FREE CIBIL REPORT ??
Hey Dimers,
CIBIL themselves have an option of FREE score & report once per year as per RBI guidelines.
I was just young through TnC of CIBIL free report here
https://myscore.cibil.com/CreditView/support.pa...
One think i am stock upon before i saw the report for free is this -
This document lays out the terms and conditions and rules, as may be amended and supplemented, from time to time, (Terms) which shall be applicable to the provision of: (i) Credit Information Reports (Individual CIRs) and Company Credit Information Report (Company CIRs) (collectively referred to as, Reports) either /or for (a) Free Annual Credit Report and Score (as mandated by the Reserve Bank of India) (b) Subscribed Product ( Unlimited Access within the subscription period) © Featured Offers (d) Personalized Loan Offers
Does drawing the free yearly report through official CIBIL website also invite personalized offers? What sort of spamming they do..doez anybody know, pls share…
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Created by : Amit.Saha
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@demerius2020 Can you please share link to check cibil report?
Paytm
Sbicards
Hdfc
These offer free cibil report updated every month enjoy
Any hidden TnC like they will share data or use for promotions etc…?
In my wife’s CC, I have given my mobile number. When I try to search for free report on wishfin etc., they catch details with Pan + mobile number i guess. So i m not able to get cibil score for her.
Anyway to check her cibil score in such cases ?
I dont think mobile no. should be yours only for getting CIBIL, just check with other apps like paytm, etc.
Always check TnC before u draw cibil score/report from any site/app.
You can get latest free cibil report from wishfin app and website
My query is different
I am using creditmantri.com every month score will update free of cost…
I applied for cc , after 2 -3 days got msg about rejected , called bank guy and he told me it got rejected only due to low cibil ,
asked him shall i check my cibil he told me dont check it , it will get down … 
he told me to take cc on fd ,, gain some cibil and then apply normally .. is that ok ??
F**K that Chu*** and his advice. Download detailed Cibil report from official site. (Free once a year) and Then proceed based on score. Or use some apps like Paytm for cibil score, ET money for Experian, Cred for Experian and Crif score, One for Experian and Cibil score.
You can also use OneScore app (the OneCard guys) for free CIBIL score.
Wishfin
Guys…Please read my query (OP) and share info/answer if anybody knows……
Paytm Karoooo Dhinchak Rohit. Vu.
#AA_JJ