LTF Companion cards for Amex Card

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Deal Cadet
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Hi
I recently got Platinum Travel Card. And I’m looking for ways how can I get MRCC as a companion card. I know a lot of people get this combo when they get upgraded to platinum travel from MRCC. But does anyone got MRCC as companion to plat travel ?
If anyone has any insight on how to get one or knows what criteria Amex follows to issue companion cards, please share.
Just read a guy got smart earn as companion with 4 month old MRCC on high spends.

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Use it for couple of months & then you will receive email automatically. no need to do much. Happened the same for me

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Bulwark wrote:

Use it for couple of months & then you will receive email automatically. no need to do much. Happened the same for me

Which card do you have and which card did you get as companion?

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Bulwark wrote:

Travel. Got mrcc

Thanks.
You got MRCC after how much time of getting travel card and with how much spends.
Also do you have any experience on how lenient is amex in increasing credit limits.

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If you have MRCC then you’ll get plat travel card.
But downside is they’ll not waive off fees if you don’t meet target spends for Plat travel card.
For MRCC they always waives off. Hope this helps.
Had to cancel my plat card for the same reason.

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AppleFan wrote:

If you have MRCC then you’ll get plat travel card.
But downside is they’ll not waive off fees if you don’t meet target spends for Plat travel card.
For MRCC they always waives off. Hope this helps.
Had to cancel my plat card for the same reason.

My spends are high so I can easily achieve spend based milestones and that’s good enough against fees.
Do they even waive off fee if you don’t meet 1.5 lakh criteria for MRCC ?

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a.kabeer31837 wrote:

Thanks.
You got MRCC after how much time of getting travel card and with how much spends.
Also do you have any experience on how lenient is amex in increasing credit limits.

Received after 8-9 months. I had spent 4L on that card by then. I don’t know if its criteria. I didn’t know they give like that so never contacted them, when I received an email, I applied. Try asking them after using it for 2-3 months. Again this was 2 years ago so things might have changed.

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a.kabeer31837 wrote:

My spends are high so I can easily achieve spend based milestones and that’s good enough against fees.
Do they even waive off fee if you don’t meet 1.5 lakh criteria for MRCC ?

they dont waive off the fees directly but you can always contact them & check. Generally, they set it off against 10000 MR points.

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Bulwark wrote:

they dont waive off the fees directly but you can always contact them & check. Generally, they set it off against 10000 MR points.

Yes, as per various dimers they generally offer
1. 10k mr points to offset renewal fees
2. Give some spend target to waive off fees.

Thanks for help

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Bulwark wrote:

Received after 8-9 months. I had spent 4L on that card by then. I don’t know if its criteria. I didn’t know they give like that so never contacted them, when I received an email, I applied. Try asking them after using it for 2-3 months. Again this was 2 years ago so things might have changed.

I think I’ll also be reaching 4 lakh milestone in 5-6 months.

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Bulwark wrote:

Travel. Got mrcc

How the points from these two cards work.
Like people with MRCC and Gold charge card and even platinum reserve card can club their points for 18/24k gold collection
Does your regular points of travel card can be clubbed with your MRCC or do they have separate redemption.

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a.kabeer31837 wrote:

My spends are high so I can easily achieve spend based milestones and that’s good enough against fees.
Do they even waive off fee if you don’t meet 1.5 lakh criteria for MRCC ?

They don’t waive off directly but they give small spend based offers in my case they asked me to spend 10k in 45 days for fees waveoff

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Is smart earn card worth taking as compainon or not ??

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ItsBetter wrote:

Is smart earn card worth taking as compainon or not ??

Depends on what other cards you have

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AppleFan wrote:

If you have MRCC then you’ll get plat travel card.
But downside is they’ll not waive off fees if you don’t meet target spends for Plat travel card.
For MRCC they always waives off. Hope this helps.
Had to cancel my plat card for the same reason.

@applefan For MRCC do they provide annual fees waiver straight away on renewal? On ask to spend certain amount? Or on some condition?

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a.kabeer31837 wrote:

How the points from these two cards work.
Like people with MRCC and Gold charge card and even platinum reserve card can club their points for 18/24k gold collection
Does your regular points of travel card can be clubbed with your MRCC or do they have separate redemption.

separate is all i know. never asked this

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Hereforadeal wrote:

@applefan For MRCC do they provide annual fees waiver straight away on renewal? On ask to spend certain amount? Or on some condition?

you have to call and ask them, they’ll offer small and easily achievable spend based offer.

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AppleFan wrote:

you have to call and ask them, they’ll offer small and easily achievable spend based offer.

Ok, what would be tentative spend amount?

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a.kabeer31837 wrote:

My spends are high so I can easily achieve spend based milestones and that’s good enough against fees.
Do they even waive off fee if you don’t meet 1.5 lakh criteria for MRCC ?

which one is having more benefits mrcc/platinum .

i am using mrcc from long time and getting option to upgrade to platinum but not sure if its beneficial

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Abhinav_Pune wrote:

which one is having more benefits mrcc/platinum .

i am using mrcc from long time and getting option to upgrade to platinum but not sure if its beneficial

If you can spend around 4.5 lakh annually definitely upgrade.
You’ll get to keep your mrcc as ltf companion. So spend 48k on mrcc for 9% return and rest 4lakh on plat travel for almost 5.7% return.

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a.kabeer31837 wrote:

If you can spend around 4.5 lakh annually definitely upgrade.
You’ll get to keep your mrcc as ltf companion. So spend 48k on mrcc for 9% return and rest 4lakh on plat travel for almost 5.7% return.

Hey, how 5.7% return with platinum ? Can you please explain.
This travel card is only for who does travel most right

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