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List of Credit Card MCC PDF

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Finance Mentor
Agni007

Found a good, extensive list of MCCs for Credit Cards. Sharing here if someone needs for their needs:

Download MCC PDF

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Deal Cadet Deal Cadet
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can you pls explain what is use of these MCC codes?

Deal Cadet Deal Cadet
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@agnivo007 I also want to know
Finance Ninja Finance Ninja
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How does this help buddy? Please explain.
Helpful Helpful
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it helps in what sort of trans. u want to done
Finance Ninja Finance Ninja
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Transaction*
Pura likha kar bhai joy
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Finance Mentor Finance Mentor
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People interested in card rewards, milestones or cashbacks and study in detail the TnC of various banks, offer and cards to translate which merchants or transactions will work and which won't, for them MCC list is the main rulebook of the game...

Deal Cadet Deal Cadet
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how is the pdf useful for us ?


for eg: if I want to find whether adding money to wallet will be considered for 5% or 1% cashback, how will I find out ?


Or in other words, if I want to find MCC of a merchant for eg: ANI Technologies, how will I find it out !

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Finance Mentor Finance Mentor
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This is mainly a reference for translation of TnC which mention MCC codes... @gautam2usa226

There's a trick which I cannot disclose that requires making a mock transaction with a particular card and merchant category for merchant ID on OTP page can be found out. I don't want this exposed to public else that company might squash the bug...

Critic Critic
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Even if ppl knew it still wouldn't make much difference because MCC codes are not fixed & banks/websites keep changing them depending on transaction pattern like what started to happen with sbi cashback card on amazon gv purchase from amazon.
Finance Mentor Finance Mentor
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@demerius2020 Yes, it will go on for you and others, with or without you, why cry over this so much?

This was just a post for CC enthusiasts and now landing up completely differently...

Generous Generous
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i am crying for the losses these credit card companies are making just by few evil people who are abusing the system , and this is getting 'landed ' in the exact same spot MH370 got landed Id est-absolutely nowhere and those evil people are not getting blocked upon , also this system is faling to raise the mindset of greedy  people tryin to rob off credit card companies by abusing the system 
so the only better idea for these credit card companies is to stop issuiing credit card all together
Helpful Helpful
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paid 42000 health insaurance via idfc first millenia, in app 460 reward points got credited, katt gya kya mera ya 10x milne baki hain?
Critic Critic
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Where did you pay as that will determine how much points you will get because for direct insurance txns or txns which clearly identify it as insurance premium payment won't get any points.
Reward program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals
Rental and Property management transactions will not be a part of 10X reward program and 10X threshold calculations. However, such transactions will earn 3X reward points
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Benevolent Benevolent
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Bhai log @guest_999 and @demerius2020 Let's agree on the following statement : Never kill the goose that lays the golden egg. 😛

Deal Cadet Deal Cadet
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This is the perfect thread where you can find 🤡 to 🤡 conversation.
Finance Mentor Finance Mentor
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Alert to readers : The rising topic hotness is not for the content of the original post but the drama that is going on here thereafter!

Finance Mentor Finance Mentor
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Maybe because this list is not from CitiBank (goodbye, India!)...

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Finance Mentor Finance Mentor
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Everything branched out to irrelevant drama, that's what I intended to say, and MCC or topic doesn't matter here, I replied in a funny tone last time. @Seinfeld

If you're a Bengali (I think so), MCC on this thread has become 'Masti te Chera-Cheri"...

Deal Cadet Deal Cadet
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Who is this Angel moron .

Deal Cadet Deal Cadet
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Thanks

😊

replyuser
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