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Got pre-approved Kotak credit card

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Deal Subedar
Mufasa

Got a notification pre-approved credit card but upon proceeding the application it asked me my occupation & office adress. I simply filled my Residencial Address & Self employed.


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39 Comments  |  
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Flame Flame
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Yes fill office details no verification u will get kotak cc

Deal Subedar Deal Subedar
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Getting notification & messages for same is it worth applying I currently hold HDFC diners black also getting msg from SBI for simply click.

Benevolent Benevolent
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is it a message from SBI or PaissaBazzar

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Generous Generous
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@Mufasa Notification from kotak app? Did you check in internet banking as well?

Deal Subedar Deal Subedar
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I got pop notification from Kotak 811. After few hour, I received offer in my mail also. I didn’t find pre-approved offer in kotak 811 app byt showing in kotak net banking.

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Finance Ninja Finance Ninja
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Only take kotak cards if it’s ltf because reward points value is very pathetic for most cards..1 point is ₹0.1. even if it’s 8x it’s 0.8 per ₹150. Only benefit to use during card sales..

Deal Subedar Deal Subedar
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It was offered me as LTF if chargeable, I wil get it closed without second thought. Rewards points is very pathetic only good for occasional 10% card discounts in sales or grocery.

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Helpful Helpful
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It’s LTF card offer always there.. It’s based on FD based credit card..

Generous Generous
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@Mufasa If you don’t mind, can you share your account variant, MAB etc?

Deal Subedar Deal Subedar
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My account Variant is kotak 811 No MAB required. I don’t maintain much balance. 1~2K like balance lying in this account. I guess they offered me on the basis of credit history. Will update you of the card is approved. It is still under process.

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Generous Generous
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do kotak have any non-fd based ltf card?

Critic Critic
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None officially but for existing customers there are chances of some ltf card offer but usually there is joining fee for such cards even if offer say no annual fee.

Helpful Helpful
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Whenever I am trying to apply through the pre-approved offer link it’s throwing an error message that your application is already under process or previous session expired contact customer care. This issue persisting for past 15 days. So any solution?

Generous Generous
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I applied today,but it did asked my employment details (i entered salaried)
Pre-approved banner was there that's why I proceed with the application

Deal Newbie Deal Newbie
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🥹🥹

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