Merchant EMI cancellation on HDFC credit cards
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I cancelled a emi purchase last monday on my hdfc credit card and emi has not been closed yet. When I contacted hdfc bank they said they’ll charge ₹1000 for pre closure of EMI. Do I need to wait for the refund and wait for the emi to auto close or pay ₹1000 and manually close the emi?
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https://www.desidime.com/discussions/merchant-emi-cancellation-on-hdfc-credit-cards?page=1#post_8542495
Whatever the purchase amount plus penatly fees, pay them first and then call them and say that u have prepaid all the fess and dues and ask them to close emi
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in case of refund, it’s automatic cancellation, you need not do anything specifically.