https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816503
can you pls explain what is use of these MCC codes?
List of Credit Card MCC PDF
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Found a good, extensive list of MCCs for Credit Cards. Sharing here if someone needs for their needs:
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https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816545
nikhil9702 wrote:@agnivo007 I also want to knowcan you pls explain what is use of these MCC codes?
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816572
How does this help buddy? Please explain.
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816593
it helps in what sort of trans. u want to done
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816611
monu.tanwar123262 wrote:Transaction*
it helps in what sort of trans. u want to done
Pura likha kar bhai
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816636
People interested in card rewards, milestones or cashbacks and study in detail the TnC of various banks, offer and cards to translate which merchants or transactions will work and which won't, for them MCC list is the main rulebook of the game...
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816730
Agnivo007 wrote:People interested in card rewards, milestones or cashbacks and study in detail the TnC of various banks, offer and cards to translate which merchants or transactions will work and which won't, for them MCC list is the main rulebook of the game...
how is the pdf useful for us ?
for eg: if I want to find whether adding money to wallet will be considered for 5% or 1% cashback, how will I find out ?
Or in other words, if I want to find MCC of a merchant for eg: ANI Technologies, how will I find it out !
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816737
This is mainly a reference for translation of TnC which mention MCC codes... @gautam2usa226
There's a trick which I cannot disclose that requires making a mock transaction with a particular card and merchant category for merchant ID on OTP page can be found out. I don't want this exposed to public else that company might squash the bug...
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816916
Agnivo007 wrote:Even if ppl knew it still wouldn't make much difference because MCC codes are not fixed & banks/websites keep changing them depending on transaction pattern like what started to happen with sbi cashback card on amazon gv purchase from amazon.This is mainly a reference for translation of TnC which mention MCC codes... @gautam2usa226
There's a trick which I cannot disclose that requires making a mock transaction with a particular card and merchant category for merchant ID on OTP page can be found out. I don't want this exposed to public else that company might squash the bug...
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8816919
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@BubbleBoyChickenLittle
gautam2usa226 wrote:It isn't, if ppl start abusing MCC of ani tech heavily then card company/ANI tech will assign wallet mcc code to their txns.how is the pdf useful for us ?
for eg: if I want to find whether adding money to wallet will be considered for 5% or 1% cashback, how will I find out ?
Or in other words, if I want to find MCC of a merchant for eg: ANI Technologies, how will I find it out !
@BubbleBoyChickenLittle
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817017
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guest_999 wrote:
It isn't, if ppl start abusing MCC of ani tech heavily then card company/ANI tech will assign wallet mcc code to their txns.
@BubbleBoyChickenLittle
Everyone can guess this !
With help of this pdf, can you tell MCC code of Ani Technology ….. or even wallet transactions ??
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817045
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guest_999 wrote:
It isn't, if ppl start abusing MCC of ani tech heavily then card company/ANI tech will assign wallet mcc code to their txns.
@BubbleBoyChickenLittle
yes , people are so bad that they should not be issued card , i say ban all credit card because then people start abbusing it .. and then it become heavy .. bad people
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817077
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gautam2usa226 wrote:No you can't. This pdf is pointless( no offense @agnivo007 ) & at best can be considered as a kind of general knowledge related to how credit card txns work.Everyone can guess this !
With help of this pdf, can you tell MCC code of Ani Technology ….. or even wallet transactions ??
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817081
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demerius2020 wrote:Companies do cancel credit cards of abusing users regularly nowadays, what's your point?yes , people are so bad that they should not be issued card , i say ban all credit card because then people start abbusing it .. and then it become heavy .. bad people
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817086
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guest_999 wrote:
Companies do cancel credit cards of abusing users regularly nowadays, what's your point?
my point is companies should not be issuing card to people as there will chances that people will abuse it , so the only way to completely stop the misuse is to ban credit cards completely as a means of payment instrument ensuring for the benefit of the companies
companies do cancel credit cards of people abusing it but still people abusing it , only way to teach lession to people is to not issue credit card at the first place, if there will be no credit card there will be no abuse
i have abused many of my credit cards personally for money rotation and all other things but never no company have cancelled any of cards , so the system is flawed
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817092
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guest_999 wrote:Right, food for techies and enthusiasts only (no offence to @gautam2usa226 )...
No you can't. This pdf is pointless( no offense @agnivo007 ) & at best can be considered as a kind of general knowledge related to how credit card txns work.
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817099
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demerius2020 wrote:What you are suggesting is best described by saying "throwing the baby out with the bathwater". Yes there will always be those going to abuse credit cards & such ppl cards will be cancelled by credit card companies as per T&C.my point is companies should not be issuing card to people as there will chances that people will abuse it , so the only way to completely stop the misuse is to ban credit cards completely as a means of payment instrument ensuring for the benefit of the companies
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817111
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guest_999 wrote:
What you are suggesting is best described by saying "throwing the baby out with the bathwater". Yes there will always be those going to abuse credit cards & such ppl cards will be cancelled by credit card companies as per T&C.
What you are suggesting is best described by saying "A baby is God’s opinion that the world should go on.".Yes companies are cancellin cards of abbusing customer but the system is flawed.bcoz there are heavy abuser like me who never get caught and are roaming free like a bull.. and i wonder why not any of CC cancel my cards it means they are supporting what i am doin so the show must go on
"
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817132
@demerius2020 Yes, it will go on for you and others, with or without you, why cry over this so much?
This was just a post for CC enthusiasts and now landing up completely differently...
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817133
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demerius2020 wrote:yes , people are so bad that they should not be issued card , i say ban all credit card because then people start abbusing it .. and then it become heavy .. bad people
Bad?? No. Even bad is good. They are downright evil.
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817312
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bikidas2060 wrote:Bad?? No. Even bad is good. They are downright evil.
thats my point , they are so evil that even the definition of evil fails to describe their evilness
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817316
Agnivo007 wrote:@demerius2020 Yes, it will go on for you and others, with or without you, why cry over this so much?
This was just a post for CC enthusiasts and now landing up completely differently...
i am crying for the losses these credit card companies are making just by few evil people who are abusing the system , and this is getting 'landed ' in the exact same spot MH370 got landed Id est-absolutely nowhere and those evil people are not getting blocked upon , also this system is faling to raise the mindset of greedy people tryin to rob off credit card companies by abusing the system
so the only better idea for these credit card companies is to stop issuiing credit card all together
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817319
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demerius2020 wrote:So you are basically saying that because courts take years to settle cases so all courts should be shutdown &/or criminals should not feel any guilt because that means courts are taking years to punish them(& in case of heavyweight politicians they never even get punished) so their show must go on too.What you are suggesting is best described by saying "A baby is God’s opinion that the world should go on.".Yes companies are cancellin cards of abbusing customer but the system is flawed.bcoz there are heavy abuser like me who never get caught and are roaming free like a bull.. and i wonder why not any of CC cancel my cards it means they are supporting what i am doin so the show must go on
"
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817322
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guest_999 wrote:
So you are basically saying that because courts take years to settle cases so all courts should be shutdown &/or criminals should not feel any guilt because that means courts are taking years to punish them(& in case of heavyweight politicians they never even get punished) so their show must go on too.
i never uttered a single word about court and stop comparing court to credit card companies ,these are entirely diff things .
you should reads the basic definition of a court and a credit card to learn the difference
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817344
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demerius2020 wrote:Both work on rules or you mean to say that ppl can choose to not follow the rules mentioned in T&C when they sign any legally binding document. Every card company mention in their T&C "they reserve the right to cancel card/forfeit rewards in case of fraudulent behaviour" so what exactly is your issue with companies following on this condition or you mean to say any rule or law should be followed only if it is convenient else not.i never uttered a single word about court and stop comparing court to credit card companies ,these are entirely diff things .you should reads the basic definition of a court and a credit card to learn the difference
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817404
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guest_999 wrote:
Both work on rules or you mean to say that ppl can choose to not follow the rules mentioned in T&C when they sign any legally binding document. Every card company mention in their T&C "they reserve the right to cancel card/forfeit rewards in case of fraudulent behaviour" so what exactly is your issue with companies following on this condition or you mean to say any rule or law should be followed only if it is convenient else not.
I mean to say that if two entity works on rule it doesn't mean they both are same or equal .
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817454
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demerius2020 wrote:Rules are rules, you can't say rule of "injuring someone is a crime" is not equal as rule of "not repaying loan is a crime". Only punishment differs but both are rules to be followed. You seem to think that credit card companies T&C which you agree to while applying for a card & which are legally enforceable are a joke while credit card company charging you wrongly is a serious issue requiring legal intervention.I mean to say that if two entity works on rule it doesn't mean they both are same or equal .
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817462
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guest_999 wrote:
Rules are rules, you can't say rule of "injuring someone is a crime" is not equal as rule of "not repaying loan is a crime". Only punishment differs but both are rules to be followed. You seem to think that credit card companies T&C which you agree to while applying for a card & which are legally enforceable are a joke while credit card company charging you wrongly is a serious issue requiring legal intervention.
there is diff between rules and terms, also if u seems to think that all this is jokes , then u r wrong and maybe need to check what u seem to think
https://www.desidime.com/discussions/list-of-credit-card-mccs-pdf?page=1#post_8817475
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demerius2020 wrote:We are not discussing English grammar, only thing you need to keep in mind is these two words "legal enforceability". All the T&C you agree to while applying for any credit card/financial service has this(aka legal enforceability). That is why nobody has ever been able to successfully reclaim their cancelled card/reward points for commercial usage on retail credit cards.there is diff between rules and terms, also if u seems to think that all this is jokes , then u r wrong and maybe need to check what u seem to think
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Bad?? No. Even bad is good. They are downright evil.