https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8746913
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Kotak dream Different Credit Card
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Hello,
Can I take dream Different Credit Card for experience kotak credit cards.
I know it's fd based and not too much offers on kotak side but I want experience kotak card.
Kotak credit card agent call me and said it's not an "lean" fd you want break it any time and close credit card. Also said if i have kotak credit card then bank will give me pre approved offer through upgrade and then other card was unsecured, it's not possible to take kotak card c2c basis.
I have lot of questions regarding kotak Dream Different credit card please answer for me:
1. How much time take virtual card generation take after successful application. (For FD card specifically)
2. Can I get upgraded offers later like 3 to 6 months as said by agent.
Can I take dream Different Credit Card for experience kotak credit cards.
I know it's fd based and not too much offers on kotak side but I want experience kotak card.
Kotak credit card agent call me and said it's not an "lean" fd you want break it any time and close credit card. Also said if i have kotak credit card then bank will give me pre approved offer through upgrade and then other card was unsecured, it's not possible to take kotak card c2c basis.
I have lot of questions regarding kotak Dream Different credit card please answer for me:
1. How much time take virtual card generation take after successful application. (For FD card specifically)
2. Can I get upgraded offers later like 3 to 6 months as said by agent.
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https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8747635
how much cash back/reward can get?
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8747817
“I want experience kotak card.” - said no one ever 😁
Btw that agent is making a fool out of you. You won’t get any CC offer if you have one I think especially a FD based CC.
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8747877
Start doing debit card transactions, you will get pre-approved offer for unsecured card. And Stop thinking of fd based card that too from Kotak. 
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8747893
you won't get any CC offers from the bank from which you have FD based card
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8748222
Don't take if you want any unsecured card from kotak in future
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8749477
tappukepapa wrote:That's not how Kotak works
Start doing debit card transactions, you will get pre-approved offer for unsecured card. And Stop thinking of fd based card that too from Kotak.
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8749493
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8749499
Avoid Kotak cards.
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8749505
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TechPrayog wrote:Yes
Yes. Have you existing card with kotak?
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8749942
Kotak credit card limit showed 5L but when platinum ltf credit card received , limit was only 1L. Will they enhance limit by mailing them screenshot of 5L? The mail id found is bouncing mails, May i know kotak mail id related to credit cards ?
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8751485
amanhere2011608 wrote:There is no email ID. Use their support portal to send them complaints.Kotak credit card limit showed 5L but when platinum ltf credit card received , limit was only 1L. Will they enhance limit by mailing them screenshot of 5L? The mail id found is bouncing mails, May i know kotak mail id related to credit cards ?
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8763860
Dont take FD based card , just keep doing high value load money transactions on you kotak 811 account you will soon get preapproved LTF league platinum credit card offer
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8763904
Coool great
https://www.desidime.com/discussions/kotak-dream-different-credit-card?page=1#post_8763919
beastboy wrote:Load money means manual add money or send money.Dont take FD based card , just keep doing high value load money transactions on you kotak 811 account you will soon get preapproved LTF league platinum credit card offer
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“I want experience kotak card.” - said no one ever 😁
Btw that agent is making a fool out of you. You won’t get any CC offer if you have one I think especially a FD based CC.