Hot Deal

Got pre-approved Kotak credit card

660°
Deal Subedar
Mufasa

Got a notification pre-approved credit card but upon proceeding the application it asked me my occupation & office adress. I simply filled my Residencial Address & Self employed.


https://cdn0.desidime.com/attachments/photos/727108/medium/Screenshot_2021-12-10-10-47-16-644_com.android.chrome.jpg?1639113965
IMG_20211210_105717

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
39 Comments  |  
15 Dimers
  • Sort By
Flame Flame
Link Copied

Yes fill office details no verification u will get kotak cc

Deal Subedar Deal Subedar
Link Copied

Getting notification & messages for same is it worth applying I currently hold HDFC diners black also getting msg from SBI for simply click.

Benevolent Benevolent
Link Copied

is it a message from SBI or PaissaBazzar

View 1 more reply
Generous Generous
Link Copied

@Mufasa Notification from kotak app? Did you check in internet banking as well?

Deal Subedar Deal Subedar
Link Copied

I got pop notification from Kotak 811. After few hour, I received offer in my mail also. I didn’t find pre-approved offer in kotak 811 app byt showing in kotak net banking.

https://cdn0.desidime.com/attachments/photos/727174/medium/Screenshot_2021-12-10-17-00-34-407_com.google.android.gm.jpg?1639135848

Finance Ninja Finance Ninja
Link Copied

Only take kotak cards if it’s ltf because reward points value is very pathetic for most cards..1 point is ₹0.1. even if it’s 8x it’s 0.8 per ₹150. Only benefit to use during card sales..

Deal Subedar Deal Subedar
Link Copied

It was offered me as LTF if chargeable, I wil get it closed without second thought. Rewards points is very pathetic only good for occasional 10% card discounts in sales or grocery.

View 4 more replies
Helpful Helpful
Link Copied

It’s LTF card offer always there.. It’s based on FD based credit card..

Generous Generous
Link Copied

@Mufasa If you don’t mind, can you share your account variant, MAB etc?

Deal Subedar Deal Subedar
Link Copied

My account Variant is kotak 811 No MAB required. I don’t maintain much balance. 1~2K like balance lying in this account. I guess they offered me on the basis of credit history. Will update you of the card is approved. It is still under process.

View 18 more replies
Generous Generous
Link Copied

do kotak have any non-fd based ltf card?

Critic Critic
Link Copied

None officially but for existing customers there are chances of some ltf card offer but usually there is joining fee for such cards even if offer say no annual fee.

Helpful Helpful
Link Copied

Whenever I am trying to apply through the pre-approved offer link it’s throwing an error message that your application is already under process or previous session expired contact customer care. This issue persisting for past 15 days. So any solution?

Generous Generous
Link Copied

I applied today,but it did asked my employment details (i entered salaried)
Pre-approved banner was there that's why I proceed with the application

Deal Newbie Deal Newbie
Link Copied

🥹🥹

replyuser
Click here to reply
Reply