https://www.hdfcbank.com/personal/pay/cards/cre...
HDFC Bank Launch RuPay Moneyback+ Credit card (Offers & Details):
One Twitter user got this card, He told me - “Got an offer from HDFC on e-mail, didn’t know that it was going to be a RuPay based card”.

Offers
- 10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart Super Store & Swiggy
- 5X CashPoints on EMI spends at merchant locations
- 2 CashPoints per ₹150 spent on other spends ( Excluding fuel, wallets loads/prepaid card loads & voucher purchases )
- Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
- Upto 15% off at 2000+ premium restaurants in select cities.
Fuel Surcharge Waiver
1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)
Welcome/Renewal Benefit
500 Cash Points (applicable only on payment of membership fee)
Quarterly Spend based benefit
Every Calendar quarter, get a gift voucher worth ₹500 on spends of ₹50,000 & above. Earn up to ₹2,000 worth gift vouchers in a year.
Renewal Offer
Get renewal membership fee waived off by spending ₹50,000 and above in an annual year
Reward Point/Cashback Redemption & Validity
- The CashPoints earned on HDFC Bank MoneyBack+ Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, Phone Banking, or physical redemption form
- CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount will have to be paid via the Credit Card.
- For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
- CashPoints earned on your HDFC Bank MoneyBack+ Credit Card are valid only for 2 years from the date of transaction. e.g. if you receive Reward Points in August 2021, same will expire in August 2023
Cost per Point (in Rs)
|
Product Catalogue |
Unified SmartBuy (Flights/Hotels) |
Cash back |
Airmiles |
0.25 |
0.25 |
0.25 |
0.25 |
HDFC Bank MoneyBack+ RuPay Credit Card Eligibility:
Salaried
- Indian nationality. Age: Min 21 yrs. & Max 60 Yrs.,
- Income: Gross Monthly Income> ₹20,000
Self Employed
- Indian nationality. Age: Min 21 yrs. & Max 65 Yrs., Income: ITR > ₹6.0 Lakhs per annum
FEES & CHARGES
- Joining/Renewal Membership Fee – ₹500/- + Applicable Taxes
- Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off
Worldwide Acceptance
- Your HDFC RuPay MoneyBack+ credit card can be used in over 44 plus million Merchant Locations in 190 countries globally and 3.7 million terminals in India. Just look for the Pulse, Discover & Diners Plus signages of acceptance internationally and present your card for payment.
RuPay Credit Card Offers:
Big Basket:
15% instant discount upto Rs.300 on Rupay credit cards
Coupon code – RUPAYCREDITAPR for April 2022
Offer Details: https://www.desidime.com/deals/bigbasket-15-ins...
BookMyshow:
50% Instant discount upto INR 250 on RuPay Credit Card Once per month.
Offer valid till 29th May 2022
Offer Details: https://www.desidime.com/deals/bookmyshow-50-in...
Many more RuPay credit card offer coming soon.
Note – HDFC Bank issue MoneyBack+ credit card on Visa/master & RuPay all platforms, Banks randomly issue any card network, if you want RuPay variant then contact HDFC Bank customer support or contact HDFC bank Grievance Redressal.
Is it possible to convert this in Rupay Variant?