Help about open zero saving bank account online
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hi,
anyone know any Bank name except DBS bank, where i open zero saving bank account without visit a bank ??
i mean open Zero saving bank account online, and no need to visit a bank ??
and get debit card via courier to my home..
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya 
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure
@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.
@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still tagged
Anyone looking for referral can contact me here on… 
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure
@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.
@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still tagged
Anyone looking for referral can contact me here on…
What benefits? I’m reading here and learning 
@rajrocks wrote:
500+ x 6 / month or 500+ x 6 / year?
You earn reward points of 100 (=Rs.25) for each transaction of 500+ for upto 6 times per month. So every month you can earn 25 × 6 = Rs.150. Or, 150 × 12 = Rs.1800 every year.
All of these details are available on their homepage (click on the “Learn More” button on the loyalty rewards tab and read through the modal popups). https://www.kotakji...om CC @gotrajk @A2Zdeals @Tejaa @BUTTERFLYBOY
@panchabhut wrote:
Jiffi is a CURRENT account.
Which automatically implies that it is “non-interest bearing account”. Only amount above 25000 is transferred to FD. In comparison, normal savings bank gives interest of 4-7% p.a. from the first rupee.
So the so called free benefits come at the cost of loss of interest of Rs. 1750 per year (7% of 25000)
@batman wrote:
Not really…
Shhh…if you are going to be that explicit, Kotak might catch this and add some condition.
1:1 comment 
@Tejaa wrote:
@BUTTERFLYBOY wrote:
I am getting a benefit of Amazon vouchers of worth 1800 per year from Jifi account. I haen’t paid any single rupee yet as any kind of charge
You meant 2000-200(dc charge) : 1800, right ?
Lol I didn’t see any DC charge yet even though its going to be 2 years. May be I had some fat amount in my account so I couldn’t notice that. 
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still taggedAnyone looking for referral can contact me here on…
Yes, I kept the caps lock on so that people realize that I am a bada butterfly.
Start making any transaction worth 500 or more 6 times every month to get assured 600 points. This way you will earn vouchers worth 150 Rs every month.
@BUTTERFLYBOY wrote:
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still taggedAnyone looking for referral can contact me here on…
Yes, I kept the caps lock on so that people realize that I am a bada butterfly.
Start making any transaction worth 500 or more 6 times every month to get assured 600 points. This way you will earn vouchers worth 150 Rs every month.
Any merchant or specified merchants mentioned on kotakrewards.com
@GoogleCA wrote:
@BUTTERFLYBOY wrote:
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still taggedAnyone looking for referral can contact me here on…
Yes, I kept the caps lock on so that people realize that I am a bada butterfly.
Start making any transaction worth 500 or more 6 times every month to get assured 600 points. This way you will earn vouchers worth 150 Rs every month.
Any merchant or specified merchants mentioned on kotakrewards.com
Not really. 
@BUTTERFLYBOY wrote:
@GoogleCA wrote:
@BUTTERFLYBOY wrote:
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still taggedAnyone looking for referral can contact me here on…
Yes, I kept the caps lock on so that people realize that I am a bada butterfly.
Start making any transaction worth 500 or more 6 times every month to get assured 600 points. This way you will earn vouchers worth 150 Rs every month.
Any merchant or specified merchants mentioned on kotakrewards.com
Not really.
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request 
@GoogleCA wrote:
@BUTTERFLYBOY wrote:
@GoogleCA wrote:
@BUTTERFLYBOY wrote:
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still taggedAnyone looking for referral can contact me here on…
Yes, I kept the caps lock on so that people realize that I am a bada butterfly.
Start making any transaction worth 500 or more 6 times every month to get assured 600 points. This way you will earn vouchers worth 150 Rs every month.
Any merchant or specified merchants mentioned on kotakrewards.com
Not really.
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
Can’t believe it. In my case, their representative was super kind and helpful and actually came to my place to collect everything and gave me his number to contact if I needed anything anytime.
EDIT: Anyone needs Jifi referral, just ask me and it will be in your pm in a flash.
@GoogleCA wrote:
@BUTTERFLYBOY wrote:
@GoogleCA wrote:
@BUTTERFLYBOY wrote:
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still taggedAnyone looking for referral can contact me here on…
Yes, I kept the caps lock on so that people realize that I am a bada butterfly.
Start making any transaction worth 500 or more 6 times every month to get assured 600 points. This way you will earn vouchers worth 150 Rs every month.
Any merchant or specified merchants mentioned on kotakrewards.com
Not really.
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
You should have asked her to visit you once and discuss everything on the table.
@GoogleCA wrote:
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
No Cash Loading
No Cash Withdrawal (it is chargeable as mentioned below)
1st Year Free, 2nd Year onwards 199+St
Other Bank ATM withdrawal charges Rs 25 from 1st transaction itself
Cheque Book Rs. 50 (10 leaves)
At first executive was citing some technical problem in Mumbai & offering Auto Bill Pay Pro Savings Account with Zero Balance if bill payment of 2000 is done every month
@Tejaa
@A2Zdeals wrote:
@GoogleCA wrote:
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
No Cash Loading
No Cash Withdrawal (it is chargeable as mentioned below)
1st Year Free, 2nd Year onwards 199+St
Other Bank ATM withdrawal charges Rs 25 from 1st transaction itself
Cheque Book Rs. 50 (10 leaves)At first executive was citing some technical problem in Mumbai & offering Auto Bill Pay Pro Savings Account with Zero Balance if bill payment of 2000 is done every month
@Tejaa
Don’t know whether their site is not updated or the executives have wrong information. Check site
https://www.kotakjif...m/
Schedule of charges says Free Cash Withdrawal at Kotak Bank ATM’s and 5 transactions free at Non Kotak ATM’s. Thereafter charges per transaction.
Also cheque book 10 leaves free per year, thereafter Rs.5 per leave
@GoogleCA wrote:
@A2Zdeals wrote:
@GoogleCA wrote:
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
No Cash Loading
No Cash Withdrawal (it is chargeable as mentioned below)
1st Year Free, 2nd Year onwards 199+St
Other Bank ATM withdrawal charges Rs 25 from 1st transaction itself
Cheque Book Rs. 50 (10 leaves)At first executive was citing some technical problem in Mumbai & offering Auto Bill Pay Pro Savings Account with Zero Balance if bill payment of 2000 is done every month
@Tejaa
Don’t know whether their site is not updated or the executives have wrong information. Check site
https://www.kotakjif...m/Schedule of charges says Free Cash Withdrawal at Kotak Bank ATM’s and 5 transactions free at Non Kotak ATM’s. Thereafter charges per transaction.
Also cheque book 10 leaves free per year, thereafter Rs.5 per leave
looks like vested interest of marketing personnel, he is trying to drive people towards product more fruitful to him/bank for better commission
@A2Zdeals wrote:
@GoogleCA wrote:
@A2Zdeals wrote:
@GoogleCA wrote:
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
No Cash Loading
No Cash Withdrawal (it is chargeable as mentioned below)
1st Year Free, 2nd Year onwards 199+St
Other Bank ATM withdrawal charges Rs 25 from 1st transaction itself
Cheque Book Rs. 50 (10 leaves)At first executive was citing some technical problem in Mumbai & offering Auto Bill Pay Pro Savings Account with Zero Balance if bill payment of 2000 is done every month
@Tejaa
Don’t know whether their site is not updated or the executives have wrong information. Check site
https://www.kotakjif...m/Schedule of charges says Free Cash Withdrawal at Kotak Bank ATM’s and 5 transactions free at Non Kotak ATM’s. Thereafter charges per transaction.
Also cheque book 10 leaves free per year, thereafter Rs.5 per leave
looks like vested interest of marketing personnel, he is trying to drive people towards product more fruitful to him/bank for better commission
Maybe but you are saying that they provided you the same information. Bugged them on twitter. They are saying that they will call me
@A2Zdeals wrote:Yes.. That happened to me as well.. Probably they don’t get commission on this one .
@GoogleCA wrote:
@A2Zdeals wrote:
@GoogleCA wrote:
Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
No Cash Loading
No Cash Withdrawal (it is chargeable as mentioned below)
1st Year Free, 2nd Year onwards 199+St
Other Bank ATM withdrawal charges Rs 25 from 1st transaction itself
Cheque Book Rs. 50 (10 leaves)At first executive was citing some technical problem in Mumbai & offering Auto Bill Pay Pro Savings Account with Zero Balance if bill payment of 2000 is done every month
@Tejaa
Don’t know whether their site is not updated or the executives have wrong information. Check site
https://www.kotakjif...m/Schedule of charges says Free Cash Withdrawal at Kotak Bank ATM’s and 5 transactions free at Non Kotak ATM’s. Thereafter charges per transaction.
Also cheque book 10 leaves free per year, thereafter Rs.5 per leave
looks like vested interest of marketing personnel, he is trying to drive people towards product more fruitful to him/bank for better commission
@A2Zdeals wrote:
@BUTTERFLYBOY Id banate waqt CAPS lock on tha kya
Ab jaldi bata do warna @Tejaa b fek ke buttermilk kar dunga
@rajrocks has asked you 6 times already ki yeh 500*6 times per month hai ya per year
Mujhe per month lagta hai considering kotak bank poor rewards structure@Tejaa bhai
Jab aaya Yahoo/Rediff, band ho gaya Sify,
Eat more protein, have vegetables which are leafy,
Any more suggestions of Balance Zero but benefits like Jiffi.@adnan_d92 if you have checked all benefits please respond, BTW i am going ahead with your referral
Cc : @GoogleCA
@gambitrite
@mahidada
@Plato
@saymyname
@gotrajk
@Magus I don’t know are you interested or not, still taggedAnyone looking for referral can contact me here on…
Upar check karo referral le lia hai TITLIBACCHE se
@GoogleCA wrote:Filled up form. Got a call. The executive was way too rude as if i should pay her 1000 bucks for calling me. She was saying that there would be charges for ATM withdrawal. I told her that the website says no charges for first 5 withdrawal but she was adamant. Said i m cancelling your request
Don’t tell me that her name is swetha
So the issue is sorted out. The same executive was forced to call me as i had complained on Twitter. The issue is that www.kot...om has different schedule of changes and www.kotakji...om has different schedule of charges. The executive told me that the schedule of charges mentioned at Jifi is incorrect and she will get it corrected. So there are charges for each ATM withdrawal and for each cheque book leave.
@GoogleCA wrote:
So the issue is sorted out. The same executive was forced to call me as i had complained on Twitter. The issue is that www.kot...om has different schedule of changes and www.kotakji...om has different schedule of charges. The executive told me that the schedule of charges mentioned at Jifi is incorrect and she will get it corrected. So there are charges for each ATM withdrawal and for each cheque book leave.
My concern is why do you bloody care about those charges when you can fund it sitting at home? Just use it for the good things.
I hope you got my point. For rest of other things, use other accounts.
@BUTTERFLYBOY wrote:
@GoogleCA wrote:
So the issue is sorted out. The same executive was forced to call me as i had complained on Twitter. The issue is that www.kot...om has different schedule of changes and www.kotakji...om has different schedule of charges. The executive told me that the schedule of charges mentioned at Jifi is incorrect and she will get it corrected. So there are charges for each ATM withdrawal and for each cheque book leave.
My concern is why do you bloody care about those charges when you can fund it sitting at home? Just use it for the good things.
I hope you got my point. For rest of other things, use other accounts.
I hv 3 bank accounts and there are N number of wallets for the same purpose.
@GoogleCA wrote:
@BUTTERFLYBOY wrote:
@GoogleCA wrote:
So the issue is sorted out. The same executive was forced to call me as i had complained on Twitter. The issue is that www.kot...om has different schedule of changes and www.kotakji...om has different schedule of charges. The executive told me that the schedule of charges mentioned at Jifi is incorrect and she will get it corrected. So there are charges for each ATM withdrawal and for each cheque book leave.
My concern is why do you bloody care about those charges when you can fund it sitting at home? Just use it for the good things.
I hope you got my point. For rest of other things, use other accounts.
I hv 3 bank accounts and there are N number of wallets for the same purpose.
Check pm.
Anyone can Open the Jifi Account or they Require some Specific Profile for this?
@BUTTERFLYBOY check PM
@KAY DEE wrote:
Anyone can Open the Jifi Account or they Require some Specific Profile for this?
Indian aged above 18.
Even I signed up for jifi account and got a call from them and I confirmed from them that Cash deposits and Other Bank’s VISA ATM withdrawals are charged. No free withdrawals from other Bank ATMs. However “Other Bank’s VISA ATMs – Domestic” section in “Fees and Charges” for Jifi account is left blank → http://www.kotak.com/personal-banking/accounts-... .
I asked him to cancel the request.
can you please explain how in detail .. as I looked up jifi website .. it talks about specific merchants or points when u shop by redirecting from there website like cb sites ..