How to stop credit card sales calls even on full dnd?

shraaj wrote:
I am not saying it is 100% SOLUTION!

But,It can solve the problem to an extent.

How? You end up not receiving callback for your loan approval or from nodal officer complaints or health/life/ motor insurance claim teams or RBI grievance redressal or travel airline representatives even your day to day banking/credit card priority customer care. 

panchabhut wrote:

If they start with "this is a service call", I start by replying "then make sure you only talk about service related issues and nothing about any commercial offer like card loan etc and also note that this call is getting recorded and can be used as evidence" - normally they do not continue. If they still say anything about card/loan, I just start asking in  a sarcastic tone if they are illiterate and do not understand what I said. That definitely does the trick.

If they start saying I am calling from yxz bank, I start with "I do not need credit card do not any loan and do not need any card upgrade, if you have anything else continue otherwise just disconnect". IF they still try talking about loan/card, then I switch to asking if they are illiterate.

And of course, immediately after the call, I just block the no.

They are invading our privacy. So they do not deserve our courtesy.

But that's very rude, isn't it

anantnitish wrote:
When one's card get blocked specially on purchasing gv on gyftr sbi usually calls to get their card unblocked.

in that case one can uncheck that option for time being.

Mufasa wrote:

You are not alone every single day I receive multiple calls credit cards sales person. These calls are  mostly from third party card agents who are after meeting their sales target.

Yes and even though i block them immediately since these are third party we can't even complain to banks as they say we have no control over third party promotional calls selling our products

Kaleen wrote:

Yes and even though i block them immediately since these are third party we can't even complain to banks as they we have no control over third party promotional calls selling our products

Isn't this harrasment, can we case on the bank/company?

kartikxxx wrote:
Isn't this harrasment, can we case on the bank/company?

I had recently opened my account in hdfc bank and shortly started getting ivr calls for loans from different nos. Truecaller showed one no. was from official hdfc and other no. couldn't be verified. I raised the complaint with HDFC that i am getting two three calls daily for perosnal loan and i am not interested. Since i had opted for HDFC DNC i asked them why i am still getting these unwanted calls. They raised the ticket and after wasting 15-20 days replied these calls are not from official channels since they couldn't verify them. They told me they are most probably third party agents selling their products. Then i asked them how on earth they got my no. and i started getting calls just after opening account, they had no clear answer and asked me to complain to trai. These suckers first themselves spam customer and that's not enough then they sell the data to third party agents for spamming. 

Ramta_Jogi wrote:

How? You end up not receiving callback for your loan approval or from nodal officer complaints or health/life/ motor insurance claim teams or RBI grievance redressal or travel airline representatives even your day to day banking/credit card priority customer care. 

That's not true,Because Now Every Other Larger Corporate Companies like Banks,Insurance Policy Companies have Truecaller Verified License (Shown in Green Color) these number can be directly connected to your number without any hassle.

Whatever you are saying Truecaller doesn't Block Calls from the List you mentioned because if people don't mark it a Spam then it won't be an issue the call will get connected.


Even,I receive the calls from such people which you have mentioned but 96% time It blocks Spamming Calls and Very Rarely it will block 1 call which is important.

Ramta_Jogi wrote:

How? You end up not receiving callback for your loan approval or from nodal officer complaints or health/life/ motor insurance claim teams or RBI grievance redressal or travel airline representatives even your day to day banking/credit card priority customer care. 

now,see the verified badge from these corporations , although there are many but I am just listing few and also See ,I have even received call from Health Insurance Claim team because these number are not spammers.

shraaj wrote:



now,see the verified badge from these corporations , although there are many but I am just listing few and also See ,I have even received call from Health Insurance Claim team because these number are not spammers.

Sometimes i feel true caller is also a part of this cartel, it sells our data.

1. Get your mobile phone and dial 1909 

2. Once the call is connected, select your preferred language. 

3. Now, select the "Activate DND" option from the IVRS menu. 

4. Select the "Activate Full DND" option to stop most of the credit card calls. 

5. Select "5" to confirm your selection. 

6. Within 3 days, Full DND will be activated on your mobile number.

Rosh_0007 wrote:

1. Get your mobile phone and dial 1909 

2. Once the call is connected, select your preferred language. 

3. Now, select the "Activate DND" option from the IVRS menu. 

4. Select the "Activate Full DND" option to stop most of the credit card calls. 

5. Select "5" to confirm your selection. 

6. Within 3 days, Full DND will be activated on your mobile number.

As the title says, "even on full dnd".

Dnd is just gimmicky these days.

shraaj wrote:

If you're looking for peace of mind and an end to unwanted calls, Truecaller Premium Plan is the solution. With this plan, you can customize your incoming calls to block numbers from foreign countries, numbers not in your phonebook, and even by message sender name or country code. Most importantly, you can block the entire number series to ensure complete protection.

For just 500/year, this plan is an essential investment for anyone looking to avoid spam calls and maintain their privacy. Don't wait any longer to take control of your phone and sign up for Truecaller Premium Plan today.

#Not promoting but Just telling the truth!

Truecaller also shows me that in the last 3 months, there are 73 Such Spam calls Identified and Blocked Automatically and saving me 36 Minute time on My Profile.

@MrKool_JJ @panchabhut @Mufasa @10ven @cashif @MegaMind90 @kartikxxx

They are the only main culprit for these and we've to directly bribe them itself 😣
500 kuch jyda nai h vobi aise app k liye 😒

Have you guys tried the contrarian approach here? - Tell them you want a card with atleast INR 15 lakh limit & the most premium card like Infinia, magnus, etc as LTF with the fee vouchers. Also, tell them that you should not receive any call or card blockage if dues are not paid on time. ALL these conditions (& maybe more demands if you want to add) needs to be on email from them. Only then will you allow for a CC application. If they still ask for email, ask them to send a whatsapp/sms first since they already have the number 😂😂 

Turn on Filter spam calls in Google dialer. But when you have a order delivery, turn it off, otherwise the delivery boy can't reach you.

kartikxxx wrote:

But that's very rude, isn't it

They are making unsolicited calls, that too on DND no - is that not rude? Rudeness should be responded with equal and even greater rudeness.

shraaj wrote:

If you're looking for peace of mind and an end to unwanted calls, Truecaller Premium Plan is the solution. With this plan, you can customize your incoming calls to block numbers from foreign countries, numbers not in your phonebook, and even by message sender name or country code. Most importantly, you can block the entire number series to ensure complete protection.

For just 500/year, this plan is an essential investment for anyone looking to avoid spam calls and maintain their privacy. Don't wait any longer to take control of your phone and sign up for Truecaller Premium Plan today.

#Not promoting but Just telling the truth!

Truecaller also shows me that in the last 3 months, there are 73 Such Spam calls Identified and Blocked Automatically and saving me 36 Minute time on My Profile.

@MrKool_JJ @panchabhut @Mufasa @10ven @cashif @MegaMind90 @kartikxxx

IF you want peace of mind, never ever install truecaller or similar apps.

Just treat these spammers as your punching bag and vent all anger/irritation that you felt against anything anywhere on them. After you have treated them as your verbal punching bag, you will achieve real peace of mind.

They are making unsolicited calls, so they are asking to be treated like a punching bag. 

kartikxxx wrote:
Sometimes i feel true caller is also a part of this cartel, it sells our data.

Interestingly, I have noticed the same. When i uninstall TrueCaller, I stop getting whatsapp messages from businesses.Sometimes, even these spam sales calls go down over a period of couple of weeks post uninstall.

panchabhut wrote:
They are making unsolicited calls, that too on DND no - is that not rude? Rudeness should be responded with equal and even greater rudeness.

They are doing their job , they are doing  as they are told to do this, they are getting paid for this. Have some respect atleast .
We need to find a way to block these not to change our behaviour.

panchabhut wrote:

IF you want peace of mind, never ever install truecaller or similar apps.

Just treat these spammers as your punching bag and vent all anger/irritation that you felt against anything anywhere on them. After you have treated them as your verbal punching bag, you will achieve real peace of mind.

They are making unsolicited calls, so they are asking to be treated like a punching bag. 

I dont have that much time to take the spammer's calls and teach them a lesson.

I am very happy with Truecaller.

kartikxxx wrote:
They are doing their job , they are doing  as they are told to do this, they are getting paid for this. Have some respect atleast .
We need to find a way to block these not to change our behaviour.

I clearly tell them politely right at the beginning of the call that I do not need card/loan etc. Anyone who persists after being clearly denied is shameless. Shameless people need to be given back their own medicine. If they are getting paid to be shameless, then they should not be shown any mercy. 

panchabhut wrote:

If they start with "this is a service call", I start by replying "then make sure you only talk about service related issues and nothing about any commercial offer like card loan etc and also note that this call is getting recorded and can be used as evidence" - normally they do not continue. If they still say anything about card/loan, I just start asking in  a sarcastic tone if they are illiterate and do not understand what I said. That definitely does the trick.

If they start saying I am calling from yxz bank, I start with "I do not need credit card do not any loan and do not need any card upgrade, if you have anything else continue otherwise just disconnect". IF they still try talking about loan/card, then I switch to asking if they are illiterate.

And of course, immediately after the call, I just block the no.

They are invading our privacy. So they do not deserve our courtesy.

They are just doing their job.. no need to be rude. You can just end the call and be done with it.

CaptainLevi wrote:

They are just doing their job.. no need to be rude. You can just end the call and be done with it.

So ideal na; to say! If you bombarded by sms/call, you'll not be frustrated. Added Karma for this patience level buddy. 🫀🧠👂👏🏼

quantum wrote:
So ideal na; to say! If you bombarded by sms/call, you'll not be frustrated. Added Karma for this patience level buddy. 🫀🧠👂👏🏼

Thanks bro.. I also get sms/call daily  for credit cards and instead of making fun of sales people, I just cut the call. Bcoz I will get nothing from making fun of them. They will definitely not remove your number from the database, if you make fun of them and every time there will be a different person.

You are just taking out your life's frustration on some salesman who is doing his job.

Keep doing that

CaptainLevi wrote:

They are just doing their job.. no need to be rude. You can just end the call and be done with it.

My view of life is simple - first with a Colgate smile, but if that does not work, then with an AK-47.
I am always polite at the beginning but if they insist after being politely denied, they are asking for a bashing. 

CaptainLevi wrote:

Thanks bro.. I also get sms/call daily  for credit cards and instead of making fun of sales people, I just cut the call. Bcoz I will get nothing from making fun of them. They will definitely not remove your number from the database, if you make fun of them and every time there will be a different person.

You are just taking out your life's frustration on some salesman who is doing his job.

Keep doing that

I don't want to write a long para on this. I'll only say in shell that we all agree on that point that they're doing a job, blah blah. I was student of science. I used to say 

Hey mosquito, I'll not kill you. Because If I killed you, it'll disbalance the ecosystem, eventually gives negative impact on nature . Many a times, not killed. But, is this correct to leave them even if their siblings and relatives doesn't care at all? 

I especially not frustrated with my life (also same applies for COPs). It's human nature though. That's why told you it's an ideal situation. and whenever there's ideal situation, system's change in entropy gets zero and will collapse.

At certain extent, your thought is feasible and manageable only.

I'll feel good if they leave that "bullsh*t job ref:https://en.m.wikipedia.org/wiki/Bullshi...bs" , and do a job that's beneficial for them and the society. Use asterisk (*) just to avoid adult slang word. I don't think they really wanted. They're also humans, so do we also. I'm (*not:edited) provoking to do abuse or make fun of them but indefinite limit has "c" in it and it's level varies from person to person. SKY isn't limit na.

We are morally incorrect if we say something to them and they're are morally incorrect if they repeats same thing.

P.S: this post is not intended to hurt you. Here you refers to those who have opposite/neutral/same stand. Nothing personal  grudge to you, the topic and the  people mentioned in this post.

quantum wrote:

I don't want to write a long para on this. I'll only say in shell that we all agree on that point that they're doing a job, blah blah. I was student of science. I used to say 

Hey mosquito, I'll not kill you. Because If I killed you, it'll disbalance the ecosystem, eventually gives negative impact on nature . Many a times, not killed. But, is this correct to leave them even if their siblings and relatives doesn't care at all? 

I especially not frustrated with my life (also same applies for COPs). It's human nature though. That's why told you it's an ideal situation. and whenever there's ideal situation, system's change in entropy gets zero and will collapse.

At certain extent, your thought is feasible and manageable only.

I'll feel good if they leave that "bullsh*t job ref:https://en.m.wikipedia.org/wiki/Bullshi...bs" , and do a job that's beneficial for them and the society. Use asterisk (*) just to avoid adult slang word. I don't think they really wanted. They're also humans, so do we also. I'm provoking to do abuse or make fun of them but indefinite limit has "c" in it and it's level varies from person to person. SKY isn't limit na.

We are morally incorrect if we say something to them and they're are morally incorrect if they repeats same thing.

P.S: this post is not intended to hurt you. Here you refers to those who have opposite/neutral/same stand. Nothing personal  grudge to you, the topic and the  people mentioned in this post.

So, you are making fun of them so that they will lose their job?
I get it, you want them to do some better jobs.. but do you think making fun of them helps?
They will only lose their confidence and get low self esteem.

Secondly, even if they get some other job (given the current job market), there will be new hirings and someone else will replace him. This cycle will continue.
So, will you continue to humiliate these sales people?

You are morally incorrect if you make fun of them, they are not morally incorrect if they repeat the same thing.

Do you think their manager will say good job don't repeat yourself when the customer has already declined the product?

On the other hand, you have the option to just cut the call, block number and continue with your life. But you did not choose that.

Btw, please don't compare mosquitoes with human beings.

It will not help, as banks outsources you Mobile number to 3rd party caller.

Best way is download trai's DND app and report the spammer and then block the number.

I nearly closed 200 callers number till now

CaptainLevi wrote:
1.So, you are making fun of them so that they will lose their job?
I get it, you want them to do some better jobs.. but do you think making fun of them helps? 2.
They will only lose their confidence and get low self esteem.

Secondly, even if they get some other job (given the current job market), there will be new hirings and someone else will replace him. This cycle will continue.
So, will you continue to humiliate these sales people?

3. You are morally incorrect if you make fun of them, they are not morally incorrect if they repeat the same thing.
4.
Do you think their manager will say good job don't repeat yourself when the customer has already declined the product?
5.
On the other hand, you have the option to just cut the call, block number and continue with your life. But you did not choose that.
6.
Btw, please don't compare mosquitoes with human beings.

1. I'll feel good if they leave that "bullsh*t job (you took statement in another direction) difference between feel and do.

2. Agreed

3. *Not provoking (sorry, i left there) saying again I'm *not provoking to do abuse or make fun of them [how, i left *not as second para is somewhat against them, so first para will be in support of them as used but, kinda typo error)

3.a) they're also morally incorrect (not ethically)

4. Agreed

5. How many times! I'm human, I have limitations. Please enable understandings.

6. not said to human, said in that analogy, if someone is provoking (not intentionally also), I'm human. 

P.S: I respond to calls in that manner, they love me but unfortunately they hung up. 

P.S2: every job/relation/thing is not sacred. It come under critical analysis. 

P.S3: Yes, It's true we're (I also) hypocrite when we abuse/fun (i never said that) of them but can't fight for data protection and leaked databases at longer extend (for any reasons, atlast not done na). as we're hoes of own feelings.

CaptainLevi wrote:
Btw, please don't compare mosquitoes with human beings.

Sent u a DM, thread will be spammed by me.

quantum wrote:

1. I'll feel good if they leave that "bullsh*t job (you took statement in another direction) difference between feel and do.

2. Agreed

3. *Not provoking (sorry, i left there) saying again I'm *not provoking to do abuse or make fun of them [how, i left *not as second para is somewhat against them, so first para will be in support of them as used but, kinda typo error)

3.a) they're also morally incorrect (not ethically)

4. Agreed

5. How many times! I'm human, I have limitations. Please enable understandings.

6. not said to human, said in that analogy, if someone is provoking (not intentionally also), I'm human. 

P.S: I respond to calls in that manner, they love me but unfortunately they hung up. 

P.S2: every job/relation/thing is not sacred. It come under critical analysis. 

P.S3: Yes, It's true we're (I also) hypocrite when we abuse/fun (i never said that) of them but can't fight for data protection and leaked databases at longer extend (for any reasons, atlast not done na). as we're hoes of own feelings.

Agree to disagree