Hot Deal I use 15 zero balance bank account. You shouldn't believe it. check all deatils

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1.FEDERAL BANK YUVAMITRA ACCOUNT
FREE DEBIT CARD WITH NO ANNUAL FEE.
NO SMS CHARGES HAS BEEN DEBITED TILL NOW. IF TOTAL TRANSACTION EXEEDS 50 PER QUATER THER DEBIT RS 50 SOMETING FOR NEXT 50 TRANSACTION
2.PAYTM PAYMENT BANK ACCOUNT
USING VIRTUAL RUPAY CARD. ISSUANCE AND RENEWAL FEE IS THERE FOR DEBIT CARD. YOU CAN OPT OUT FOR SMS SERVICE TO ESCAPE FROM SMS CHARGES
3.AIRTEL PAYMENT BANK (ZERO BALANCE)
USING WITH THEIR VIRTUAL MASTER CARD.THEY DO NOT ISSUE PHYSICAL CARDS. NO ANNUAL FEE FOR DEBIT CARD AND NO SMS CHARGE
4.SYNDICATE BANK BALASAKTHI ACCOUNT
NO ATM CARD ANNUAL OR ISSUANCE FEE. NO SMS CHARGE
5.CANERA BANK NORMAL SAVINGS ACCOUNT
SMS CHARGE AND 150 DEBIT CARD ANNJAL FEE IS THERE. MY ACCOUNT BALANCE IS ZERO AND NO AMC IS COLLECTED TIIL NOW
6.HDFC BSBDA ACCOUNT
ZERO BALANCE ACCOUNT WITH NO ATM AOR SMS CHARGES. ONLY DRAWBACK IS ONLY 4 DEBIT CASH TRANSACTION IS ALLOWED . BUT ONLINE DEBIT CARD AND UPI HAS NO LIMIT. ONLY ISSUE RUPAY CARD
7.AXIS BANK BSBDA ACCOUNT
ZERO BALANCE ACCOUNT WITH NO ATM AOR SMS CHARGES. ONLY DRAWBACK IS ONLYDEBIT TRANSACTION IS ALLOWED INCLUDING UPI AND DEBIT CARD. ONLY ISSUE RUPAY CARD
8.ICICI BANK POCKET ACCOUNT
ZERO BALANCE ACCOUNT WITH ONLY ATM ANNUAL FEES CHARGE WHICH IS AROUND 159 PER YEAR.
9.SOUTH INDIAN BANK JUNIOR ACCOUNT
ACCOUNT WITH ZERO BALANCE AND NO DEBIT CARD FEES. RS 1 PER SMS CHARGE IS THERE BUT CAN BE OPT OUT IF REQUESTED TO BRANCH. ONLY FOR BELOW 18 YEARS OLD AND IAM 22 NOW AND I DO NOT CONVERTED MY ACCOUNT
10.BANK OF INDIA STUDENT ACCOUNT
NO CHARGES FOR ATM OR SMS. ZERO BALANCE
11.UNION BANK OF INDIA ZERO BALANCE ACCOUNT
ZERO BALANCE . BUT ATM RENRWAL FEE RS 150 PER YEAR AND SMS RS 15 PER MONTH
12 COPORATION BANK STUDENT ACCOUNT.
STUDENT ACCOUNT WITH NO MINIMUM BALANCE AND NO CHARGES AT ALL
13 KOTAK 811 ACCOUNT
ZERO BALANCE ACCOUNT WITH NO SMS OR DEBIT CHARGES. FOR PHYSICAL CARD. HIGH CHARGES THERE
14. SBI NORMAL ACCOUNT
AS OF NOW SBI HAS NO CHARGES AND IT CAN CHANGE ANY TIME. SO CAREFULLY
15.JIO PAYMENT BANK
NO CHARGED AT ALL FOR SMS. ZERO BALANCE. NO DEBIT CARD FACILITY AVAILABLE
16 NSDL PAYMENT BANK
NO MINIMUM BALANCE NEEDED. NO SMS OR VURTUAL DEBIT CARD FEES. FEES APPLICABLE FOR PHYSICAL CARD.
17.UCO BANK ZERO BALANCE ACCOUNT
NO CHARGES TILL NOW. FREE DEBIT AND SMS. ZERO BALABCE
18.INDUSLAND BANK UPSTOX ACCOUNT
NO CHARGED ZERO BALANCE ACCOUNT. FREE ATM AND DEBIT CARD WITH NO CHARGES
19.CSB SOCIAL ACCOUNT
ZERO BALANCE ACCOUNT WITH NO FEES AT ALL. FREE DEBIT CARD AND FREE SMS.
**ALL THESE SMS CHARGES CAN WE AVOIDED BY SUBMITTING FORM IN HOME BRANCH TO STOP SMS. BUT YOU WILL GET OTP ALSO IF YOU STOP SMS SERVICE. SOME BANK WILL SAY YOU WIL NOT GET OTP AND UPI SEEVICE IF YOU STOP SMS SERVICE. THATS NOT TRUE

63 Comments  |  
26 Dimers
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XiJinping00 wrote:

Spread the word guys

Shared in my WhatsApp groups, twitter , added a Facebook post, creating a YouTube video now, will give an Ad in national newspaper in few days .

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DimeDime wrote:

For IndusInd, can sms alerts be disabled without visiting the bank?

Use upstox3 in 1 acctount . No sms charges. Sms alerts can be disabled by using internet banking

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ZitOO wrote:

Shared in my WhatsApp groups, twitter , added a Facebook post, creating a YouTube video now, will give an Ad in national newspaper in few days .

You are very kind bro

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Deal Subedar
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THERE IS ONLY ONE LETTER THAT IS CAPITAL LETTER, NO BOLD LETTER OR SMALL CASE

WHY DID YOU USE SPACES? PLEASE REMOVE THE SPACES, I WILL BECOME MORE READABLE.

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InvestPotato wrote:

THERE IS ONLY ONE LETTER THAT IS CAPITAL LETTER, NO BOLD LETTER OR SMALL CASE

WHY DID YOU USE SPACES? PLEASE REMOVE THE SPACES, I WILL BECOME MORE READABLE.

It was created for posting in my FB group

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Deal Subedar
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CBI is finding your location

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Deal Cadet
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I Guess you can’t have more than 1 BSBDA per PAN.

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dhinchakrohit wrote:

I Guess you can’t have more than 1 BSBDA per PAN.

No. It’s absolutely not true. I hold basic saving bank account in both HDFC and Axis Bank. Last year I was holding basic accout in Indian overseas Bank also. but I close that account

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Deal Cadet
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Jokes apart , good topic. we came to know so many Zero/min Balance accounts in one place . thanks for posting this topic VU and KG to you . Keep posting and sharing your knowledge plus1

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XiJinping00 wrote:

No. It’s absolutely not true. I hold basic saving bank account in both HDFC and Axis Bank. Last year I was holding basic accout in Indian overseas Bank also. but I close that account

Ok, just checked…It’s per PAN per Bank.

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Deal Cadet
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Can we convert existing account to BSBDA?

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ZitOO wrote:

Jokes apart , good topic. we came to know so many Zero/min Balance accounts in one place . thanks for posting this topic VU and KG to you . Keep posting and sharing your knowledge plus1

Tanks very much

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dhinchakrohit wrote:

Ok, just checked…It’s per PAN per Bank.

Little correction. People holding bsbsda account in any bank is not eligible to open any other savings bank accounts in that bank. If he has another account before opening bsbda account, he has to close that account after 30 days of account opening

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dhinchakrohit wrote:

Can we convert existing account to BSBDA?

According to RBI we can convert any savings bank account variant to basic savings bank account. But it is not profitable to banks. Our bank manager will not allow you to convert your account. But you have to stay strong and  and say you want to convert your regular savings bank account to basic savings bank account. Or you will lodge a complaint to bank in open your branch head office. If brach doesn’t allow it loagde ac complaint in  customer care or twitter handle mentioning branch name and branch manager.

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Deal Captain
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ZitOO wrote:

Shared in my WhatsApp groups, twitter , added a Facebook post, creating a YouTube video now, will give an Ad in national newspaper in few days .

stuck_out_tongue
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Deal Cadet
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HDFC website says :

Conditions on a BSBDA Account:

Since the BSBDA is a no frills zero balance account, there are a few conditions placed on it. The idea is for the account to serve someone from the economically weaker section, and keeping those customers in mind, the conditions are valid.

An upper monetary limit to the balance that can be maintained in this account i.e Rs. 50,000 An upper monetary limit to the total of credits made to this account in a year, i.e Rs. 1,00,000 An upper monetary limit to the withdrawals made in a particular month i.e Rs. 10,000 A maximum of 4 withdrawals in a particular month

In case the account doesn’t satisfy these conditions, the bank can convert it to a Regular Savings Account as well.

An account holder cannot have a regular Savings Account and a BSBDA Account in the same bank. The bank can convert a regular Savings Account to a BSBDA Account if the account holder follows the conditions and rules.

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Digitalguy wrote:

HDFC website says :

Conditions on a BSBDA Account:

Since the BSBDA is a no frills zero balance account, there are a few conditions placed on it. The idea is for the account to serve someone from the economically weaker section, and keeping those customers in mind, the conditions are valid.

An upper monetary limit to the balance that can be maintained in this account i.e Rs. 50,000 An upper monetary limit to the total of credits made to this account in a year, i.e Rs. 1,00,000 An upper monetary limit to the withdrawals made in a particular month i.e Rs. 10,000 A maximum of 4 withdrawals in a particular month

In case the account doesn’t satisfy these conditions, the bank can convert it to a Regular Savings Account as well.

An account holder cannot have a regular Savings Account and a BSBDA Account in the same bank. The bank can convert a regular Savings Account to a BSBDA Account if the account holder follows the conditions and rules.

More than 4 withdrawals are possible. I personally verified. Other than that I use this account for fliokart and amazon offers

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XiJinping00 wrote:

More than 4 withdrawals are possible. I personally verified. Other than that I use this account for fliokart and amazon offers

Also rs 10000 withdrawal limit is not there

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Deal Subedar
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But Why? 

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Make a will asap

Do not let all these zero balance go to waste

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bftb wrote:

Make a will asap

Do not let all these zero balance go to waste

Didn’t get

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