How Many Credit Cards You Hold and How You Collected Them (Mega Giveaway)

I have:
1. Amex – Gold + MRCC (companion for gold)
2. IDFC – Select LTF
3. SBI – SimplyClick + OLA
4. Citi – Rewards (LTF) + PremierMiles (waiver on usage)
5. Indus – Platinum LTF
6. RBL – ETMoney (Paid)
7. HSBC – Platinum
8. SCB – Titanum + Manhattan + Platinum LTF
9. Yes – Premia LTF (closed recently due to some issues with bank)
10. Kotak – Signature LTF
11. Axis – FK + LIC LTF + Neo LTF
12. HDFC – Regalia LTF
13. ICICI – Coral LTF + Apay LTF

Are we getting Indusind Pinnacle card now or ban is there?
Can we get Bob select as LTF now?
Please comment if anyone knows this.

I surrendered all my cards and living a peaceful life ✌️.

Sometimes i feel like,who is cibil to rate us 😀,now no cibil s**t ,only black money 🤑

Got my first card from Axis as I hold a salary account with them.
Axis – Myzone LTF ( got this after six months of holding salary account )
ICICI – MMT card, LTF. Cost 90 GST, as out of 590 I paid, got 500 back.
Bob – Select card – paid. Applied for this even though a paid card. But the party didn’t last long. The spending limit is completed for this year. Planning to close.

HDFC and Apay ICICI got rejected, will apply for it once again. Wanted to apply for FK Axis LTF, but was not eligible. Want to get an SBI card for that online discount, but LTF is not available. What to do? What is the best way to get? After BoB I learnt a lesson – hold LTF or a good card premium card with fee when my spending increases.
My spending is not much as of now. Only 2k to 3k hardly per month. So I want to get only LTF cards.

goood discussion

how did you updated this
i have hdfc easyemi 80k limit from last 15 month

Sorry Guys , Was Busy in a Friends Marriage from past 5 Days ,
based on the Number of Cards and explanation @luciferous is the winner.
Mega GiveAway Ends Today.
Winner Please DM your Mobile number to Recharge.

0 cards i own,i make a serious effort to collect 0 cards ,when desidime shows credit card deals and says jump, i dont jump

SBI-More Gold-LTF-SBI Salary account
StandardChart-Titanium and Preferred-LTF-via Preferred banking
ICICI-Amazon, Platinum-LTF-Directly applied to the bank
IDFC-Select-LTF-Invited by the bank
HSBC-Platinum-LTF-Invited by the bank
Amex-Rewards-LTF-Signup offer
IndusInd-Iconia Amex & Visa-Paid joining fees, but no annual fees @ IndusInd website
Axis-Ace,Flipkart-Paid joining fees @ bank website
Axis-Platinum-LTF-via Auto loan
Citibank-Cashback,Indianoil platinum-LTF-Salary Account
Kotak-Essentia Platinum-paying annual fees-10% cashback on groceries
HDFC-Regalia-LTF-Salary account
YesBank-Preferred First-LTF-Bank invite

Total 18 cards (ignoring all add-ons).

HDFC – DCB (Fees – fingers crossed have not paid yet.. but tough every year) 

CITI – REWARDS (easy to get free with 30k spends)

LTF cards

ICICI- AMAZON+CORAL 
HSBC – PLATINUM wife has
INDUSIND- PINNACLE (paid joining fee for vouchers)
AMEX- MEMBER REWARDS
AXIS –  FLIPKART
SBI –  ELITE
YES BANK- YES EXCLUSIVE
SLICE CARD
ONE CARD
IDFC SELECT CREDIT CARD

good

Which company bro and when was the offer 

@makyubex  makyubex - Which company bro and when was the offer made available

HDFC –DINERS BLACK + INFINIA

ICICI- 2 SAPHIRO+ 2RUBYX+ 3CORAL(AMEX+VISA+HP CORAL) + MMT + PLATINUM MC+ PLATINUM VISA + PLATINUM (FD BASED)+ AMAZON

KOTAK- PRIVY LEAGUE SIGNATURE

HSBC – CASHBACK+PLATINUM

CITI – PREMIER MILES + REWARDS

INDUSIND- PINNACLE

BOB- ETERNA

AMEX- PLATINUM CHARGE+ PLATINUM RESERVE+GOLD CHARGE+ MEMBER REWARDS

AXIS – SELECT+ FLIPKART+ACE

SBI – 2 SIMPLYCLICK+BPCL

STANDARD CHARTERED – MANHATTAN + DIGISMART+ULTIMATE

YES BANK- YES PREFERRED

IDFC – WEALTH + ONE

 kuch reh gaye honge to I will add later

"@beastboy":https://www.desidime.com/users...32

SBI OLA – paid
SBI Simply cliq – paid
SBI Simply Save – paid
ICICI platinum – LTF*3
ICICI amazon pay – LTF
ICICI HPCL – paid
Axis ACE – paid
Axis Flipkart – paid
Axis Neo – LTF
Amex gold charge – Paid
Amex MRCC – LTF
Amex gold cc – LTF
RBL ET Money – paid
RBL Bajaj – paid
Yes Bank – LTF
HDFC Regalia- LTF
Indus Ind – LTF
Kotak – LTF
SCB – Paid
BOB premier – LTF
AU Vetta – LTF

Additional to this 50% add on cards.

Hi,

ICICI got a decade back with different email id’s with preapproved offers. Amex they gave based on gold charge card, if gold charge card cancelled then other cards will become paid ones. 

@luciferous; @TEMPER; @Professor1        which card holders are you guys using to store these many cards, you may not carry these in wallets but still interested in knowing how you are safely keeping these many cards 😅

Yes, all cards working perfectly.

HDFC – Infinia Visa Paid + Infinia MC LTF

Sbi – FBB Paid + Simply Click Paid

All LTF Below:

Kotak – Royale Signature

ICICI – Amazon Pay , MMT Signature

Axis – Myzone

RBL – Shoprite

Yes – Exclusive

IDFC – OneCard

Citi – Rewards

Indusind – Iconia

my cards list, im using only hdfc cards , rest all r garbage

My List:

Hdfc – Regalia(in conversation to convert it to diners Black) LTF

Citi – Rewards (30 spend/yr to make it free)

Icici – APay

Amex – MRCC (1.5lakh to make it free), SmartEarn

RBL – Zomato Classic

Axis – FK, Ace(paid)

IDFC – OneCard (LTF)

SBM – Paisa bazaar FD card (LTF)

BOB – Premier (LTF)

SBI – Simply Save (paid)

IndusInd – Platinum Aura (LTF)

Apart from these have a got an approval from Yes bank(pending delivery) and applied for ICICI Platinum Card.

Amex Reward + 1 add-on (LTF)

Citi Rewards (Free if annual transaction above 30k)

HDFC Regalia (Upgraded from ValuePlus, LTF)

One Card – Federal (LTF)

Axis Flipkart (500 / year)

Axis Neo (250 / year)

Amazon Pay ICICI (LTF)

HSBC Platinum (LTF)

8 Primary + 1 Add-on = 9 Cards

very interesting post 😛

indus aura
icici accelero
icici apay
icici apay (my brother’s)
sbi simply clik
sbi simply clik
citi rewards
f axis
f axis (my brother’s)
g axis ace
hdfc millenia
onecard bob
idfc select
kotak
mz axis

icici accelero (card replaced from Ferari) – 499+gst (free for 1.25L spent)

sbi simply clik - 499+gst (free for 1 L spent)

citi rewards - 1,000 + GST. Waived if annual spends > 30,000

f axis – 499+gst (free for 2.5l spent)

remaining all are LTFs

Had many cards with high limits overseas but here in India, I have the following :

RBL Monthly Treats 2 years old Rs 59 per month Limit 8 lakhs

RBL Insignia LTF top RBL card by invitation only to HNW customers. Free Priority Pass and free movie tickets upto 500 per month. 1.5 years old Limit 6. 5 lakhs

ICICI MMT 2500 joining fee. No annual fee. 10 months old. Limit 4 lakhs

ICICI Amazon Pay LTF 6 months old Rejected 2x earlier. Limit 5.5 lakhs 

One Card LTF 1 year old Rejected once earlier. Limit 40k

IDFC Wealth Card. Supposedly offered to high end customers. LTF 1 year old. Limit 19.6 lakhs

Indusind Pinnacle LTF after a joining fee of 15k. Reimbursed via Amazon voucher. 1.5 years old. Limit 8.75 lakhs

Axis Flipkart 3 weeks old. Limit 2.15 lakhs LTF

Axis  Airtel 1 week old! 500 per year. Limit 2.15 lakhs, shared with Axis Flipkart card

Yes First Preferred Limit 8 lakhs. Secured card. Now closed

ICIC Platinum Secured card. Limit 9 lakhs. Now closed. 

No salary or office address. Decent ITR but never asked for or submitted. 

Desperately waiting for an HDFC card. Rejected once after preliminary approval.

Have parked around 10 lakhs with them and am doing all kinds of payments and transactions worth a few lakhs per month. Hope to get an offer in 6 months max otherwise I would have to reduce the amount as their interest rate is abysmal. Anyone has any experience with HDFC?

how you are paying cc bills, any offers now?

Guys who have Diners black.

How to get it LTF in student alumni offer? Is it really mandatory to get a bank account created with HDFC to avail it?

HDFC: Diners Club black

ICICI: Rubyx, Amazon Pay

Axis: Ace, Flipkart 

Indusind: Legend

RBL: Zomato

BoB: Select

Postpe

Amazon Pay ICICI – Visa – 6 lakhs cc limit (LTF)

HDFC Infinia – Visa Infinite ( will probably change the network to mastercard later) – 15 lakhs cc limit (LTF)

Still looking for a quality Rupay-JCB credit card.

Closed:

Yes Premia – 30k cc limit (LTF)

One Card ( IDFC First) – 3 lakh cc limit (LTF)

SC Super value titanium – 2 lakh cc limit (LTF)

Niyo Global DCB – though techincally not a credit card but a current account. Closed.

All of my cards were/are unconditional LTF. I generally don’t prefer the hassle of keeping up with conditions. My requirements are pretty simple: straight forward rewards system, low charges and reliable service. I use amazon pay for bill payments, and infinia for everything else.

I used to prefer mastercard for their lower forex conversion rates ( slightly less than visa- hardly 0.1% less than visa – actually doesn’t matter ~100 INR for 100,000 spend). Had an eye on RBL world safari, the only card with 0 forex never took it beacuse of annual charges). I would like to keep one Rupay-jcb, one visa and one mastercard. 

  Reasons for closure:

Yes bank Premia ( Wanted Exclusive for the lower forex rate. Yes bank was going through a crisis – didn’t like the absurd low limit)

OneCard: Expected a lot from them, but there card used to fail quite often and started hating constant reminders to shift to bob financial. Plus had issues with their app.

SC super value- Actually this used to be my 2nd oldest card and most used. They were the only card that used to give no surcharge across all petrol pumps and very decent statement cashback (Now replaced by amazon pay). Then suddenly after 10 years they started spamming, expiring rewards without notice etc. Also they were extremely conservative in increasing limits. (SC generally gives lower limits).

Niyo global – same issues like one card. During corona suddenly introduced annual fees and started having payment issues.

Sorry for the long answer to your question. I am looking at BoB. I am just not sure how their service levels will be. Eterna probably is not on Rupay. Will wait a bit longer. I am hoping ICICI may launch something on Rupay-JCB.