Health Insurance - Need ur advice

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Last Comment 2024-01-01

2023-12-04

My Health Insurance (only self) is due for renewal,
Currently have Manipal Cigna with Niva Bupa (topup)
No claims, so don't have any experience with them

I recently discovered Acko's Plans and they look much interesting too!
And I checked and the premium is almost same as current renewal..

I need ur advice, Should I continue with existing and renew, or go for new Acko?
No pre-existing and such, also, in my 20s.

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https://www.desidime.com/discussions/health-insurance-need-ur-advice?page=1#post_9739894

Honeyyyyy1

2023-12-04

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Take health insurance like national ,United, etc...not.from.private players..these govt insurance companies will give you less amount of coverage but atleast don't reject claims without any solid reason

https://www.desidime.com/discussions/health-insurance-need-ur-advice?page=1#post_9739913

kukdookoo

2023-12-04

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Does any government insurer has fully online porting option?

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https://www.desidime.com/discussions/health-insurance-need-ur-advice?page=1#post_9739927

swapnilrpatil

2023-12-04

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Read about Niva Bhupa Reassure 2.0 Titanium plan. I have opted for it last month.

https://www.desidime.com/discussions/health-insurance-need-ur-advice?page=1#post_9741128

s_u_r

2023-12-05

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मेरे दोस्त के पास orintal health insurance है 3 साल पहले उसकी बीवी को रसौली हुई थी और उसके health प्लान मैं ये कवर भी था क्योंकि उसके पास family health insurance था

बिल 100000 का था ( opration करवाया ) पर ओरिनटल ने सिर्फ 50,000 का क्लेम दिया अब वो किसी प्राइवेट insurance company में पोर्ट करने की सोच रहा है।

https://www.desidime.com/discussions/health-insurance-need-ur-advice?page=1#post_9741832

Original

2023-12-05

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Oriental is shit company 😑

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https://www.desidime.com/discussions/health-insurance-need-ur-advice?page=1#post_9793678

unknowndimerwho

2024-01-01

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@GautamgR have you decided something on this ? I am also looking to take Acko health insurance but trying to have some more feedback or suggestions on this please. Thanks

https://www.desidime.com/discussions/health-insurance-need-ur-advice?page=1#post_9793730

GautamgR

2024-01-01

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I decided to stick with existing Manipal,
Since its generally good to stick with existing provider so that you can build a good profile with them with each unclaimed year..

Also, Acko's Proposal wasn't very convincing to me, I read up a lot about it on Twitter,
Searched 'Acko Health Insurance'

2 things are sure, They are very new, Very uncertain about their experience since there is almost nil feedback from customers!
In case of health, I think its important to go with trusted and established, I think
(However, Their Vehicle insurance has some good feedback though)

Overall, I considered these factors for sticking with Existing provider,
Plus, I bought plan via PaisaBazaar which accepts AmazonPay as Payment,
So ended up saving 5% on that... sweat_smile

Also, pb also gives a relationship manager for your policy...Sounds good for me...

Honestly if you are considering new policy - I'd really ask you to consider providers like HDFC, Niva Bupa etc...