Hdfc Credit Card paying upfront to use more limit?

43°
Budding Star
RockyBond

My total hdfc money back credit limit is 50,000 out of which already used 40,000. So just 10,000 limit was left.

Now I need to pay 30,000 to buy something. So i paid 20,000 in advance now showing credit available 30,000. Now if i use it will i be charged extra for penalty or anything late

9 Comments  |  
6 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

Did the same. Limit was 1.09l used 2.43 lack

No penalty last month. So go ahead 👍

Budding Star Budding Star
Link Copied
Demondealer wrote:

Did the same. Limit was 1.09l used 2.43 lack

No penalty last month. So go ahead 👍

Okay bro. So you paid in advance then ordered?

Deal Cadet Deal Cadet
Link Copied
Expand
RockyBond wrote:

But i first paid cc bill then made order to be safe

Yes if you are paying bill first and using later then it’s fine.

Go ahead without any worries

Budding Star Budding Star
Link Copied
Expand
pravinchalke wrote:

Yes if you are paying bill first and using later then it’s fine.

Go ahead without any worries

Okay bro.

Deal Cadet Deal Cadet
Link Copied

Need Help with HDFC credit card, anybody have unused in Amazon sale ping me.

Deal Subedar Deal Subedar
Link Copied
Demondealer wrote:

Did the same. Limit was 1.09l used 2.43 lack

No penalty last month. So go ahead 👍

All these rules for Penalties, over usage are only applied by Axis Bank.  Moreover, they may cancel your card too stating Commercial Usage.

With other banks you pay additional amount upfront and fulfill your orders without any issues

Deal Subedar Deal Subedar
Link Copied
paytm69 wrote:

Need Help with HDFC credit card, anybody have unused in Amazon sale ping me.

Pm me for hdfc card

Missing