[ Info Req ] Super Premium cards which can be applied Card on Card Basis

BCC

#CREDITCARDUSERS

Diners Black is best, which u already have.
Get Axis ACE, Axis FK, IndusInd Pinnacle
Amex also good but no C2C
No jugad possible for cards not sourcing to your city.

caks2006407 wrote:

Diners Black is best, which u already have.
Get Axis ACE, Axis FK, IndusInd Pinnacle
Amex also good but no C2C
No jugad possible for cards not sourcing to your city.

True.

+
Hsbc = cashback
Yes = Excusive; Else preferred. (Either one is not worth anymore from rwds perspective)
Citi = No great value for money by taking high end cards. Basic rwds/iocl/ss variants would suffice. Premier miles and Prestige are higher end (optional).

Few others:
Bob = Eterna (Else Select)
Indus = Iconia amex
Hdfc = Dcb. Else Infinia (if possible, in offer e.g. promo offer, limit offer like driven limit of 10L+)
Idfc = Wealth (esp. if offer based on relarionship/MAB in savings a/c)
Icici = Amazon Pay, Rubyx/Sapphirro (Esp. if LTF based on relationship/salary a/c)
Scb = Digismart (Niche)
Amex = MR. Else Plat Travel (if it suits your spends profile). Smartearn also an option now if managing spends difficult for u.
Sbi = Sclick. Else Ola/Prime.
Kotak = Royal Signature (Else kotak cards mostly not worth, esp. due to ultra low rwd pts rate)

@CCUSER why was Amazon icici blocked?

dhinchakrohit wrote:

@CCUSER why was Amazon icici blocked?

Az icici cards started getting blocked for most ppl after a certain date whoever did txns higher than assigned limit in a stmt cycle or/and rwd pts >=10k!! Broadly that is the understanding.

Somebody heading the cc unit within az must have taken a strict policy decision to avoid misuse happening of the card. And got it implemented with discipline -and harshly!!

dhinchakrohit wrote:

@CCUSER why was Amazon icici blocked?

It has been blocked with the tag commercial use.

CCUSER wrote:

It has been blocked with the tag commercial use.

Then be warned that card companies nowadays are not taking lightly heavy spends on cards especially in utility bill payments category every month.

@CCUSER how did u get axis ACE?? is ur limit merged with other axis cc or does ur ace card has separate limit??

aniket1587 wrote:

@CCUSER how did u get axis ACE?? is ur limit merged with other axis cc or does ur ace card has separate limit??

I have axis neo , flipkart axis and ace . All 3 are sharing same limits of 50k. Got one from flipkart and other from gpay instant approval.

Keep 1 Super Premium Card
You can keep 2 if you get it LTF ..

The Cards I would Suggest

1. HDFC INFINIA (THE BOSS CARD)
2. AXIS ACE (No Need for Axis Flipkart, u can get Flipkart vouchers at 6-7% effective discount)
3. ICICI AMAZON
4. SBI Simply Click (Only for Online & Milestone is very rewarding)

Keep quality credit line …. dont hold more than 4-5 cards …

What’s the benefit with RBL – Edition card?

I have my salary account with RBL currently and if the card is any good I might try my luck to avail one.

Rbl – Zomato edition card

https://www.rblbank.com/product/credit-cards/ed...

CCUSER wrote:

BCC

#CREDITCARDUSERS

Doesn’t Amex platinum charge card has yearly fees of 60k and comes with no preset limits ? You can try upgrading DCB to Infinia for extended 10x benefits but other than that use the ones that yo already have instead of getting more

indiansoul wrote:

Doesn’t Amex platinum charge card has yearly fees of 60k and comes with no preset limits ? You can try upgrading DCB to Infinia for extended 10x benefits but other than that use the ones that yo already have instead of getting more

Yes, it have yearly fee of 60K.

Actually i had received upgrade to DCB from Regalia just in Jan so probably in next 6 months i wont get any upgrade in HDFC.

Actually i am looking for more as i need more spending power to keep the utilization ratio low.

Can we get SC Ultimate LTF??