Is ICICI MMT Red is better then ICICI Platinum?

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demerius2020

so was looking to order something on flopkart and ICICI card have 10% off EXCLUDING APAY .. guess  having a non-amazon card from ICICI is necessary to keep in line of nay offer from them .was confused between LTF platinum/ MMT red (one time charge only with rail lounge)


also the best wasy to apply as i already have apay

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Deal Cadet Deal Cadet
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tappukepapa wrote:

He knows expression card trick already but wants to know which card is better between them.

OK sorry

I would recommend ICICI core card Platinum card as it is possible that all co-branded cards may be excluded from bank offers in future.
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Glitterati Glitterati
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kapaalaa wrote:
use expression card trick

Please Visit
https://ddime.i...km

He knows expression card trick already but wants to know which card is better between them.

Deal Cadet Deal Cadet
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tappukepapa wrote:

He knows expression card trick already but wants to know which card is better between them.

OK sorry

I would recommend ICICI core card Platinum card as it is possible that all co-branded cards may be excluded from bank offers in future.
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Lets see what Lord ICICI have to offer

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Call them and ask to issue mmt card with only joining fees of Rs 500. They can give platinum ltf also but for that you need to fight with them on twitter for a week or apply as fresh if you have salary slip.

Deal Subedar Deal Subedar
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Take mmt signature or platinum ltf.... You can take both too.. First take platinum ltf..... You can take it via expressions route.... 

Critic Critic
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batmanBABA wrote:

Take mmt signature or platinum ltf.... You can take both too.. First take platinum ltf..... You can take it via expressions route.... 

MMT signature has 2500 joining fee.
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guest_999 wrote:
MMT signature has 2500 joining fee.
Yes... But then ltf... And it has more lounge acceptance than platinum variant.... U get 1500 back in mmt wallet which can be used for booking....
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batmanBABA wrote:
Yes... But then ltf... And it has more lounge acceptance than platinum variant.... U get 1500 back in mmt wallet which can be used for booking....
MMT wallet cash can only be used for bus, hotel & flight booking. MMT card is taken for ICICI card offer not lounge access which is already available on many popular CC anyway.
Deal Subedar Deal Subedar
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guest_999 wrote:
MMT wallet cash can only be used for bus, hotel & flight booking. MMT card is taken for ICICI card offer not lounge access which is already available on many popular CC anyway.
But signature card is way better than platinum card.... If u just want a plastic card for offers platinum ltf is a better option... Among mmt card... Mmt signature makes more sense....
Critic Critic
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batmanBABA wrote:
But signature card is way better than platinum card.... If u just want a plastic card for offers platinum ltf is a better option... Among mmt card... Mmt signature makes more sense....
The thing is, it is easier to get MMT Platinum card than ICICI Platinum card with or without tricks.
Deal Subedar Deal Subedar
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guest_999 wrote:
The thing is, it is easier to get MMT Platinum card than ICICI Platinum card with or without tricks.
I got it easily without any hiccups on call in dec 2022.....depends on executive u get.... I just called once...
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batmanBABA wrote:
I got it easily without any hiccups on call in dec 2022.....depends on executive u get.... I just called once...
It was a trick/loophole, now not working as smoothly I think.
Deal Subedar Deal Subedar
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guest_999 wrote:
It was a trick/loophole, now not working as smoothly I think.
Still working..... Mine one friend got day before yesterday.... He tried 2-3 times
Critic Critic
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batmanBABA wrote:
Still working..... Mine one friend got day before yesterday.... He tried 2-3 times
Then no issue, for me platinum as well as MMT cards have same usefulness which is 10% instant discount icici card offer beyond which they are practically useless.
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ok i did all the step of applyin expresion but where to get the SR number ? didn't got that in email/sms. how i know that i shoot the missile correctly?

-also which ICICI LTF/FYF cards have rupay option to choose for that i can ask CC guy over telephone while upgrading from expression card? @abhishek012

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demerius2020 wrote:

ok i did all the step of applyin expresion but where to get the SR number ? didn't got that in email/sms. how i know that i shoot the missile correctly?

-also which ICICI LTF/FYF cards have rupay option to choose for that i can ask CC guy over telephone while upgrading from expression card? @abhishek012

ICICI coral credit card available on RuPay.

2 more RuPay credit cards coming soon on ICICI.
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abhishek012 wrote:
ICICI coral credit card available on RuPay.

2 more RuPay credit cards coming soon on ICICI.
r those LTF/FYF?
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demerius2020 wrote:
r those LTF/FYF?

There is no link between LTF/FYF with RuPay.

if you eligible for visa/mastercard LTF/FYF then RuPay variant will also be LTF/FYF.

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so for the record i choosed ICICI platinum coz

-MMT is cobranded card and who knows ICICI may start excluding it like Amazon pay later

-the rail lounges r already covered thru IDFC card ,i prefer airlines anyway

-for airport lounges they need 5000 spend in prev. quarter

-the reward for MMT foes in MMT wallet so be ready to spend next thru it and forget competittive pricing thru goibibo or other

-the 500 voucher wont cover 18% GST spend u made while paying joining fees

-NONE of ICICI card are worth having platinum qualifies as it is LTF free wont had that even if they didnt exclude APAY on FK/croma, for some site like swiggy they have seperate and better  offer for APAY then ICICI own cards , gues they want some commission from amazon so doing these tactics


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