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Kotak launch Urbane Gold RuPay Credit Card, 4 free PVR tickets & more

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https://www.kotak.com/en/personal-banking/cards...

Kotak launch Urbane Gold RuPay Credit Card, 4 free PVR tickets & more:

Kotak bank Urbane Gold RuPay Credit Card -

We know you love to get more out of your money. With Urbane Gold Credit Card, you will get just that with 3 reward points on every Rs. 100 spent. So start shopping and reward yourself, today!

urbane-cc-d

Earn 3 Reward Points

Enjoy Reward Points on spends done against every Rs.100/- spent.

Urbane Shield

Insure your Credit Card and get cover upto Rs.50,000 incase of theft or loss.

Add-on Card

Get an add-on card and enjoy added benefits with it.

Free PVR tickets or Reward points

Avail Free PVR Tickets and many more rewards such as redemption on airmiles, air tickets, recharges etc.

  • Reward Points
    • Earn 3 reward points against every Rs. 100/- of retail spends
    • Every 1000 reward points have a redeemable worth of Rs. 100/-
    • Minimum 1000 points required for redemption
  • Urbane Shield
    • In case your Credit Card is stolen.
    • You are required to immediately call Customer Contact Center (1860 266 2666) and get your card deactivated / blocked to prevent misuse
  • Add-on Card
    • Your Add-on Card will have all the benefits that you enjoy on your Card
    • Set the spend limit on your Add-on Card as you desire
    • Track spends separately for each of your Add-on Card(s)
  • Milestone Feature
    Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points
    • Redemption Option 1:
      • PVR tickets can be used for any day and any show and are transferrable
      • Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com
      • You can claim your PVR tickets within 3 months after the program period gets over
    • Redemption Option 2:
      • Reward points will be credited in the next billing cycle
      • Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise
      • You can claim your reward points within 3 months after the program period gets over
    • If price of the ticket is more than Rs. 400, the difference amount shall be paid by the cardholder along with booking/convenience fees.PVR tickets will not be applicable for customers who fall under non - PVR location city.PVR movie tickets can be redeemed online only on www.pvrcinemas.com. PVR movie tickets cannot be redeemed at Box office.

For milestone benefits, all transactions settled during milestone period will be considered. Example- Milestone period is 1st Jan 2021 to 30th June 2021, then the transactions settled till 30th June 2021 will be considered for milestone benefits”. Any transaction settled after 30th June 2021 will be considered in next milestone period.

Check your eligibility for the Urbane Gold Credit Card.
Explore more credit card options that best suit your needs.

Rewards Redemption
  • Kotak Rewards:
    • Introducing Kotak Rewards - your new point redemption currency that simplifies managing rewards points on your Kotak credit cards. Redeem your points across a variety of categories like Mobile Recharge, Shopping across 10,000 products, E-vouchers across various brands, Movies (BookMyShow Vouchers), Travel and many more! T&C Apply. Redeem Now
  • Pay with Reward Points:
    • Pay without cash. Pay without card. Know More

Explore more credit card options that best suit your needs.

Eligibility Criteria
  • Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above
  • Location – Ahmedabad, Bangalore, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune
  • Income – Rs. 3 lac and above per annum
  • Should be a resident of India

Know the fees and charges for the Urbane Gold Credit Card.
Explore more credit card options that best suit your needs.

Fees & Charges
Fee & other Parameters Urbane
Joining Fees Nil
Annual Fees Rs. 199
Condition for waiver of Annual Fees - First Year Minimum retail spends of Rs.15000 each year
Condition for waiver of Annual Fees - Second Year Minimum retail spends of Rs.15000 each year
Addon card Fees Nil
Interest Charges on outstanding Balances 3.50% (Annualized 42%)
Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due) MAD can be 5% or 10% of TAD as decided by the Bank
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof Rs. 300
Late Payment Charges ("LPC") Rs. 100 for statement o/s less than or equal to Rs. 500.
Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.
Rs. 700 for statement o/s greater than Rs. 10,000)
Over Limit Charge Rs. 500
Cheque Bounce Charges Rs. 500
Foreign Currency Mark Up 3.5%
Railway Booking Surcharge Waiver Not Applicable
Fuel Surcharge Waiver Not Applicable
Fee for Cash payment at Bank Rs. 100
Outstation Cheque Processing Fee Waived
Reissue/ Replacement Card (per issunace) Rs. 100
Charge Slip Request Waived
Machine Surcharge at ATMs Waived
Balance Enquiry Charges at Non Parent Bank ATM Waived
Duplicate Statement Request Waived
Web Pay Service Fee Waived
Please Note:
GST/Applicable taxes, would be charged as per the rates approved in the Finance Act each year on all interest & fees and other charges levied on your Credit Card


    Expiring In 18 days
    Disclaimer
    We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
    Top Comments
    Deal Lieutenant Deal Lieutenant
    Link Copied

    There is no such Kotak credit card which are having a better reward points value, they are worst in this industry and also this credit card is not LTF.

    23 Comments  |  
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    Deal Cadet Deal Cadet
    Link Copied

    Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points.

    Deal Newbie Deal Newbie
    Link Copied
    akkipatil wrote:

    Spend Rs. 1, 00,000 in a year and get 4 free PVR tickets or 10,000 reward points.

    reward points value
    Pro DealHunter Pro DealHunter
    Link Copied
    Expand
    syed36 wrote:
    reward points value
    1rp = 0.1rs
    Deal Lieutenant Deal Lieutenant
    Link Copied

    There is no such Kotak credit card which are having a better reward points value, they are worst in this industry and also this credit card is not LTF.

    Finance Mentor Finance Mentor
    Link Copied

    @LG50 bro I have 2 LTF cc from Kotak 

    Deal Cadet Deal Cadet
    Link Copied
    beastboy wrote:

    @LG50 bro I have 2 LTF cc from Kotak 

    Which ones?

    Finance Mentor Finance Mentor
    Link Copied

    Legend And Royale Signature

    Critic Critic
    Link Copied
    beastboy wrote:

    @LG50 bro I have 2 LTF cc from Kotak 

    Kotak ltf cc are always user specific offers just like icici bank ltf cards so not all users are eligible to get it.
    Deal Cadet Deal Cadet
    Link Copied
    beastboy wrote:

    Legend And Royale Signature

    Both Cards are on same CRN No.? Btw how did you get 2 LTF from Kotak, because their Customer Service Executive has informed that they have Single Card Policy. sweat
    Finance Mentor Finance Mentor
    Link Copied
    Expand
    Alpha_Lion wrote:
    Both Cards are on same CRN No.? Btw how did you get 2 LTF from Kotak, because their Customer Service Executive has informed that they have Single Card Policy. sweat
    After some time will try for 3rd card too
    Finance Mentor Finance Mentor
    Link Copied
    Expand
    Alpha_Lion wrote:
    Both Cards are on same CRN No.? Btw how did you get 2 LTF from Kotak, because their Customer Service Executive has informed that they have Single Card Policy. sweat
    Yes
    Deal Cadet Deal Cadet
    Link Copied
    Expand
    beastboy wrote:
    After some time will try for 3rd card too
    But how?
    Deal Cadet Deal Cadet
    Link Copied
    Expand
    beastboy wrote:
    Yes
    There is no option to apply for 2nd Card. Whenever I check the option it shows you already have Kotak Credit Card.
    Deal Lieutenant Deal Lieutenant
    Link Copied

    One More Worst Rupay CC Joined In The List 😀

    Deal Lieutenant Deal Lieutenant
    Link Copied
    beastboy wrote:

    Legend And Royale Signature

    Kotak Legend? 🧐

    Deal Newbie Deal Newbie
    Link Copied
    beastboy wrote:

    @LG50 bro I have 2 LTF cc from Kotak 

    How did you get bro? Did you ask customer care or got message directly?
    Finance Mentor Finance Mentor
    Link Copied
    Expand
    PowerStar wrote:

    Kotak Legend? 🧐

    My mistake , I meant League Platinum
    Deal Subedar Deal Subedar
    Link Copied

    I have a non rupay variant of this card LTF. One of the most useless rewarding card I have seen. Never use this unless there's a kotak specific offer running.

    Bakwaas: "3 reward points on every Rs. 100 spent"

    Deal Cadet Deal Cadet
    Link Copied
    Expand
    beastboy wrote:
    My mistake , I meant League Platinum

    My League platinum is not LTF.... How you got it as LTF?

    Finance Mentor Finance Mentor
    Link Copied
    Expand
    Pacifier wrote:

    My League platinum is not LTF.... How you got it as LTF?

    Preapproved offer , many other too got last year League Platinum on LTF basis

    Talk-Of-The-Town Talk-Of-The-Town
    Link Copied

    Do we need to account with kotak to get ltf kotak cc

    Deal Subedar Deal Subedar
    Link Copied

    Is there any openly available LTF Rupay CC yet?

    Like Magnet Like Magnet
    Link Copied
    madmax87 wrote:

    Do we need to account with kotak to get ltf kotak cc

    No.
    replyuser
    Click here to reply
    Reply