HDFC Zip drive/ride pre approved loan
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https://www.desidime.com/discussions/hdfc-zip-drive-ride-pre-approved-loan?page=1#post_6113510
Nowadays, everything is pre-approved until you submit docs electronically or physical form.
Then, they process them and let you know that you are eligible or not eligible. Which takes at least one day.
That means they are not pre-approved.
The pre-approved tag is to lure you to apply.
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https://www.desidime.com/discussions/hdfc-zip-drive-ride-pre-approved-loan?page=1#post_6114127
Better opt for a personal loan if available to you at less than 12% and buy car in cash
https://www.desidime.com/discussions/hdfc-zip-drive-ride-pre-approved-loan?page=1#post_6115566
I think HDFC ’s pre-approved loan is a car loan /bike loan. Which is coming under secured loan and a personal loan is always a unsecured loan. It is better to have balance of secured and unsecured loan in your portfolio. It will give your CIBIL score a boost.
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Yes how does HDFC pre-approved loans works. If I want to purchase a car. They are showing I have a pre-approved car loan