HDFC Millenia Debit card vs Easyshop Platinum debit card

1754°

29095
68
Last Comment 2024-02-07

2021-11-15

Hello dimers,
I hold a HDFC Savings Max account (MAB 25k) which includes a free Easyshop Platinum debit card.
However, I was thinking to get Millennia debit card instead since it beats platinum card in almost all areas related to cashback. For me, airport lounge access does not matter. So I have two questions related to this:

1. Can I get Millennia DC for free replacing existing Easyshop Platinum debit card? Is there a specific channel by which this can be done (branch visit or net banking)?

2. Why is Easyshop considered a better card than Millennia? I have seen people using it to get 1% cashback for credit card payment but won’t Millenia give better returns, in-spite of being cheaper? (CC bill payment via Mobikwik should be an online spend right, giving 2.5% cashback?)

Disclaimer

We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

Top Comments

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084313

Fanil

2021-11-15

Link Copied

Point 2 is wrong.. mobikwik will not be considered as online spend but it will be considered as wallet reload (1%) so it will be same as platinum dc but platinum dc has higher capping. Also, cashback for millennia takes 3 months to be credited where as for platinum dc it's credited in 2-3 days. The only place millennia beats platinum is that in smartbuy it gives 5%( card benefits) & 5% (smartbuy benefits) instead of 5% on platinum dc making Amazon voucher more valuable on millennia than platinum

67 Comments |

30 Dimers

Sort By

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084253

Swami007

2021-11-15

Link Copied

I was also holding Platanium DC of HDFC. Some dimer suggested to get Millenia over it. Applied Millenia DC through netbanking as upgrade, and received it.
Both DC have different card nos. Not sure now platanium works or not.

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084842

drsa478

2021-11-15

Link Copied

How many days it took to recieve the debit card.
Did you receive any sms/email regarding card application, generation and dispatch?

View 5 more replies

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084313

Fanil

2021-11-15

Link Copied

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084430

avgn

2021-11-15

Link Copied

Suggest what we need to do if opening new account
Which account variant to go for for both cases
1. Millennia
2. Easyshop

View 10 more replies

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084423

dark.demon

2021-11-15

Link Copied

@Fanil Right now I think HDFC EasyShop Bill Payment has been discontinued sad . So I think Millenia is Better choice now

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084651

Fanil

2021-11-15

Link Copied

Who told? I received 400 points for 40k payment last week.

View 2 more replies

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084590

rohant

2021-11-15

Link Copied

Hey guys. I hve platinum DC. How can I get 1% cashback on CC bill payment??

Also, 2.5% cashback has been discontinued

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8084807

Swami007

2021-11-15

Link Copied

Do HDFC IOCL Credit Card also eligible for 5% cashback on Amazon GVs through Smartbuy?

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8085539

avgn

2021-11-15

Link Copied

Does millennia debit card have same limitations of minimum 2500 redemption and expiry within 1 year?

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8085814

Ghask

2021-11-15

Link Copied

I have requested for Millennia debit card today through HDFC Netbanking portal (It was showing me a charge of Rs 500 even in Savings Max account). No SMS or email confirmation though. I will update here if I get the card or not, and what happens to the previous card.
Just thinking about this, such a big bank like HDFC doesn’t have proper framework or notification systems in place. Customers are left wondering what will happen next? pensive

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8088831

Ghask

2021-11-17

Link Copied

UPDATE – This is what I received today on SMS:
“Update: We are unable to process your request for a HDFC Bank Debit Card at present. Please visit our branch or call PhoneBanking for details.”

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8089889

LightYagami

2021-11-18

Link Copied

you’ll need to visit the branch and fill the form. I too had got same issue.

View 4 more replies

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8088863

demerius2020

2021-11-17

Link Copied

IS not jupiter debit card which is free and offer 2% return is much better?

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8088893

Ghask

2021-11-17

Link Copied

@demerius2020 It offers only 1%, currently. And who knows in near future, might stop completely.

View 1 more reply

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8088953

DeciDeaim

2021-11-17

Link Copied

Do you have IDFC debit card, the 1% offer is gone but I didn’t say vanakkam yet @demerius2020

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8152722

shreyu2105

2021-12-20

Link Copied

I had millennia DC, i upgraded to platinum DC, now i have 372 rewards available in millennia DC, where i am able to redeem min 400. What shall i do to get 372. My millennia DC is now disabled.

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8152868

noobDealer

2021-12-20

Link Copied

upgrade to millenia for few days laughing

View 1 more reply

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8248685

Knight11

2022-02-04

Link Copied

If I upgrade to millenia or platinum in between a month, can I get cashback benefits on both cards?

Also, if there is a pending cashback from smartbuy or say Millenia’s 90 days back transaction, will I still get it, if the card is blocked before?

@Sudarshan61 @prem4998

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8248839

Sudarshan61

2022-02-04

Link Copied

Yes.

do note that points for both cards are categorised differently…so if you don’t have minimum points you won’t be able to redeem. So plan accordingly

View 5 more replies

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8486706

desibuddy

2022-06-01

Link Copied

i am totally confused which to choose, millenia or easy shop debit card,

Debit card get seperate cashback capped at (400 for Millenia DC, 750 for Easy shop DC) and smartbuy get seperate cashback ? so we get 2 benefit ?

Monthly limit :

millenia DC – monthly cashback limit/card = 400 rs

easy shop DC – monthly cashback limit/card = 750 rs

Amazon GV :

If i use smartbuy with this DC and buy amazon GV worth 10k means, which card give more benefit

Millenia DC – how much benefit — ??

Easy shop DC – how much benefit — ??

how to get maximum benefit on cards smile

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8486764

sujith8786

2022-06-01

Link Copied

Regarding Smartbuy Amazon gv..
U can buy max 5k only now..
And there are additional charges (handling charges+GST or whatever) in Smartbuy for buying Amazon gv..

View 4 more replies

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8490896

desibuddy

2022-06-03

Link Copied

<a href=“https://ibb.co/j...3r”><img src="

" alt=“2022-06-03-02-32-41-Window” border=“0”></a>

what is meaning of product offering ?

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8498644

some1anywhere

2022-06-06

Link Copied

I think best option is open SavingsMax account in HDFC. Then you can get EasyShop RuPay Platinum (Amazon offer + 1% cashback). Get Millennia as credit card. 😄

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8498729

BBal

2022-06-06

Link Copied

Hahahah…I don’t think rupay version of easyshop platinum card gives 1% cashback😄

View 6 more replies

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8508483

LootUnlimited

2022-06-12

Link Copied

Any conclusion which one is better

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8531868

Wrangler13

2022-06-26

Link Copied

Depending upon usage. Millenia has a ₹400 per month limit on cash back and Platinum has a ₹750 limit. If you pay a lot of credit card bills and utility bills through hdfc smartpay, then Platinum will be better but for most people I feel Millenia is better

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8595930

manishperiwal.slg214

2022-07-27

Link Copied

How to get 1% cashback on paying cc bills using Platinum DC?

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_8753394

shaileshmane14363

2022-10-07

Link Copied

With my salary account, I received Easyshop Platinum debit card but accidently I upgraded to Millenia debit card, i want to cancel the upgrade. Is there any way? @Ghask

https://www.desidime.com/discussions/hdfc-millenia-debit-card-vs-easyshop-platnium-debit-card?page=1#post_9868337

KoolDeep

2024-02-07

Link Copied

Having gone through various discussions over this issue as to "Which card is better Millenia or Platinum?", I personally reckon it depends on one's usage. for Cashback on a comparatively more number of platforms Millenia would be better WHILE for CC Bill Payment, Platinum is no brainer.

Then there is a second thought about it, if one has got Credit Card, then he/she would make a use of it in order to avail its rewards/cash benefits rather than using debit card . So why would one use debit card?

On the other hand, after enjoying cashbacks/rewards on CCs come here to pay its bill and enjoy yet another benefit (using Platinum Debit Card).

Whoa....!!! Phew...!!😀