Hot Deal Important (Insurance)

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Deal Subedar
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Hello guys,

I want to discuss very important.

Please help.

My father is expired on 21/10/2019. Via a accident (2 bulls are fighting on road, when my father on bike and coming home, suddenly 1 bull jums on bike, and my father with bike falls on road, first hospitalised and the died after 2 days.



When we visit to police station for fir, they didn’t done any fir, said to whom against they do fir, it can’t be against bull.

They wrote the case in general Dairy.
And provided as print out of that.


Now I visited sbi general insurance branch, they said fir is mandatory.



What to do?

62 Comments  |  
41 Dimers
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Deal Subedar
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I discussed this matter with my friend, he called 1 ssp of that place.

Ssp said to my friend -

Visit again to that police station, and told them to make fir on the basis of that general dairy.

And one of my opinion is this to make a note from police station that fir is not applicable in this case and then provide it to insurance company.

Please advise what to do or not.

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Analyst
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Sorry for your heavy loss sob tagging some dimers they can help you
androgame</a> <a href=“https://www.desidime.com/users/...14” target=“_blank” rel=“nofollow”>rogerthat Stardeals</a> <a href=“https://www.desidime.com/users...23” target=“_blank” rel=“nofollow”>goss8877 SleeperRAW</a> <a href=“https://www.desidime.com/users...82” target=“_blank” rel=“nofollow”>SARDARKHAN sardasa</a>  “TechnoFrendz”:https://www.desidime.com/users/1...02 mastervijay</a>&nbsp; "BLANCO":https://www.desidime.com/users/...69 @PandeyjikiPathsala

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Super Moderator
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Sorry to hear about your loss.

In all probability, a post mortem examination would have been done.
Put up an application for getting a copy of the PME report (if you don’t already have it). Application to be put up at the hospital where PME was done.
Go to insurance company with copy of PME and diary entry.
I do not know whether police needs to file an FIR in such a case but I have seen similar cases earlier where no FIR was filed and only DDE was filed.

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Deal Subedar
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cm4444 wrote:

Sorry to hear about your loss.

In all probability, a post mortem examination would have been done.
Put up an application for getting a copy of the PME report (if you don’t already have it). Application to be put up at the hospital where PME was done.
Go to insurance company with copy of PME and diary entry.
I do not know whether police needs to file an FIR in such a case but I have seen similar cases earlier where no FIR was filed and only DDE was filed.

I already have a postmartem report, all papers are ready other than this fir

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Deal Cadet
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Have vu this thread so that dimer get attention and may help you as i dont have any knowledge about this
Sorry to hear about your father pensive

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Deal Cadet
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Hi Gaurav, so sorry to hear about your Dad.

I am not sure if you can file an FIR online.

I will check and update you here.

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Pro Budding Star
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These type of incidents are not generally heard very often.

I unfortunately have no knowledge about this insurance thing but couldn’t resist commenting after reading the incident.

It’s rather unfortunately to know how some animals can cause such a harm to us sad

Hope brother you stay happy always in your life and may your father rest in peace always 🙏🙏🙏🙏🙏🙏

No idea but will Twitter help in any way of you tag the police department in your city/area?

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Deal Subedar
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Bro as far as I know FIR is not required in certain cases like accident prone area and some other circumstances are also there.

Nobody can deny you from insurance. I would ready to help in anyway possible. You are not at any fault and keep that complaint copy safe as a proof as it is very important.

Try to visit police station and discuss the issue. If they don’t cooperate will look out for other solutions.

Nobody can compensate the loss you had due to this misfortune incident. Pm me anytime you need.

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Deal Cadet
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Sad to here but i have one of my sbi life friend if no issue i will ask in mrng and update u soon

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Deal Lieutenant
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sorry for your loss bro
I am not aware of the procedure so cannot comment
vu for greater visibility

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Super Moderator
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https://www.sbigeneral.in/SBIG/sites/default/fi...

See the last page of this. They have written FIR/Inquest Panchnama. If they made a DDE and PME was done, that means that they will be having an inquest panchnama too. See if attaching this in place of FIR can solve the issue.

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Deal Subedar
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tufail27 wrote:

Sad to here but i have one of my sbi life friend if no issue i will ask in mrng and update u soon

Yeah please

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Deal Subedar
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krishsag1 wrote:

Hi Gaurav, so sorry to hear about your Dad.

I am not sure if you can file an FIR online.

I will check and update you here.

Online fir won’t work, as it is to be done of nearest police station to accident area, as far as i know

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Deal Cadet
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I have one Doubt is this type of accidents covered in the insurance policy and rip ur father .stay strong brother.

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Deal Cadet
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gauravnandwanii wrote:

Online fir won’t work, as it is to be done of nearest police station to accident area, as far as i know

Oka Veere. Let me see what I can find online for you

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Deal Subedar
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cm4444 wrote:

https://www.sbigeneral.in/SBIG/sites/default/fi...

See the last page of this. They have written FIR/Inquest Panchnama. If they made a DDE and PME was done, that means that they will be having an inquest panchnama too. See if attaching this in place of FIR can solve the issue.

Yeah, I filled this form,

Here, they used / which means or which have mlc as a option also.
Which I have.

But general insurance company sent me a intimation of claim, in which documents to be submitted is mentioned.

There they used (,) which means and.

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Deal Cadet
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extremely sorry for your loss brother, I request all dimers to please help our friend in whatever you can

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Deal Subedar
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https://cdn0.desidime.com/attachments/photos/597291/original/IMG_20191203_230139.jpg?1575394384Everything in ur form and my form is same, except this document to be attached. https://cdn0.desidime.com/attachments/photos/597292/original/IMG-20191203-WA0018.jpg?1575394417
Claim intimation they sent for documents required

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Deal Cadet
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krishsag1 wrote:

Oka Veere. Let me see what I can find online for you

@gauravnandwanii
Here is something that might be helpful I found this on following website

https://safecity.in/filing-of-a-first-informati...

What can you do if your FIR is not registered?

    1. You can meet the Superintendent of Police or other higher officers like Deputy Inspector General of Police and Inspector General of Police and bring your complaint to their notice.
    2. You can send your complaint in writing and by post to the Superintendent of Police concerned. If the Superintendent of Police is satisfied with your complaint, he shall either investigate the case himself or order an investigation to be made.
    3. You can file a private complaint before the court having jurisdiction.
    4. You can also make a complaint to the State Human Rights Commission or the National Human Rights Commission if the police do nothing to enforce the law or does it in a biased and corrupt manner.

    Missing
    Pro DealHunter
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    Very Sad To Hear This Bro pensive
    R.I.P Your Father pray pray

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    Tech Guru
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    Sad to hear this and i feel sorry for you ! May your father soul Rest In Peace.
    Im not much aware about this incident,and i don’t know what solution to give for you. but try follow this it may help.

    Contact some insurance agents (matured person who were in the field for years) and collect what are all necessary docs needed for the claim.
    Approach any other police men in respective station who have some helping nature and get all alternative ideas.
    Atlast Nothing can be happened in this world without money, so certain amount of bribe will also help to solve this problem asap.(play safe with it, since it won’t go waste)

    May God and your father soul helps you in this regard !

    Missing
    Deal Newbie
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    Bro!

    If your father has debit or credit cards
    You can get insurance on that also
    Once check online for the exact information

    Missing
    Critic
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    gauravnandwanii wrote:

    Yeah, I filled this form,

    Here, they used / which means or which have mlc as a option also.
    Which I have.

    But general insurance company sent me a intimation of claim, in which documents to be submitted is mentioned.

    There they used (,) which means and.

    Hi.. Dont know details about these procedure..

    But from ur comment it seems that mail was manually composed instead of auto generated one..& in manual mails its highly possible that they asked for documents which people submit generally..
    So, just suggesting to reply to the mail saying that P.S. said FIR can’t be registered in such cases, & include the sbi insurance site link (someone mentioned above) saying that it also allows submission of alternate documents.. list the documents you have (& u think can help) and ask them how u should proceed without FIR.

    and may ur father R.I.P. , stay strong bro

    EDit: Sorry bro, Just now saw that u got hard copy of intimation & not an email.. but still talk with some senior official.. as i have came across situations where people ask for commonly submitted documents, referring as “mandatory” instead of informing of alternates.. tell them that police said FIR  cant be filed in such case (or against bull) they will help for sure.

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    Deal Captain
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    Sorry for you ur loss brother.stay strong make your family strong….

    There is fb group free legal advise on fb joine n post there or just msg to admin its group of lawyers who provide free advise….

    Missing