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Indusind Bank Legend Card Upgrade

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brok47

Hello diamersI have received a call from bank where with promotion Indusind bank providing me Legend card upgrade for my current Aura edge card.

Generally for this card 9999₹ + gst one time fee is required. But with special offer, I have beeen provided it in 4999+GST.

On top of that they are giving either 4k amazon or Flipkart or bpcl online coupon/gift voucher or 5000₹ offline store shopping voucher.

I have optied for online amazin gift voucher of 4k since 5k shopping on specific offline store is too much and waste of money.

The best thing is legend is toppest card in IndusInd bank which is offered me with 1800₹ one time fee.

this 1800₹ also can be beneficial to recovery.

1. By every month 3 bogo offer with book my show upto 200₹

2. Every 100₹ spend 1 reward point and in weekends 100₹ spend 2 reward points.

exclusion :-
petrol

revised point bellow sector will gain 0.70 points per ₹100 spend anytime un whole week

1. Insurance
2. Bill payment
3. Medical4. Education fees5. Automobile and telecome

Is it good to go ?

Expired
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Top Comments
Generous Generous
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So sad that they made u believe it's their top card and make u pay 1800 for it. Legend is their entry level card(in terms of rewards) and easy to get as LTF without any income docs. We have agent contacts in DD for that.

And more over, card fee is 4999+gst for all with no renewal fee. Not any special offer. They lied to u here as well.

Deal Cadet Deal Cadet
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Ramta_Jogi wrote:

Not the top tier card. It's LTF in most cases. 

I think caller made me fool. 

Deal Cadet Deal Cadet
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it is available lifetime free for all directly on their website why pay single penny?

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Deal Cadet Deal Cadet
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it is available lifetime free for all directly on their website why pay single penny?

Deal Subedar Deal Subedar
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If you don't have similar or better cards, then go ahead. For the last one year it's given ltf through Paisa bazar at times.

Helpful Helpful
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noobDealer wrote:

it is available lifetime free for all directly on their website why pay single penny?

Ltf nahi hai.. one timr paid then ltf

Helpful Helpful
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I had aura edge.. so same 5k offer i took..for upgrade it is still not dispatched yet

Finance Mentor Finance Mentor
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Not the top tier card. It's LTF in most cases. 

Deal Cadet Deal Cadet
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Ramta_Jogi wrote:

Not the top tier card. It's LTF in most cases. 

I think caller made me fool. 

Finance Mentor Finance Mentor
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brok47 wrote:

I think caller made me fool. 

Yus. He enlightened you. 

Deal Cadet Deal Cadet
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Ramta_Jogi wrote:

Yus. He enlightened you. 

As per the Indusind team, new card is ltf but existing card upgrade is not ltf 🥺🥺

But I can see more good point structure to Axis Flipkart card , BOB Cards

Deal Cadet Deal Cadet
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Sidhi.Baat.No.Bakwas wrote:

I had aura edge.. so same 5k offer i took..for upgrade it is still not dispatched yet

Go to Indusind application and use soft copy of the card

Finance Mentor Finance Mentor
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brok47 wrote:

As per the Indusind team, new card is ltf but existing card upgrade is not ltf 🥺🥺

But I can see more good point structure to Axis Flipkart card , BOB Cards

Don't listen to these teams. Many upgraded to LTF legend. It's not a good card in any case. Depending on what you want, take a look at SBI Cash Back card or Hdfc millenia

Deal Cadet Deal Cadet
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Ramta_Jogi wrote:

Don't listen to these teams. Many upgraded to LTF legend. It's not a good card in any case. Depending on what you want, take a look at SBI Cash Back card or Hdfc millenia

I have HDFC millenium card as well as sbi irctc card 

Generous Generous
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So sad that they made u believe it's their top card and make u pay 1800 for it. Legend is their entry level card(in terms of rewards) and easy to get as LTF without any income docs. We have agent contacts in DD for that.

And more over, card fee is 4999+gst for all with no renewal fee. Not any special offer. They lied to u here as well.

Deal Subedar Deal Subedar
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Looks like you have been mislead by their sales pitch, personally got it LTF.

+1 for the agent who sold you this.

Wingman Wingman
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Don't take this card. I am having this card(LTF) from Last one year but not using anywhere because of it poor reward.
Deal Cadet Deal Cadet
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brok47 wrote:

I have HDFC millenium card as well as sbi irctc card 

Are these 2 LTF?

The PostMighty The PostMighty
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How is legend top card? rolleyes

Indulge, pinnacle, heritage crying in corner sweat_smile

Deal Cadet Deal Cadet
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brok47 wrote:

Why bhai ? It is better than Aura edge card right ?

Reward structure is poor plus you are not getting ltf better opt for ltf cards from Au bank

Deal Newbie Deal Newbie
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how to get life time free HDFC  infinia card.

Deal Cadet Deal Cadet
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edges wrote:

Are these 2 LTF?

For me yes. Irctc and HDFC LTF

Deal Cadet Deal Cadet
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Kochiro wrote:
is this valid if you already have aura edge?

Nope. First you need to close Aura edge then can apply. For upgrade unfortunately have to pay the money 

Deal Cadet Deal Cadet
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Thunder766 wrote:

Looks like you have been mislead by their sales pitch, personally got it LTF.

+1 for the agent who sold you this.

Well Due to less time, I could not reseach. One thing for sure, card cannot be availed LTF for existing. One time membership needs to be paid 4999+GST. Or 9999+ GST

Deal Subedar Deal Subedar
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brok47 wrote:

Well Due to less time, I could not reseach. One thing for sure, card cannot be availed LTF for existing. One time membership needs to be paid 4999+GST. Or 9999+ GST

The way you interpreted the card upgrade offer in your post, you seemed really convinced. That is why I made that assumption.

Yes, usually card upgrade is not given LTF but I have seen people getting it too.
Finance Mentor Finance Mentor
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sushant123 wrote:

how to get life time free HDFC  infinia card.

Offers kept coming in late 2020 / early 2021 for LTF Infinia. 

Even when it's not LTF, it's fees after reward point credit to account on fees realisation makes the effective out of pocket expense at Rs. 2,250/- per year which you can recover by spending just 20.3k. 

Deal Cadet Deal Cadet
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Thunder766 wrote:
The way you interpreted the card upgrade offer in your post, you seemed really convinced. That is why I made that assumption.

Yes, usually card upgrade is not given LTF but I have seen people getting it too.

Well yes, they convinced me while calling in my working hours. So yes , I have to agree that they pitched me when I don't have much information about the card.

Any way, I have blocked the card and now will ask to close this credit card account.

Now a days no good offers with Induind bank cards.

Well I have SBI And HDFC Millenium card which is LTF since due to corporate relations with hdfc

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