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ICICI credit card limit decreased

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Deal Subedar
GamesBond

Hello,
Lately has anyone noticed a drastic decrease of credit card limit in ICICI Amazon pay credit card.
They have reduced 85% of limit on my card without any intimation.

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Cool Cool
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Will they decrease the limit?? First time i heard. Any recenct changes in your income?

Deal Subedar Deal Subedar
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Yes, happened first time to me. Income is increasing only.

Mobile Guru Mobile Guru
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85%
That’s huge
Wonder if you are still a student n got Apay card with just Identification n address proofs?

Deal Subedar Deal Subedar
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Loll. No student can get an credit card. I was a student 5 years ago.

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Deal Lieutenant Deal Lieutenant
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B4 they do i already did that, Got Unwanted 1.27 Lk Limit, Reduced spend limit to 50k.

Deal Subedar Deal Subedar
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My friend too got his limit decreased in ICICI Apay card a few days back

Deal Subedar Deal Subedar
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Limit decreasing upto a useful amount is really a good thing to do.
I wanted that, but bank ppl plummeted deep.
I was helping a fellow dimer to do a txn and bam!! got a message saying insufficient limit.
Crazzy ppl man!!!

Deal Subedar Deal Subedar
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I just observed the pattern.
In Nov statement they have reduced to 85%.
In Oct statement they have reduced to 70%.
Before Oct , 0% deduction in available limit.
This one of the wierdest things happened to me with credit cards.

Deal Lieutenant Deal Lieutenant
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Is it a stand-alone card or a shared card?

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Deal Subedar Deal Subedar
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For me they alloted 44k only ( min among all my card ), ab isse kam kya karenge

Deal Subedar Deal Subedar
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My friend has 20k limit

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Generous Generous
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How to check the limit? man_with_turban

Deal Subedar Deal Subedar
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Baba kabhi bill bhi check kar liya karo

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Deal Subedar Deal Subedar
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Initially I got limit of 103000(same of other ICICI CC) and within 2 months they increased limit to 310000.

Deal Cadet Deal Cadet
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It’s possible for limit to be reduced for any card, depending on the credit worthiness of the customer and as per bank’s strategy! This applies to any bank/card.

Deal Subedar Deal Subedar
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My limit is 9.50 lacs blush

Deal Subedar Deal Subedar
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OMG

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Deal Lieutenant Deal Lieutenant
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Applied for a Amazonpay ICICI card in July. It was rejected.
When can I again apply for the same ?
I am still getting the screen, when going to CC page – Application Incomplete .
No ICICI account
Salaried.

Benevolent Benevolent
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After 6 months

Deal Lieutenant Deal Lieutenant
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Got my first CC. In how much time CIBIL score is generated ?
first payment due date was 1 day back.
If anyone could clear this smile

Deal Lieutenant Deal Lieutenant
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cibil report date depends on bank
when ever they will report it will be updated

btw after how many months you were able to re-apply for the cc ?
did you do anything or the cc page updated automatically ?

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Deal Cadet Deal Cadet
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my icici card limit decreased 134000 to 10000

Vanguard Vanguard
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in one shot? Whats your cibil?

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