Doubts regarding HDFC Millennia Credit Card
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First one. Nobroker will redirect you to Payzapp. Login and then pay.
If you have not received the reward points, please mail to [email protected] with the transaction date, they will manually add the reward points and in future you will automatically get the reward points
Also for first 6 months you get 1000 cb for smartbuy/payzapp
Point 5 is not valid anymore I think.
@rohit_agarwal
For Millennia DC it works (400 is min limit for DC), so I believe same should work for CC too.
Point No. 2, If I Buy Amazon Gift Vouchers On Amazon Through Smartbuy Portal Will I Get 10% Cashback? (5% Millennia + 5% Smartbuy)
Same Quary For Point No. 3
Pretty sure for point 2 you get 7.5% back (5% CB + 2.5 % RP) at least thats what I used to get
you mean 5% cb +2.5% RP + 5% smart buy cb ?
also any idea when we will get the Millennia Smartbuy 5% points?
cause im only getting 250 smartbuy cashback on my statement
also im not getting the rp points for my bill payment of 1700rs every month. it shows as below
06/09/2021 Instapay Non BBPS PAYNOW KA 1710.00 Dr
You won’t get RP as the TXN Amt is less than 2k.
Mail to [email protected] and state the transaction, they will add the rp manually.
[TIP] Send them a generic mail saying that you are not receiving 5% RP for smartbuy transactions, they will check at their end and add the RP for all the transactions for which you have not received the points, which will be higher than you are anticipating.
one last question, do we get 2% RP for insurance payments?
All points are correct and will applaud the effort given to collect together everything.
Also @guest_999 I would like to confirm any Payzapp usage other than wallet load gives extra 5% for over 2k on millennia CC. I have recently done on Bigbasket and electricity Bill payments, all CB were given @ 5%.
Hdfc millennia cc value chart might be helpful in clarifying these doubts. https://www.hdfcbank.com/content/bbp/repositori...
Most times on DD the confusion happens as either the person haven’t transacted over 2k or he has millennia debit card which is not exactly the same.
anyway to use 1% offer.. without blocking money?
Bcz i can use 750*2 times only 3rd i miss always
You can use Paytm Merchant account.
You can load money in MobiKwik.
You can load money in Payzapp and can use rent app to use that money.
These are some of the ways from which you can get the 1% RPs.
I am sure that there will be many more ways as well.
Can someone confirm if we get cashback for paying income tax using Millennia Debit card?
or thy consider it as Business payment and not providing any cashback on it?
Is the 5% cashback on all payzapp transactions above 2k still true? I see current T&C says only Amazon, Flipkart, Flight and Hotel transactions. So, Nobroker rent payment will give only 2.5%? Or will it be considered wallet reload and just 1%? Even nobroker is not showing this offer now a days.
5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000, Max ₹1000 CashBack per calendar month in first 6 months, Max ₹ 750 CashBack post 6 months from card issuance)
https://www.hdfcbank.com/personal/pay/cards/mil...
Debit card still says all payzapp transactions. So, my question is about credit card only.
For Oct – Yes, 5% is still applicable.
From Nov – Not sure, whether the old T&C will be still applicable or not
Someone sent me this link of New T&C.
https://www.hdfcbank.com/content/api/contentstr...
So, no more 5 or even 2.5% cashback on big basket, utility bills or nobroker rent payment via payzapp. I applied for this card just yesterday and was intended mainly for rent payment.
Now, it’s just like Amazon pay or Flipkart axis card. Currently Paytm Citi card still gives 3% on rent payment. Do you any other card, which gives more than this on rent payment now? Not counting the super premium cards like diners black, as I don’t have that much expenditure.
Paytm Citi cc gives 2%.
No, it gives 3% on Paytm rent mode. It does charge 1% as fee (which is applicable at nobroker as well). So, if you are subtracting that, then yeah overall 2%. I have been using this since last 2-3 months.
Initially I too was getting 3%. Not sure they might have flagged my transactions.
Can someone please clarify if we get rewards via smartbuy in case we pay in No cost EMI mode? 😬😅
Yes we get.
1000 Reward Points credited to your HDFC Bank Credit Card ending on 01/OCT/2021 towards 5% CB for PayZapp SmartBuy Sep21.
Is this for card feature 5pcnt cb via smartbuy or 5 pcnt extra cb provided by smartbuy on millenia cc?
@MrFreak do please remember to update the post with post nov 1st scenarios for millennia.
Even if you do not know all right now, you can point out as “probable” and update latter on.
I like to refer to your post always as it’s the best way to clarify for repeated queries about millennia card 
Sure will update today.
Can anyone clear.. how to buy from Millennia cc now? My card is 7 months old now.
From now onwards, we can buy directly on Amazon without using smartbuy?
Also, buying gift vouchers of Amazon beneficial now (do we get CB)? Or directly making payment via cc is better on amazon ?
Buying directly will most probably fetch you 5% reward point(up to 1000).
Better buy amazon voucher from Smartbuy Instant Voucher portal and get 5% cashback and 1% reward points.
Can anyone please guide me how I should use HDFC MILLENNIA CREDIT card for utility, shopping, travel expenses for best possible valueback??
I need special guidance regarding ELECTRICITY BILL payment.
Study Material 2: Millennia CC HDFC Page
Study Material 3: Terms & Conditions
Study Material 4: SmartBuy
Good thread to read as a profitable timepass
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Bro can you clarify 4th point
We need to checkout on nobroker.com and pay with payzapp acc where millennia cc is linked
OR
we need to login payzapp and click nobroker from there and pay with payzapp linked millennia cc
I have been doing through 1st way since november but never got 5% in statement