ICICI credit card Limit increase offer just in 3 months again
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Created by : DeciDeaim
What is the use of increased limit
Does it effect our credit score if we increase our card limit..???
ICICI is very generous when it comes to credit limit. I have two ICICI CCs (Apay and Coral) both have 17.7L limit. Total credit limit across CCs around 85L, having higher limit actually helps you in maintaining good credit score due to low utilization %.
Maal bhejto ho kya
Mujhe toh mana kardiya tha credit card dene se, yaha limits badhaye jaa rhe h
Mine increase from 280000 to 900000
For me they did reverse, previously it was 15L, yesterday they did 5.4lakh for saphiro cc, although I use this rarely
They took your card limit and given limit enhancement for all
Icici amazon pay??
How to get icici amazon credit card sud I go for fd first upto 1 lkh
Yes .... Increased by 20000 ...4.3 to 4.5
Why people are looking for limit increase even not needed that much?
Received LIMIT from 40k to 100k in 18 months in Dad Credit Card on Amazon ICICI CC ,Now waiting for mine which is 15 Months Old 🤗
No offer for my coral card
Only card which is giving LE even with no use, so generous.
For 50k salary how much will they give credit limit
I got increase from 2,40,000 to 2,70,000 only
What's the average time to get credit enhancement? Mine is only a month old lol. 50k limit. How much should I keep my spend limit? Earlier current limit and spend were both 50k but I read in this thread, that spend limit should be less.
Yes, your credit utilization limit = (spends / your total credit limit) combined for all cards. Try to keep it low, between 20-40%, else CIBIL gets impacted. More cards, means utilization remains low.
ICICI will gradually increase the limit once they see that repayment track record is good.
Not for me almost 1 year crossed
My credit limit 6.9L in 3 years from 1L
Apay
Got LE offer. But everytime I am getting such error sms while trying to proceed for LE. ANYONE FACED THE SAME ?
I used netbanking last time I got such trouble in iMobile.
You can send sms for LE, if netbanking and mobile banking routes fail.
Sms message should be CRLIM XXXX to 5676766.
Where the XXXX are last four numbers on your card.
My limit is stuck 40000 since 1.5 year even same sbi 54000 to 200000 but icici never enhanced yet
I already have ICICI platinum CC against FD. Can I apply for an unsecured one? Does ICICI issues same variant to the same customer? Asking for platinum only because it's LTF
Wow, I got it
my credit limit not increased but offered a 3 lakh loan
No increase in last 2+ years for me since I declined in 2020.
Not that it is of any use as I hardly utilize 1% in ICICI.
How to increase the limit?
All our icici cards limit enhanced to 5-6 L. I set spend limit at 10%