How to Apply for AU Bank Lifetime Free Credit Card? [Salaried Only]

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Eligibility Criteria for Lifetime Free Credit Card:

    • In case you work on any other company which is NOT mentioned in this PDF, then you won’t be getting a Lifetime Free AU Credit Card.
    • In case you are self-employed, then you won’t be eligible for a Lifetime Free AU Credit Card.
    • Finally, not all locations are serviceable. For example, the entire city of Kolkata is non-serviceable for AU Credit Cards. You can check on their online portal whether your location will be serviceable or not.

    How to Apply for AU Small Finance Bank Credit Card?
    1. Visit the AU Credit Card Application Portal 228. (Use Mobile Device, it won’t work on a PC)
    2. Enter your Mobile Number and PAN Card Number.
    3. Verify with OTP.
    4. Now you can sign in and enter your personal and employment details.
    5. Based on the same, you will be shown eligible Credit Cards. Choose the one you want to apply.
    6. Note that you won’t be shown Lifetime Free status here. You will see it as a Chargeable Card only. The Lifetime Free status needs to be manually confirmed after you receive your Card. More on that later.


    1. Once you select your card, you have to Proceed with Aadhaar KYC. It will select your Address from there. You can also choose any other delivery address. In case your location is unserviceable, it will show there.
    2. Submit your Application. That’s all.
    3. In most cases, the application is approved instantly and Card is generated. In some cases, it is taking a few days to approve. Some applications are getting declined too. You have to wait a few days to know the status.
    4. Once your application is approved, Contact AU Bank Support 18 and confirm the Lifetime Free Status of your Card. Ask them if your Card is Lifetime Free or not. (Dial No, Navigate IVR: Press 6 > 9)
    5. If they say your card is issued as Lifetime Free, Enjoy.
    6. In case they say your card has not been issued as Lifetime Free, you need to mail AU Bank with your last 3 months’ Salary Slip, and your Office ID. Once it is verified, your card will be converted to Lifetime Free.
    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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    Hunk Hunk
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    i applied for their LIT card few days ago.. received card and used as well.. but app shows "still under review".. i want to opt for their 5% cashback feature.. any idea what can be done?

    The PostMighty The PostMighty
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    Which card from Au has 5% cashback?
    Deal Lieutenant Deal Lieutenant
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    My application is under review from last 2 weeks, got a call to submit some details a week ago and haven't heard anything after

    Helpful Helpful
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    at what point cibil enquiry hit ?

    before eligibile card & limit page ? 

    want to check offers available for me but don't want cibil hit...

    Deal Cadet Deal Cadet
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    I think a Cibil hit happens when you enter the otp, atleast that's how it is for several other banks
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    Deal Cadet Deal Cadet
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    where is the PDF ?

    Deal Subedar Deal Subedar
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    LTF LIT credit card vs LTF Vetta credit card? 

    Which shall one choose for maximum benefits? 

    Budding Star Budding Star
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    How to know serviceable pincode before cibil hit? @bobby_123

    Deal Newbie Deal Newbie
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    Maximum non serviceable area. Even capital of the states. Not able to know before cibil hit.

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