for the mentioned transactions

Deal Cadet Deal Cadet
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Also for first 6 months you get 1000 cb for smartbuy/payzapp

Deal Cadet Deal Cadet
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MrFreak wrote:

You can use the below body for your mail, just add all the transactions.
Mail body:
Hi,

I am a HDFC Banking Customer:

Registered Mobile Number:

Bank Account Last 4 Digits:

Hdfc Millennia Credit Card No:

I am doing transactions on Nobroker through payzapp every month and hence I am eligible for 5% cashback(upto 750). But I have not received cashback for any transaction until now even after 90 days.

Offer:

HDFC Bank Millennia Credit Card offer

• Additional 5% CashBack up to Rs. 750 on HDFC Bank Millennia Credit Cards for PayZapp transactions

• Min transaction size of Rs. 2000

Transaction Details:

So, can you please provide me the cashback for the mentioned transactions

Thanks a lot man, will mail tomorow
Today being Sunday joy joy
plus1 plus1

Deal Subedar Deal Subedar
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pranavcool wrote:

Also for first 6 months you get 1000 cb for smartbuy/payzapp

Yes as per the T&C, but I am still getting 1000 cashback even after 6 months.

Deal Cadet Deal Cadet
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MrFreak wrote:

Mask your cc no while sending the mail

Ya, will take card
Giving them Last 6 digits is fine or they would need more info?

Deal Cadet Deal Cadet
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coolboyzhavingfun780 wrote:

Ya, will take card
Giving them Last 6 digits is fine or they would need more info?

No need just email from registered email id they know all details from that

Deal Lieutenant Deal Lieutenant
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Anyone using Moneyback Credit card .. can you tell me how to avail its maximum benefit ?

Deal Subedar Deal Subedar
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guest_999 wrote:

Point 5 is not valid anymore I think.
@rohit_agarwal

For Millennia DC it works (400 is min limit for DC), so I believe same should work for CC too.

Critic Critic
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pranavcool wrote:

It is valid as per their terms for credit card

5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy

Shopping does not incl utility bill payments so point 5 is not valid as per card T&C & if they were giving 5% cb earlier(or even now which is not confirmed) then that is actually a loophole.
@rohit_agarwal

Deal Cadet Deal Cadet
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guest_999 wrote:

5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy

Shopping does not incl utility bill payments so point 5 is not valid as per card T&C & if they were giving 5% cb earlier(or even now which is not confirmed) then that is actually a loophole.
@rohit_agarwal

Nah bro in their brochure that comes it says payzapp and smartbuy only see my other thread of miliniea there people got

Deal Subedar Deal Subedar
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Point No. 2, If I Buy Amazon Gift Vouchers On Amazon Through Smartbuy Portal Will I Get 10% Cashback? (5% Millennia + 5% Smartbuy)

Same Quary For Point No. 3

Critic Critic
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Hi.Debasish wrote:

Point No. 2, If I Buy Amazon Gift Vouchers On Amazon Through Smartbuy Portal Will I Get 10% Cashback? (5% Millennia + 5% Smartbuy)

Same Quary For Point No. 3

No because smartbuy 5% does not apply to anything other than regular amazon shopping of products(aka GV/bill payments/even Fresh orders excluded).

Critic Critic
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pranavcool wrote:

Nah bro in their brochure that comes it says payzapp and smartbuy only see my other thread of miliniea there people got

Yes bro I know but that is what is meant by loophole as having different terms mentioned in different places. After all anyone will see the card page on hdfc site first before going to see the details in brochure. Also ppl were getting this extra 5% but not anymore as per @rohit_agarwal comment recently.

Deal Cadet Deal Cadet
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guest_999 wrote:

Yes bro I know but that is what is meant by loophole as having different terms mentioned in different places. After all anyone will see the card page on hdfc site first before going to see the details in brochure. Also ppl were getting this extra 5% but not anymore as per @rohit_agarwal comment recently.

https://www.desidime.com/discussions/hdfc-milin...

Deal Subedar Deal Subedar
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guest_999 wrote:

Yes bro I know but that is what is meant by loophole as having different terms mentioned in different places. After all anyone will see the card page on hdfc site first before going to see the details in brochure. Also ppl were getting this extra 5% but not anymore as per @rohit_agarwal comment recently.

If you buy gv from Amazon through smartbuy, there will no smartbuy cashback normally. But few Order also trigger smartbuy cashback. So all about luck.

But keep in mind, you will get 5% credit or debit card points.

Deal Cadet Deal Cadet
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rohit_agarwal wrote:

If you buy gv from Amazon through smartbuy, there will no smartbuy cashback normally. But few Order also trigger smartbuy cashback. So all about luck.

But keep in mind, you will get 5% credit or debit card points.

Smartbuy 5% upto 1000 also we get

Critic Critic
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rohit_agarwal wrote:

If you buy gv from Amazon through smartbuy, there will no smartbuy cashback normally. But few Order also trigger smartbuy cashback. So all about luck.

But keep in mind, you will get 5% credit or debit card points.

What about millennia credit card bill payments via payzapp, you mentioned recently those getting 2.5% nowadays & not 5% in that lic premium payment thread.
@pranavcool

Deal Subedar Deal Subedar
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Pretty sure for point 2 you get 7.5% back (5% CB + 2.5 % RP) at least thats what I used to get

Deal Subedar Deal Subedar
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SastaRaju wrote:

Pretty sure for point 2 you get 7.5% back (5% CB + 2.5 % RP) at least thats what I used to get

you mean 5% cb +2.5% RP + 5% smart buy cb ?

Deal Subedar Deal Subedar
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TEMPER wrote:

you mean 5% cb +2.5% RP + 5% smart buy cb ?

Its SB- 5% CB + Mill card -2.5% RP
total 7.5%

Missing