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ICICI credit card Limit increase offer just in 3 months again

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Deal Captain
DeciDeaim
Got offer to increase limit again although I have availed it in the recent past
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Deal Newbie Deal Newbie
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From 80k increased to 1lac Only
Deal Captain Deal Captain
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What is the use of increased limit

Deal Subedar Deal Subedar
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Does it effect our credit score if we increase our card limit..???

Deal Captain Deal Captain
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Positively
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Deal Newbie Deal Newbie
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ICICI is very generous when it comes to credit limit. I have two ICICI CCs (Apay and Coral) both have 17.7L limit. Total credit limit across CCs around 85L, having higher limit actually helps you in maintaining good credit score due to low utilization %.

Deal Cadet Deal Cadet
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Maal bhejto ho kya joy joy

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Wingman Wingman
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pensive Mujhe toh mana kardiya tha credit card dene se, yaha limits badhaye jaa rhe h

Deal Cadet Deal Cadet
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Mine increase from 280000 to 900000

Deal Newbie Deal Newbie
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For me they did reverse, previously it was 15L, yesterday they did 5.4lakh for saphiro cc, although I use this rarely smile

Helpful Helpful
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They took your card limit and given limit enhancement for all joy joy joy

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Deal Cadet Deal Cadet
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Icici amazon pay??

Deal Cadet Deal Cadet
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How to get icici amazon credit card sud I go for fd first upto 1 lkh

Deal Newbie Deal Newbie
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Yes .... Increased by 20000 ...4.3 to 4.5

Deal Newbie Deal Newbie
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Had to fight for limit increase from .7lac suddenly increased to 3.4l few months back and to 5 lac yesterday
Deal Subedar Deal Subedar
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Why people are looking for limit increase even not needed that much?

Finance Ninja Finance Ninja
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Received LIMIT from 40k to 100k in 18 months in Dad Credit Card on Amazon ICICI CC ,Now waiting for mine which is 15 Months Old 🤗

Deal Newbie Deal Newbie
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No offer for my coral card

Pro DealBaba Pro DealBaba
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Only card which is giving LE even with no use, so generous.

Deal Newbie Deal Newbie
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For 50k salary how much will they give credit limit

Deal Newbie Deal Newbie
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I got increase from 2,40,000 to 2,70,000 only

Deal Newbie Deal Newbie
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What's the average time to get credit enhancement? Mine is only a month old lol. 50k limit. How much should I keep my spend limit? Earlier current limit and spend were both 50k but I read in this thread, that spend limit should be less. 

Deal Newbie Deal Newbie
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Yes, your credit utilization limit = (spends / your total credit limit) combined for all cards. Try to keep it low, between 20-40%, else CIBIL gets impacted. More cards, means utilization remains low.

ICICI will gradually increase the limit once they see that repayment track record is good. 

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Deal Subedar Deal Subedar
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Not for me almost 1 year crossed

Deal Newbie Deal Newbie
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My credit limit 6.9L in 3 years from 1L

Apay 

Deal Cadet Deal Cadet
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Got LE offer. But everytime I am getting such error sms while trying to proceed for LE. ANYONE FACED THE SAME ?

Screenshot20230318-1910512

Deal Captain Deal Captain
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If you have two cards try on the other card.
I used netbanking last time I got such trouble in iMobile.
You can send sms for LE, if netbanking and mobile banking routes fail.

Sms message should be CRLIM XXXX to 5676766.
Where the XXXX are last four numbers on your card.
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Deal Cadet Deal Cadet
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My limit is stuck 40000 since 1.5 year even same sbi 54000 to 200000 but icici never enhanced yet

Post Tycoon Post Tycoon
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I already have ICICI platinum CC against FD. Can I apply for an unsecured one? Does ICICI issues same variant to the same customer? Asking for platinum only because it's LTF

Deal Captain Deal Captain
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What I did is apply for Apay card and later cancel secure card, further applied unsecured based on existing Apay.
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Deal Newbie Deal Newbie
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Wow, I got it

Deal Subedar Deal Subedar
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my credit limit not increased but offered a 3 lakh loan

Deal Captain Deal Captain
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Loan on credit card or personal loan
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Generous Generous
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No increase in last 2+ years for me since I declined in 2020. 

Not that it is of any use as I hardly utilize 1% in ICICI.

Deal Newbie Deal Newbie
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How to increase the limit?

Deal Cadet Deal Cadet
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All our icici cards limit enhanced to 5-6 L. I set spend limit at 10% grin

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