Investment opinion: suggestions for instruments for fixed/assured return due to falling FD rates

It’s better to invest in mutual funds.
Pros:
you don’t need to know much of financials.
Invest in SIP.
No taxes on some limited amount of investment.
In current scenario markets are down so better to start now.

Cons:
Mutual fund investments are subject to market risk.

But this con can be avoided.

I’m a registered mutual fund distributor. Contact for free advice and investment.

Indusind bank 70% low equity, invest for 4month 3 times money
Sbibank 60% low go for it all time good
Icici bank 50 low go for sure 3 month double

Indusind bank offering 7 percent

For less than one year
FD or Liquid fund (both taxable)

For 1-3 year
Arbitrage fund 6.75%

3 -5 years
GILT fund

5 years plus

Equity MF (index fund)

Some of small banks offering better than other FD rates…

Though we should approach carefully

You can invest in Bharat Bond ETF. Will get around 7-7.5% returns. No default risk as it invests only on AAA rated PSU bonds. Essentially, guaranteed by government.

New trick…. Invest in mutual fund (no withdrawal fee) when you get return 1%+ you can withdrawal, then reinvent. You earn monthly 2%

I have better opinion we have best plans in Exide and HDFC life insurance which may not give you yield again end of year but will give u returns equal to 9% at the end of 11year or 6th year from the date of investment in yearly manner or one time contact me for more info m a financial advisor at BAJAJ CAPITAL ([email protected])

🧐🤔

Guys get 8% fixed deposit return guaranteed by government of KERELA. I am investing since last 2 years.

http://www.ktdfc.kerala.gov.in/deposites/intere...

Buy Windsor

https://www.karvyvalue.com/EmailCampaigns/files...
Check this link for different rates.

Any good Equity MFs that are good for accumulation for long term investments. Please suggest your schemes along with your analysis.

As of now, even IDFC First bank savings account seems to be a good option. Apart from giving a 7% interest, it gives Rs 250 Bookmyshow cashback(you can combine it with visa signature offer getting around 400rs movie for free) every month. Now as cinemas are closed, I can buy BMS gift cards and sell them later easily earning at least 150-180 on each. So it effectively gives a much more interest rate than a mere 7%. Plus a Visa signature debit card with no annual charges. Also, if you join from my link I will give you Rs 100 once the referral bonus is confirmed within a few hours(already gave to @vcoolsanghai163 today). Message me for further details.

You can invest in bitcoin, Will get good returns.

Just keep investing in all ways… Stocks, SIP, SIP in bitcoin, crypto, Gold, Etc..

Other day my father in law requested to drive him to nearest KSFE office. KSFE stands for Kerala state financial enterprises. While i was there , i explored KSFE’s FD options. For sr citizen it is 8.5 percent and regular citizens its 7.25. Not bad at all compared to banks. If your parents are senior citozens and dont fall under taxable bracket, this is an excellent option..

You can invest in FD offered by M&M financial or Bajaj Finance, they give you assured returns of more than 7.7%. Plus additional 0.5 for senior citizens

Invest in Lokmanya. It was giving interest of 11% till last month. This month onwards they reduced to 10%.
https://www.lokmanyasociet...g/

I suggest open bharatpe merchant and create interest acc it gives 12% per year and also interest added daily basis      you can see the sample of my 25k investment

I give simple idea to all if again in india covid-19 infected people on huge no. Open trading acc and when all shares are down choose some good share ( e.g.  in march month nifty and sensex are very low)
  Why i giving this suggestion:-
1 . Because everybody know when covid19 diseases  gone market will definitely correct.

2 . If no one exists in earth because covid19 disease  no one carry own money after death.



         My thinking.

bump

Yes Bank fd price is 7.25% for 18 months. We can break it and use the funds whenever required, no charges would be levied.
Hope it’s useful.
Lessons on investment in yes Bank, please refrain. Do your own research please

nps tier 2 account is also an option

IDFC saving bank a/c offer 7% interest rate

blindly invest either lumpsum or sipin bluechip stocks. meet here after 5 years

Has anyone tried Vested app for investing in foreign markets?

HDFC give 3% interest on Saving Account

and

HDFC give 2.75% interest on Fixed deposit

Urgently want to park some money somewhere safe which gives some earning/interest till 2021 end to buy a property in 2022. Any safe instrument you guys please suggest . should give annualized >7% in this period.

Thinking to keep 4.5L in Post office MIS scheme . which gives around 7% interest atleast. Any other suggestions?

only problem MIS has lockin period of 5 years bro . but still its ok