Flipkart Axis bank credit card

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I got today my Flipkart Axis bank credit card on fixed deposit of 21000 rs.
with a limit of 16000 rs
Fixed Deposit created in Bank branch.
Also my account is Jan dhan Account in axis bank boley toh zero balance boley toh BSBDA

25 Comments  |  
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You need to spend 16,666.66 per month to waive off next year annual fees higher than 16k limit lol.
Btw its nice to know fk cc can be obtained via fd, hopefully icici does the same and many people problem on this community be solved.

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or he spends 10000 in the whole year to get back that 500 fees

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2 or 2.5l to waive off?

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2lac to waive off.

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karthi4052752 wrote:

or he spends 10000 in the whole year to get back that 500 fees

Thats not waiver. Thats adjustment.

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jambui wrote:

You need to spend 16,666.66 per month to waive off next year annual fees higher than 16k limit lol.
Btw its nice to know fk cc can be obtained via fd, hopefully icici does the same and many people problem on this community be solved.

Since this is FD based card close the card in 11th month and apply again on same fd

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I need this card please tell how ?
I can fd uPTO 25K
Bhai ko bhi dila doo 🙂 fk cc

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vipin13 wrote:

I need this card please tell how ?
I can fd uPTO 25K
Bhai ko bhi dila doo 🙂 fk cc

Go-to Branch

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jambui wrote:

You need to spend 16,666.66 per month to waive off next year annual fees higher than 16k limit lol.
Btw its nice to know fk cc can be obtained via fd, hopefully icici does the same and many people problem on this community be solved.

Can increase limit virtually by pre-paying before buying

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AyushiiiVijay wrote:

Can increase limit virtually by pre-paying before buying

Are you sure no charges will be there?

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While applying Axis CC. Does Axis decline CC application if you had applied in last 6 months ?
Sbi does. Axis follows the same ?

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Register yourself at paisabazaar, policybazaar or similar site, check your cibil score using your mobile and profile, wait for some days you will be flooded with card offers from them then choose LFT card using card to card approval, and there you go …… one after one you may get other bank cards as well (be sure your existing card should be six months old).

my college has done this few years back.

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RowdyAK47 wrote:

Are you sure no charges will be there?

I did same back in november and no chrges applied whatsoever

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Topsey wrote:

While applying Axis CC. Does Axis decline CC application if you had applied in last 6 months ?
Sbi does. Axis follows the same ?

No. They declined my axis ace in dec and i again applied in feb and it got approved

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AyushiiiVijay wrote:

No. They declined my axis ace in dec and i again applied in feb and it got approved

Declined mine in Dec too. No reason given.
Don’t want to impact credit score much so haven’t reapplied.

Anything you did different to get approved?

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whitewalkers wrote:

Go-to Branch

Okay ,
I think they will reject my application because I don’t have income source 😄

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vipin13 wrote:

Okay ,
I think they will reject my application because I don’t have income source 😄

Oops

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vipin13 wrote:

Okay ,
I think they will reject my application because I don’t have income source 😄

FD based card won’t require income source proof so you can take chance and apply.

However, you should contemplate on how you would pay for your credit card spends or yearly fees with no Income.

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hedip52627 wrote:

Declined mine in Dec too. No reason given.
Don’t want to impact credit score much so haven’t reapplied.

Anything you did different to get approved?

Nothing…

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vu and kg for unique information

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Topsey wrote:

While applying Axis CC. Does Axis decline CC application if you had applied in last 6 months ?
Sbi does. Axis follows the same ?

i applied for flipkart axis card in august 2020 status- declined

i applied for axis neo card in october, status- declined

this month i flipkart enabled APPLY NOW option for me in flipkart app,i applied and my application was conditionally approved within 2 min

next i received call from axis executive for documentation, he said my application is already approved i just need to submit kyc and income documents.

so 6 months rules doesnt matter if ur cibil is good, at least take 90 day gap before reapplying.

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drupal wrote:

Since this is FD based card close the card in 11th month and apply again on same fd

Not possible, Axis bank takes advance 590 rs charge (500 +gst) for credit card

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relwanivasudev473 wrote:

Not possible, Axis bank takes advance 590 rs charge (500 +gst) for credit card

I am not talking about joining fees I am talking about renewal charges

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Cant we change statement date of Flipkart Axis cc?? I contacted axis today via chat and they are saying billing cycle of Flipkart Axis cc is FIXED? Anyone tried to change the statement date of FK Axis cc?

Missing