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How to Get Life Time Free Simply Click Credit Card from SBI ?

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Finance Mentor
beastboy
Is there anyone who owns a LTF Simply Click from SBI I know a couple of guys , who got it LTF one guy is an old customer holding the card from the time it was launched like some 5-6 years back One guy is a Bank employee of another Govt backed bank Another guy is working in a big pvt firm and got it recently like 4-5 Months back as preapproved LTF offer from Yono Please suggest Any strategies or methods so we can get our hands on SBI Simply click on LTF basis
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Deal Captain Deal Captain
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True LTF in SBI is a myth AFAIK
Deal Cadet Deal Cadet
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My simply click card is also lifetime free.. Few months back i had some dispute with SBI. So i decided to close it. Then they increased the credit limit and gave it as LTF. sweat_smile
Deal Cadet Deal Cadet
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I have a 5+ year old SBI cc, for which I called customer care for closure. They asked me the reason for which I replied with annual fees. So they retained me by making it lifetime free.

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Deal Cadet Deal Cadet
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Ask that guy who recently got it how.

Finance Mentor Finance Mentor
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Preapproved offer from Yono App

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Deal Captain Deal Captain
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True LTF in SBI is a myth AFAIK
Benevolent Benevolent
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My very 1st card was from SBI and provided as LTF (year 2007 though)..
So its not a myth for sure..

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Deal Cadet Deal Cadet
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My mother got one. Long standing customer and balance in SBI. Not pre-approved, we applied with zero credit history last December.

Finance Mentor Finance Mentor
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they processed it LTF from the branch ?

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Deal Cadet Deal Cadet
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My simply click card is also lifetime free.. Few months back i had some dispute with SBI. So i decided to close it. Then they increased the credit limit and gave it as LTF. sweat_smile
Finance Mentor Finance Mentor
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How old is your savings account and credit card with them bro

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Deal Cadet Deal Cadet
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An SBI savings account has little to do with an SBI CC. SBI and SBI card are different companies altogether.
Deal Cadet Deal Cadet
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SBICard is a subsidiary of SBI. Card agents are posted in most branches. SBI shares savings account data with SBICard to give pre-approved offers. Savings account holders also get exclusive credit card variants which are not offered to non-account holders, like SimplySave Pro and Prime Pro.

Generous Generous
Admin
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I also need one…😢

Generous Generous
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Need one too but I don’t think it’s possible.

Deal Cadet Deal Cadet
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Somebody tell me how to close the card because I’ve two sbi cards

Deal Cadet Deal Cadet
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I have closed the free SBI card long back, even after they harassed me a lot keeping account active. Very bad Chenni people. Here is procedure I did.
1.Wrote A letter asking to close card account.
2.Cut the card along with magnetic strip and chip into pieces.
3. Send the letter (and card pieces) to sbi card head office through speed post/RL/courier
4.keep receipts safe. Take pic of letter and receipt then load to googledrive. Because they may not close account even though ….

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Deal Newbie Deal Newbie
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I have sbi simply click for last 4 years. First 3 years, that was the card i used for most of my online purchases and was able to get 1 lakh and 2 lakh milestone gifts. After i got my Amazon prime credit card, utilisation became less and last year, I was not able to spend 1 lakh on the card. CC flatly declined to waive off the annual fee,even after I threatened to close the card. Since I had substantial reward points (but not enough to redeem), decided to pay. This time though i may close the card, if they don’t waive off. I was able to spend around 70k this time.

Deal Cadet Deal Cadet
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Pls tell me how to close the card. I have called customer care number, but there is no option in ivr for card closure

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Deal Newbie Deal Newbie
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Why you are running for SBI , there are many other bank who are giving LTF cards , other banks are also good that SBI, SBI will not give extra penny like other banks.

Finance Mentor Finance Mentor
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Beacuse of occasional offers on Online shopping websites, And if LTF why not
Also it gives you 2k Cleartrip GV on spend of 2 Lakh and again 2k gv on cumulative spend it 4 Lakh

Another points I got from a Dimers post is that people who are just taking Flipkart Axis card for Flipkart 5% Cashback Can use Simply click card as it will provide the same 5% reward benefits on Flipkart 

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Shopping Friend Shopping Friend
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I also have LTF Simplysave from SBI Cards smile

Finance Mentor Finance Mentor
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Wow thats great, how you got that bro

Deal Cadet Deal Cadet
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Can anybody tell how to maximum utilize this card? 🤔

Deal Cadet Deal Cadet
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I applied for OLA SBI card previous year and I closed (by sending mail to SBI and OLA) it just before renewal as it is charged one. SBI CC not at all willing to waive my card charges. But before that they have given 500+500 Amazon voucher offer for applying SimplyClick card and I applied. 500 given as per norms but for other 500 I fought and got. Now, they are offering SimplySave card with 500 voucher. Waiting for LTF from SBI which is not possible I think.

Deal Cadet Deal Cadet
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Hi.. Can you confirm how you got another 500 for applying simply click card. I got the same offer but even after many mails and call they didn't provided the additional 500 gv. I also sent the screenshot of mail which I have received with offer but every time they said we have already sent the 500 voucher referring to the one they have sent.
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Deal Cadet Deal Cadet
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This card give 10x rewards on online shopping at Amz and others. One point is about 1.2 rs or lower if converted to gift card 

For 100 rs spent on amz we get 1.2 rs but if used amz card we get 5 rs. 

This card seems only good when sbi cc offer is there. I guess we can use ‘unati’ card as well… and save one the annual fee? 

Deal Cadet Deal Cadet
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AFAIK, SBI is not giving LTF credit card.

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Deal Newbie Deal Newbie
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Need same Simply Click LTF,

Deal Newbie Deal Newbie
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I spend around 15-20k each month through my SBI credit card but my milestone spends still continue to remain as ₹0. I have contacted the SBI customer support like 5-6 times now but the response and support is completely pathetic felt like they themself don’t know about the rewards and fee waiver on spending 1lac nd 2lac through SBI credit card. Can anyone tell me how to fix that??

Deal Cadet Deal Cadet
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How to check milestone? sob

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Deal Cadet Deal Cadet
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I have a savings account with sbi. Got a pre approved simply click card last month. (65k limit) with zero credit history.
But not LTF. But I think i would spend >1L to avoid or get back the annual fees. And the joining fee got refunded via amazon pay gift card.

Deal Cadet Deal Cadet
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As per statement from SBI…none of the Credit cards will LTF.. they waive off based on spending limit..

Finance Mentor Finance Mentor
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What i came to know from all this is that all banks will claim the same , but
all bank can offer their CC on LTF basis based on the relationship with customer.

Deal Cadet Deal Cadet
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Apply for fbb card and get renewal benifit of Rs 500 as fbb coupon. Thus only annual charges of gst Rs 90

Deal Captain Deal Captain
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SBI irctc rupay platinum card has 200 rupees annual fee, just a single/multiple AC train tickets worth 2000 rupees in a year, will recover the fee
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Deal Cadet Deal Cadet
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Should I convert my old SBI LTF CC to Simply Click one ?

Deal Cadet Deal Cadet
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Ensure it is not charging?

Deal Newbie Deal Newbie
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😜

Deal Cadet Deal Cadet
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It’s not possible to get lifetime free card from SBI Cards. Only SBI staff can get it. Rest all have to pay, no escape other than minimum spends.

Shopping Friend Shopping Friend
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I myself hold its very much possible
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Deal Newbie Deal Newbie
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Yes, I am keen to know as well. Previously, I was using topcashback.in and it worked very well for me. Lately started using Gopaisa but most of the cashbacks are not tracked. So bit disappointed. 

How is your experience with Cash Karo? Any other reliable cashback site to suggest?

Cool Cool
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Good

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Deal Newbie Deal Newbie
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I’m looking for the best LTF credit card available at the moment. The 2 main features I am interested in right now are B1G1 on movie tickets and perhaps some reward system for purchases. Does anybody have any suggestions? I currently only have an HDFC Savings/Salary Account.

Deal Cadet Deal Cadet
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Called last week to close all useless and chargeable cards.

Axis ace : took request immediately and blocked, no confirmation yet on closure.

Axis myzone : They are pushing hard not to close, got 2500 points to continue.

HSBC platinum : Offered 1000 points to continue, asked for 10000 points, then they agreed to close.

Simplyclick : Got it converted as LTF

Coupon Connoisseur Coupon Connoisseur
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isn’t HSBC Platinum already a LTF card, you mean Premier or Smart Value? 

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Deal Cadet Deal Cadet
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how did you approach to close the cards.. call or email?

Deal Cadet Deal Cadet
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sbicard : request from app
others : call cc

Crusader Crusader
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How many add on cards can we get with simply click card?

Tech Guru Tech Guru
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@Gaurav_G / @good_virus if you guys can please post some draft body for the email to shoot to SBI to make a card LTF, would be highly helpful. If its personal, then don’t.

Looking to cancel a SBI irctc card if it stays a paid card. Mostly use amazon for train ticket booking nowadays as amazon pay balance is discounted.

Deal Cadet Deal Cadet
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Last time when I called asked to make it LTF they said it is not possible.

This time I raised a request to close saying that I have many other LTF cards, then they called and offered 1 year fee waiver. I didn’t agree and asked to proceed with closure. Then they transferred to some other guy and he made it LTF.

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Deal Newbie Deal Newbie
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Closed my sbi simplyclick as they won't make it LTF. Got a call saying they are now offering me another card SBI BP card LTF. Went ahead, received the card, called customer care to confirm that it was in fact LTF. They said it wasn't LTF neither agreed to make it LTF. Going to close this new card too. Be careful with SBI.
Generous Generous
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Charged joining fee for BP card too?

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