IDFC 10X Reward Points

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Elite
ontherocks

I think IDFC CC gives 10X reward points on spends above ₹20,000 in a single transaction. If I want to use Amazon GV, which sites allow purchasing Amazon GV >10K in a single transaction?

I know https://www.ama...in doesn’t allow. So who allows?

Or did I read the IDFC T&C wrong?

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Deal Cadet Deal Cadet
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its not single transaction dude after first 20k spend in a billing cycle you will get 10X reward on rest of the transaction for that month …just complete 20k cumulative or in one go its upto you


Elite Elite
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Bob_The_Builder wrote:

its not single transaction dude after first 20k spend in a billing cycle you will get 10X reward on rest of the transaction for that month …just complete 20k cumulative or in one go its upto you


I see.
So for a 30K (cumulative) GV purchase (assuming no other purchases), I would get returns as follows:
First 20K ==> 6X RP ==> 1200 RP
Next 10K ==> 10X RP ==> 1000 RP
Total 2200 RP for 30K ==> 550 CB for 30K ==> 1.83% return

Chennai Super Kings Chennai Super Kings
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ontherocks wrote:

I see.
So for a 30K (cumulative) GV purchase (assuming no other purchases), I would get returns as follows:
First 20K ==> 6X RP ==> 1200 RP
Next 10K ==> 10X RP ==> 1000 RP
Total 2200 RP for 30K ==> 550 CB for 30K ==> 1.83% return

Correct.

Deal Subedar Deal Subedar
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buy that from intermiles and pay using idfc card via cred for max savings

Deal Cadet Deal Cadet
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Tjs15 wrote:

buy that from intermiles and pay using idfc card via cred for max savings

Many people reported about bans with intermiles voucher. So, I would suggest to stay away from that.

Deal Cadet Deal Cadet
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ontherocks wrote:

I see.
So for a 30K (cumulative) GV purchase (assuming no other purchases), I would get returns as follows:
First 20K ==> 6X RP ==> 1200 RP
Next 10K ==> 10X RP ==> 1000 RP
Total 2200 RP for 30K ==> 550 CB for 30K ==> 1.83% return

that’s correct 

Deal Subedar Deal Subedar
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Knight11 wrote:

Many people reported about bans with intermiles voucher. So, I would suggest to stay away from that.

ban from?

Deal Cadet Deal Cadet
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i made purchase of 46k and the app is showing 6x points. Will the bill adjust it with 10x for 26k?

Chennai Super Kings Chennai Super Kings
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noobDealer wrote:

i made purchase of 46k and the app is showing 6x points. Will the bill adjust it with 10x for 26k?

In statement you will see 10x points , before statment only 6x points are shown

Deal Cadet Deal Cadet
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Are insurance payments fetching points unlike hdfc or indusind?

Elite Elite
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Dealhunting wrote:

Are insurance payments fetching points unlike hdfc or indusind?

You buy Amazon GV and then load it in Amazon Pay and then pay the insurance from Amazon (if the insurance provider is available in Amazon)

Deal Cadet Deal Cadet
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What’s a month for IDFC? A calendar month or bill date to bill date month?

Deal Lieutenant Deal Lieutenant
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DimeDime wrote:

What’s a month for IDFC? A calendar month or bill date to bill date month?

Statement to statement

Community Angel Community Angel
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DimeDime wrote:

What’s a month for IDFC? A calendar month or bill date to bill date month?

Bill date

Deal Cadet Deal Cadet
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IDFC First Millenia/Classic/Select/Wealth : if total spend is greater than ₹20000/billing cycle : ₹2.5/₹100 spent, if spend is less than ₹20000 : ₹1.5/₹100 spent online, ₹0.75/₹100 spent offline. No points/cb on fuel, EMI, Insurance, Cash Withdrawal. LTF.

From the wiki:

https://www.desidime.com/discussions/in-search-...

Deal Subedar Deal Subedar
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Reward points applicable for maruti insurance payment ?

Deal Lieutenant Deal Lieutenant
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I have IDFC select CC, I want to avail 10X RPs on My Bday (Today) , From where one should Buy AMZ Gvs to Get this benefit. Also will it give 10X RPs for Bday and 10x for 20k and above Spends. Is ola money load eligible for 10X RPs

Elite Elite
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SunnyKh wrote:

I have IDFC select CC, I want to avail 10X RPs on My Bday (Today) , From where one should Buy AMZ Gvs to Get this benefit. Also will it give 10X RPs for Bday and 10x for 20k and above Spends. Is ola money load eligible for 10X RPs

There are a handful of sites that allow purchase of Amazon GVs using credit cards.

1. https://www.amaz...n/

2. https://www.gyftr.com/amexrewardmultiplier...sp; [Only for AMEX CC]

3. https://www.gyftr.com/instantvouchers...sp; [Only for HDFC CC]

4. https://olamoney.woohoo.in/amazon-pay-b2c-marke... [Load Ola Money using any CC]


The IDFC CC T&C https://www.idfcfirstbank.com/content/dam/idfcf... doesn’t exclude wallet loading, so I guess you should get 10X RP

*Reward Points earning and 10X threshold calculation does not include Fuel,
Insurance, EMI transactions, & Cash Withdrawals.

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