HDFC giving credit limit Rs. 5000

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Deal Cadet
kunalcc

I have got new HDFC credit card with only Rs. 5000 credit limit. During credit card application it was showing credit limit will be 1.25 Lakhs. Its been many days, I still have Rs. 5000 credit limit. Even welcome letter of physical card was not showing credit limit. I already have another HDFC credit card with credit limit Rs. 75000. I am in utter confusion about my credit limit. Useless Customer care also has no idea about merged credit limit.

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Deal Cadet Deal Cadet
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Swiggy Card

Blaze Blaze
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@kunalcc

Swiggy card will have a shared limit. After a week or so you will see your swiggy card limit as 75000. Initially they show 5000 but it is a shared limit only. Server update takes some time.

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Which card is this ? 

For tata neu initial limit will be 5000 after a week it will matched with primary card

Deal Cadet Deal Cadet
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Swiggy Card

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Deal Cadet Deal Cadet
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HDFC was telling lies about credit limit 1.25 Lakhs on application page

Benevolent Benevolent
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If U Have Taken Screenshot During Application Page...


Then See Again Carefully , It Is Up To 1.25 Lakh.

And U Already Have A Hdfc Card , Only Some People Will Get A Separate Limit...

Looks Like U R Getting Shared Limit Of 75k... It Will Be Updated In Few Days After Card Delivery

Deal Cadet Deal Cadet
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It'll update later

Blaze Blaze
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wait till your physical card delivery. Definitely your limit will be matched with existing card.

Deal Cadet Deal Cadet
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Physical card delivered. Customer care saying its not floter card, I will get seperate limit

Deal Cadet Deal Cadet
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Its been 7 days my credit limit is 5000.

Donkey HDFC

Generous Generous
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It will be a shared limit most probably

Wait for few more days

Deal Cadet Deal Cadet
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Guys, here is update. Customer care now saying that my Swiggy card limit will be merged with Tata neu plus, of Rs. 75000 after first statement generation date on 16 June. Hats off to Donkey HDFC for irritating me whole month

Deal Cadet Deal Cadet
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My card was delivered one week ago but HDFC back end team was sleeping. I raised complaint about my credit limit. Now back end team woke up. I am getting sms that today my physical card delivered. HDFC team showing their bosses fake delivery date to buy more time. This is height of laziness

Deal Cadet Deal Cadet
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Guys, Finally after 10 days, Lazy HDFC team merged my credit limit. That means customer care was telling lies that merged limit will be done on statement date 16 June. Nice Job in confusing customer

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