which makes this card useless for paying 999 annual fee.
Unless someone do various research and uses it monthly with all precautions. and still as bank/sites can change the MCC code. so there is NO guarantee till when the last research will work.
few days ago, i didn't even knew What the F*ck is MCC. 😓
My planning is to CLOSE this card before 1 years completes OR any changes in the Policy/LTF. Though its personal for everyone.