HDFC Bank Platinum or Millennia DC

Platinum gives 1% upto 750rs for non-hdfc cc payment. Millenia gives 1% upto 400 for wallet load in paytm that can be used for cc payment. Millenia gives 5% on other sites

I want to upgrade my millennia dc to platinum dc

Cashback is credited after 90 days for millennia

If i upgrade this month what will happen to my previous cashback which i was supposed to receive after 90 days ?

but can you load paytm with plat to get 750?

Overall which is best debit card from hdfc?

Can I get 1% cb on platinum dc for cc bill in Paytm ?

Does Platinum DC provide points for CC payment through Mobikwik or Cred ?

Does Platinum dc give cashback for cc bill though bajaj ?

Can platinum get cashback for credit card bill on cred ?

Finally got both the debit cards(1 on individual and other on joint account) and did some sample transactions.

Millennia: Did paytm reload for 40k but drawback is that, will come to know about points earned only after 90 days

Platinum DC:

CC bill pay through net banking billpay. Points credited on next day itself

Mobikwik wallet load: did wallet load 2 days back but no points till now

Paytm wallet load: did wallet load 2 days back but no points till now

CC bill pay through Payzapp: did today itself, so will come to know in couple of days

Will update if I get points for any of above methods

Just wanted to update for platinum DC

I received points only for payment made through bill payment. No points received for mobikwik, paytm and payzapp.

People say that you get points for mobikwik wallet load but I didn't get them till now

I have applied for the platinum card through netbanking, but no sms/email received for processing or anything yet.

Is there any different process ?

I have

HDFC Millennia DC

HDFC Easyshop Platinum DC

HDFC Millennia Cc

ICICI AZ Cc

Smartbuy Web Account Full Kyc

Payzapp App Full Kyc

Amazon Full Kyc Account

Is there any combination of workaround which can allow me 5% cashback with no max cap on Elec bills more than 10000/- ?