how can I increase limit of sbi cc?

62°
Deal Cadet
Kim_Jong_jun

I hv sbi simply cliq. How can I increase its limit.
I’m using it from 6 months

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Deal Cadet Deal Cadet
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try to use 60% to 70% of your credit limit in a year with timely payment, bank will surly upgrade your limit….

Deal Captain Deal Captain
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They hardly send any limit upgrade message. No limit upgrade using it for 18 months with good expenses.

Mobile Guru Mobile Guru
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Why not request for a limit upgrade by submitting ITR/Salary Docs via SBICard.com?
SBICard.com >> Benefits >> Credit Limit Increase
https://cdn0.desidime.com/attachments/photos/666359/medium/sbi_limit_increase__01.jpg?1613679074

Deal Cadet Deal Cadet
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Kg+

Deal Cadet Deal Cadet
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usually when we see CIBIL report it shows credit utilization for all 12 months for different cards, so I personally assume try to do minimum one transaction every month and then utilize maximum limit in any month based on your requirement (better one month before applying for new credit card or limit increase request) your CIBIL will shine and your credit returns will improve your trustfulness.

After all a Credit card is given to you so that one day you do some mistake and bank can get some extra bucks from it….

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