Help about open zero saving bank account online
- 5962
- 134
-
- Last Comment
hi,
anyone know any Bank name except DBS bank, where i open zero saving bank account without visit a bank ??
i mean open Zero saving bank account online, and no need to visit a bank ??
and get debit card via courier to my home..
@TEMPER wrote:
confirm me one thing, is Dbs bank secure.. because am keeping all my savings into dbs only
Digisavings is a regular savings account. As per RBI guidelines, amount upto 1 Lakh per account in Savings account are insured from Bank failure.
@rajrocks wrote:
@varun940 wrote:
@Magus wrote:
@adnan_d92 wrote:
Biggest problem with dbs is that it doesn’t run on rooted phones
It does not work on Oneplus One and Oneplus two also even if we have not done anything with phones.
may b coz of oxygen OS
I have cynogen on Oneplus one but it still does not work. ON oneplus two its oxygen
@varun940 wrote:
@rajrocks wrote:
@varun940 wrote:
@Magus wrote:
@adnan_d92 wrote:
Biggest problem with dbs is that it doesn’t run on rooted phones
It does not work on Oneplus One and Oneplus two also even if we have not done anything with phones.
may b coz of oxygen OS
I have cynogen on Oneplus one but it still does not work. ON oneplus two its oxygen
may be cynogen also. does it work on cynogen on any non-oneplus one phone?
@rajrocks wrote:
@varun940 wrote:
@rajrocks wrote:
@varun940 wrote:
@Magus wrote:
@adnan_d92 wrote:
Biggest problem with dbs is that it doesn’t run on rooted phones
It does not work on Oneplus One and Oneplus two also even if we have not done anything with phones.
may b coz of oxygen OS
I have cynogen on Oneplus one but it still does not work. ON oneplus two its oxygen
may be cynogen also. does it work on cynogen on any non-oneplus one phone?
One of my friend has Yu Yureka, its working on Yureka
@rajrocks wrote:
@varun940 what error ru getting?
View post on imgur.com
@varun940 wrote:
@rajrocks wrote:
@varun940 what error ru getting?
View post on imgur.com
seems os issue
@panchabhut wrote:thanks bro… actually maintaining around 1.5l , planned to maintain only 99,999 initially.. now ill transfer rest amount to hdfc
@TEMPER wrote:
confirm me one thing, is Dbs bank secure.. because am keeping all my savings into dbs only
Digisavings is a regular savings account. As per RBI guidelines, amount upto 1 Lakh per account in Savings account are insured from Bank failure.
@rajrocks wrote:
if they r not able to ans this simple query then y the hell do u want to open an acct in that bank? what if thr is some urgency or help u might need after opening acct.
@Tejaa wrote:
@rajrocks wrote:
if they r not able to ans this simple query then y the hell do u want to open an acct in that bank? what if thr is some urgency or help u might need after opening acct.
i know bro but just letting u know that in future they may not solve any major issue just like they are not solving this simple one.
after opening acct u will be like 
@rajrocks wrote:Initially there was a problem with miui also.. Now with the latest update it works fine
@varun940 wrote:
@Magus wrote:
@adnan_d92 wrote:
Biggest problem with dbs is that it doesn’t run on rooted phones
It does not work on Oneplus One and Oneplus two also even if we have not done anything with phones.
may b coz of oxygen OS
@adnan_d92 wrote:
@rajrocks wrote:Initially there was a problem with miui also.. Now with the latest update it works fine
@varun940 wrote:
@Magus wrote:
@adnan_d92 wrote:
Biggest problem with dbs is that it doesn’t run on rooted phones
It does not work on Oneplus One and Oneplus two also even if we have not done anything with phones.
may b coz of oxygen OS
@varun940 try latest version
@rajrocks wrote:
@Tejaa wrote:
@rajrocks wrote:
if they r not able to ans this simple query then y the hell do u want to open an acct in that bank? what if thr is some urgency or help u might need after opening acct.
i know bro but just letting u know that in future they may not solve any major issue just like they are not solving this simple one.
after opening acct u will be like
Lemme call our bank expert @A2Zdeals
@Tejaa wrote:
@rajrocks wrote:
@Tejaa wrote:
@rajrocks wrote:
if they r not able to ans this simple query then y the hell do u want to open an acct in that bank? what if thr is some urgency or help u might need after opening acct.
i know bro but just letting u know that in future they may not solve any major issue just like they are not solving this simple one.
after opening acct u will be like
Lemme call our bank expert @A2Zdeals
what is le?
@Tejaa wrote:
@gambits wrote:
@Tejaa wrote:
@BUTTERFLYBOY wrote:
Do you still need it?
as it’s an online procedure so will it be an issue if i select neighbour city as branch when jifi account is not available in my place ?
as we know jifi account is only available in few cities
Someone answer this.
Anyone ?
As per my telcon with Kotak CC, city should not be an issue
I have not gone through online form, if there is only selected cities available, select any, fill general details
Online agent shall call you for confirmation & documents collection
That time it will be clear whether city condition is there or not
Take a Chance
Must watch for those who do not try once:
(a scene from movie Life in a Metro between Irrfan khan & Konkana, in the end there is conversation :
Irrfan : Mera ek dost hai, uske paas badi gaadi hai par woh kehta hai usi din bahar nikalega jis din saare signal green honge.
Konkana : Gaadi bahar nahi nikalega to pata kaise chalega
Irrgfan : Exactly!! Gaadi Bahar nikalo, Take your chance baby…
I like this scene too much…
https...ww dot youtube dot com/watch?v=8AOc2X5qwF4
remove space & dot by .
do see sir @Alpha.Barood
@A2Zdeals wrote:
@Tejaa wrote:
@gambits wrote:
@Tejaa wrote:
@BUTTERFLYBOY wrote:
Do you still need it?
as it’s an online procedure so will it be an issue if i select neighbour city as branch when jifi account is not available in my place ?
as we know jifi account is only available in few cities
Someone answer this.
Anyone ?
As per my telcon with Kotak CC, city should not be an issue
I have not gone through online form, if there is only selected cities available, select any, fill general details
Online agent shall call you for confirmation & documents collection
That time it will be clear whether city condition is there or not
Take a Chance
i know we can hold acct of other region also but my concern is after acct opening if any major issue happens then will the same branch resolve when they are not able to solve this simple query
@rajrocks wrote:
i know we can hold acct of other region also but my concern is that is any major issue happens when who will the same branch resolve when they are not able to solve this simple query
@Tejaa
Is payment of account opening required beforehand?
@BUTTERFLYBOY wrote:
@adnan_d92 wrote:
someone plz send jifi referral
Do you still need it?
Jifi Referral Please
@panchabhut wrote:
@TEMPER wrote:
confirm me one thing, is Dbs bank secure.. because am keeping all my savings into dbs only
Digisavings is a regular savings account. As per RBI guidelines, amount upto 1 Lakh per account in Savings account are insured from Bank failure.
1.First Digibank account then upgrade to DigiSavings or is it possible to directly open DigiSavings ?
2.is it possible to use in cities where they don’t have a branch ?
3.Charges for NEFT,IMPS ?
4.Payment through net banking seems not to be present (considering few comments above) so only way to transact is through debit card
5. Any referral scheme ? Please share if it’s present
@saymyname wrote:
@BUTTERFLYBOY wrote:
@adnan_d92 wrote:
someone plz send jifi referral
Do you still need it?
Jifi Referral Please
Check pm.:-}
@A2Zdeals wrote:
Online agent shall call you for confirmation & documents collection
That time it will be clear whether city condition is there or not
Bro, simple logic goes, say for example you fake select Pune as your city where Jifi is available. Then the call will come from Pune Kotak, how/why will he come to other city to collect documents, if they do come, then why is there even need of listed cities where Jifi is available, they can mark as “anyone can open account in any city in India.”
Metro wala scene mast tha, even when I saw it with my friend (who is now no more) for the first time, I was so impressed.
@gambits wrote:
Bro, simple logic goes, say for example you fake select Pune as your city where Jifi is available. Then the call will come from Pune Kotak, how/why will he come to other city to collect documents
…
I think first you will receive a call from their centralised office, then they will fix your appointment with any officer from Pune branch based on your free schedule
Cc: @A2Zdeals
@Tejaa wrote:
@gambits wrote:
Bro, simple logic goes, say for example you fake select Pune as your city where Jifi is available. Then the call will come from Pune Kotak, how/why will he come to other city to collect documents
…I think first you will receive a call from their centralised office, then they will fix your appointment with any officer from Pune branch based on your free schedule
Cc: @A2Zdeals
Sad news 
If jiffi branch is not their in your city,
kotak bank executive say I pity,
better utilise your time in understanding
other bank products nitty gritty.
That executive mentioned some Kotak Pro Auto Bill Pay account where though AMB is 20k but there is condition if you make bill payment of 2k then no NMC is charged. Tried contacting customer care but they are not able to validate this.
@Tejaa if you have any address proof of jiffi branch location then you can try this else try contacting kotak branch in your city.
@saymyname wrote:
@panchabhut wrote:
@TEMPER wrote:
confirm me one thing, is Dbs bank secure.. because am keeping all my savings into dbs only
Digisavings is a regular savings account. As per RBI guidelines, amount upto 1 Lakh per account in Savings account are insured from Bank failure.
1.First Digibank account then upgrade to DigiSavings or is it possible to directly open DigiSavings ?
2.is it possible to use in cities where they don’t have a branch ?
3.Charges for NEFT,IMPS ?
4.Payment through net banking seems not to be present (considering few comments above) so only way to transact is through debit card
5. Any referral scheme ? Please share if it’s present
1. First Digi wallet and then upgrade to digisavings with your aadhar card only.
2. Yes you can use throughout India without the requirement to go to the bank.
3. Free NEFT/IMPS
4. Netbanking works but banks like SBI, HDFC are not available (These banks don’t allow such transactions for the fear of losing business)
5. There is a referral scheme but you won’t get any benefits from it.
For upgrading to digisavings account you need to have a CCD which processes the verification or reside in a city where DBS does verification at your door step.
@rajrocks wrote:
can i know whats the craze with this jifii acct where other banks accts are not able to offer?
Bro do a little research about Kotak JIFI account, you will come to know what a gem of bank account it is.
Some points at the top of my brain:
1. Free free free, everything free, netbanking, IMPS, NEFT, you name it, all charges waved.
2. Current account
3. If your balance crosses 25k, it shifts to term deposit and you can earn interest too for your dormant amount.
4. Twitter based banking, hashtags everywhere to do your tasks.
5. Massive points on each purchase.
6. Platinum VISA card.
More here:
https://www.kotakjifi.com/Defaul...px
whr