https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8974822
It can be linked in bhim UPI ?
HDFC Bank RuPay IRCTC Credit Card, 5 RP/INR 100 spent & 5% incremental Discount
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HDFC Bank RuPay IRCTC Credit Card, 5 RP/INR 100 spent & 5% incremental Discount on booking via Smart Buy:
HDFC Bank IRCTC Co-brand Credit Card is curated to cater to the customer segment who are frequent travelers and save while booking Indian Railway Tickets or other facilities through IRCTC by redeeming Reward Points exclusively on IRCTC
- 5 RP/INR 100 spent & 5% incremental Discount on booking via Smart Buy
- 1 RP/INR100 spent
- Transaction charges waiver on IRCTC website ( On Transaction amount between INR 400 to INR 5000)(Capped at INR 250 Per Month)
- Railway lounge access 4 in a year( 1Per quarter)
1% Fuel surcharge waiver. Waived off for transaction ticket size between Rs.400 to Rs. 5,000. Fuel Surcharge Waiver capped as Rs.250 every billing cycle. Reward Point will not be accrued on fuel transactions. GST charge on fuel surcharge is non-refundable
Amazon voucher worth INR 500 on first transaction within 30 days
Card renewal Fee Waiver on INR 150,000 spent PA
CashBack Accrual:
CashBack will be given in the form of CashPoints, which can be redeemed by you against the statement balance (on request only).
- The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1 on IRCTC websiteReward Points will lapse on expiry of three years from the date of registration of the member
- Reward Points may be accumulated by the cardholder only during the period of the validity of the membership and any points accumulated by the cardholder must be redeemed, subject to the other terms hereof, within a period of 3 years from the date of registration of membership.
- Redemption shall be allowed only if Cardholder has accessed the IRCTC website through his own login by using his own username and password.
- Ticket purchased with points redeemed must have Cardholder as a passenger on the ticket
- Redemption can be made only against full fare of ticket, inclusive of fares of all the passengers on that ticket inclusive of services charges levied by IRCTC
- Reward Points can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30
- Redeem Reward Points at the conversion rate of 1 CashPoint = ₹0.30
- The minimum CashPoint balance required for redemption against the statement balance is 500 CashPoints.
*Please check important Terms and Conditions for CashBack accrual and redemption.
FEES AND CHARGES
Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
Spend Rs. 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8974835
Next expected with Axis, ICICI, Kotak, IndusInd And Amex.
Then Standard Chartered, HSBC, IDFC and AU.
And then only AU, saraswat & remaining cooperative banks.
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8974865
Is this a new launch?
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8974891
Agnivo007 wrote:YesIs this a new launch?
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8974900
The card design is pathetic and unappealing! They could have at least shown photo of a train rather than just the window of an AC coach. 😂
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8974916
bdatta1981 wrote:Ya, I like SBI and BOB IRCTC RuPay Credit card design.The card design is pathetic and unappealing! They could have at least shown photo of a train rather than just the window of an AC coach. 😂
Both card looks awesome -
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8974974
bdatta1981 wrote:The card design is pathetic and unappealing! They could have at least shown photo of a train rather than just the window of an AC coach. 😂
Your window to travel is what they meant(?). Then ppl ask why not door. But door allows many, but only a few lucky can get through the window to secure a seat. 😀
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8975047
Des HDFC issue multiple cards.
If yes, then is new application/documentation required or is it like ICICI, just call and get a card with shared limit
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8975141
bdatta1981 wrote:The card design is pathetic and unappealing! They could have at least shown photo of a train rather than just the window of an AC coach. 😂
That's the common idea, what's uncommon draws attention - At first, the big rectangle shape makes you think what it is , then you start to read the card name etc and find it's the window of ac coach A1, the colours of the coach matches with HDFC theme colours and the logo positions also are near real life settings... thoughtful work, most "chalta hai" type people won't find interesting.
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8975143
amey_dev143 wrote:Sometimes a co-branded along with the primary, one can mail and inquire to grievance and ask if he can be issued one with shared limit.Des HDFC issue multiple cards.
If yes, then is new application/documentation required or is it like ICICI, just call and get a card with shared limit
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8998814
Link in the OP is broken now (404 error).
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_8999354
dexter_greycells wrote:Link is not broken, HDFC bank removed the card from website. 😀Link in the OP is broken now (404 error).
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9000220
Expand
abhishek012 wrote:Correct. I would be interested in this card if the 5% cashback points apply even when the cardholder is not travelling or travelling with someone. SBI gives 5-10% cashback points oniy on the cardholder's fare.
Link is not broken, HDFC bank removed the card from website. 😀
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9124392
IRCTC tied up with the largest private sector lender HDFC Bank on Wednesday to launch one of India’s most rewarding co-branded travel credit cards. The co-branded card will be called "IRCTC HDFC Bank Credit Card" and will be in a single variant exclusively available on NPCI’s Rupay network.
Joining Fees- 500+GST
Annual Fees- 500+GST
Annual Fees Reversal Criteria- Spend Rs. 1,50,000 or more in a year
Welcome benefit- Gift Voucher worth INR 500 on card activation within 30 days of card issuance.
- 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App . To know more about the accrual of reward points please click here
- 1 Reward Point for every INR 100 spent on all other spends . To know more about the Reward Points accrual please Click Here
- Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy. To Know more click here
- 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter). To know more about IRCTC Executive Lounges click here
- 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
The IRCTC HDFC Bank Credit Card is enabled for linking to UPI. To know about how to link your IRCTC HDFC Bank Credit Card on BHIM UPI
: Follow Steps
How to link HDFC Bank RuPay Credit Card on BHIM app?
- Download BHIM app from play store / App Store
- Register your account with BHIM App for UPI Payments (if not already done)
- Open BHIM App -> Enter Passcode -> Click on Bank account ->Add Account
- Select Credit Card -> Select Credit Card Issuer Bank (HDFC Bank) -> Select your HDFC Bank Credit Card ->Confirm
- Click to view accounts -> Select from available options
- Enter HDFC Bank RuPay Credit Card details
- Last 6 Digits & Expiry date
- Enter OTP
- Enter Credit Card PIN
- Set UPI PIN
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9124423
Click bit calling title as Most rewarding 😂
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9124453
Sudarshan61 wrote:Click bit calling title as Most rewarding 😂
Yea Rosh Bhai aisey hi kartey hain.
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9124471
This was posted long back by @abhishek012
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9124475
Yesterday evening IRCTC card was officially launched.
Mai socha post karu ki na karu kyunki already 3 months pahele post daal diya tha. 😀😀
If possible move this to finance section - https://www.desidime.com/deals/hdfc-bank-rupay-...
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9124511
abhishek012 wrote:sorry @abhishek012 i couldn't find ... while creating this thread... will move it to finance.Yesterday evening IRCTC card was officially launched.
Mai socha post karu ki na karu kyunki already 3 months pahele post daal diya tha. 😀😀
If possible move this to finance section - https://www.desidime.com/deals/hdfc-bank-rupay-...
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9300744
@abhishek012 does this work on HDFC Bank offers on Flipkart/Amazon etc?
https://www.desidime.com/discussions/hdfc-bank-rupay-irctc-credit-card-5-rp-inr-100-spent-5-incremental-discount?page=1#post_9301516
pjain2712 wrote:Yes. All HDFC RuPay debit/credit cards working on HDFC bank offers on flipkart/Amazon etc.@abhishek012 does this work on HDFC Bank offers on Flipkart/Amazon etc?
Click here to reply
Reply
IRCTC tied up with the largest private sector lender HDFC Bank on Wednesday to launch one of India’s most rewarding co-branded travel credit cards. The co-branded card will be called "IRCTC HDFC Bank Credit Card" and will be in a single variant exclusively available on NPCI’s Rupay network.
Joining Fees- 500+GST
Annual Fees- 500+GST
Annual Fees Reversal Criteria- Spend Rs. 1,50,000 or more in a year
Welcome benefit- Gift Voucher worth INR 500 on card activation within 30 days of card issuance.
The IRCTC HDFC Bank Credit Card is enabled for linking to UPI. To know about how to link your IRCTC HDFC Bank Credit Card on BHIM UPI
: Follow Steps
- Enter HDFC Bank RuPay Credit Card details
- Last 6 Digits & Expiry date
- Enter OTP
- Enter Credit Card PIN
- Set UPI PIN
Both card looks awesome -
That's the common idea, what's uncommon draws attention - At first, the big rectangle shape makes you think what it is , then you start to read the card name etc and find it's the window of ac coach A1, the colours of the coach matches with HDFC theme colours and the logo positions also are near real life settings... thoughtful work, most "chalta hai" type people won't find interesting.