ICICI credit card limit decreased
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Hello,
Lately has anyone noticed a drastic decrease of credit card limit in ICICI Amazon pay credit card.
They have reduced 85% of limit on my card without any intimation.
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Yes, happened first time to me. Income is increasing only.
85%
That’s huge
Wonder if you are still a student n got Apay card with just Identification n address proofs?
Loll. No student can get an credit card. I was a student 5 years ago.
B4 they do i already did that, Got Unwanted 1.27 Lk Limit, Reduced spend limit to 50k.
My friend too got his limit decreased in ICICI Apay card a few days back
Limit decreasing upto a useful amount is really a good thing to do.
I wanted that, but bank ppl plummeted deep.
I was helping a fellow dimer to do a txn and bam!! got a message saying insufficient limit.
Crazzy ppl man!!!
I just observed the pattern.
In Nov statement they have reduced to 85%.
In Oct statement they have reduced to 70%.
Before Oct , 0% deduction in available limit.
This one of the wierdest things happened to me with credit cards.
Is it a stand-alone card or a shared card?
For me they alloted 44k only ( min among all my card ), ab isse kam kya karenge
My friend has 20k limit
How to check the limit?
Baba kabhi bill bhi check kar liya karo
Initially I got limit of 103000(same of other ICICI CC) and within 2 months they increased limit to 310000.
It’s possible for limit to be reduced for any card, depending on the credit worthiness of the customer and as per bank’s strategy! This applies to any bank/card.
My limit is 9.50 lacs
OMG
Applied for a Amazonpay ICICI card in July. It was rejected.
When can I again apply for the same ?
I am still getting the screen, when going to CC page – Application Incomplete .
No ICICI account
Salaried.
After 6 months
Got my first CC. In how much time CIBIL score is generated ?
first payment due date was 1 day back.
If anyone could clear this
cibil report date depends on bank
when ever they will report it will be updated
btw after how many months you were able to re-apply for the cc ?
did you do anything or the cc page updated automatically ?
my icici card limit decreased 134000 to 10000
in one shot? Whats your cibil?
Will they decrease the limit?? First time i heard. Any recenct changes in your income?