Minimum balance in sbi savings account

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Deal Lieutenant
kukdookoo

Today my friend was charged Rs. 100+gst for non maintenance of charges in sbi. Branch says that minimum balance of 2500 is required as its urban branch.where can we see minimum balance limit in online banking or website?branch also told him to get account code changed by giving an application to be converted to zero balance account.what is this now?

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Deal Subedar Deal Subedar
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That’s a new thing to hear now. Sbi has waived off minimum balance requirements for all their accounts a while ago…

Deal Lieutenant Deal Lieutenant
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sbi ka to by default zero hi  h 

fir tumara charge kese lg gya 

Deal Subedar Deal Subedar
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Didnt know of the new notifications being posted by Dimers but as far as I know, It was/is 1000 for Rural & 2500 for Urban Branch. Have two accounts and maintaining the balance since long.

Deal Lieutenant Deal Lieutenant
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rajarew wrote:

only for current accounts they imposed charges.as per ur given pdf.

Yes but have some exclusions mentioned . It for all saving.  Need to raise complaint or ask for more information

Chennai Super Kings Chennai Super Kings
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in April 2020, at the time of Corona First wave, SBI has removed MAB charges for Savings account.

Before that they use to charge. Rural we have to keep 1000 and Urban we have to keep 3000 minimum.

Edit : Right now having SBI balance less that 500 more than a year (Urban). Not charged even once.

Deal Lieutenant Deal Lieutenant
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cashif wrote:

Didnt know of the new notifications being posted by Dimers but as far as I know, It was/is 1000 for Rural & 2500 for Urban Branch. Have two accounts and maintaining the balance since long.

@dev007 @bohemian @hackerboys @sri222 @Scorpion


They told him same thing


@cashif @Scorpion

paji can u share ur account type from online banking?


they have also started charging money on depositing money through kiosk machines in atm, maybe it gets charged after a limit or certain number of transactions.

Chennai Super Kings Chennai Super Kings
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kukdookoo wrote:

@dev007 @ bhoemian @hackerboys @sri222 @Scorpion

They told him same thing

@cashif @Scorpion
paji an u share ur account type from online banking?

they have also started charging money on depositing money through kiosk machines in atm, maybe it gets charged after a limit or certain number of transactions.

Cash deposit without Debit card they will charge 25 every txn even for home branch CDM.

I always deposit with my debit card (any SBI CDM, no charge)

Deal Cadet Deal Cadet
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No minimum balance required to maintain. Raise a complaint against branch.

Deal Cadet Deal Cadet
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Please raise a complaint against branch through Twitter and through nodal office, do post update here.

Deal Lieutenant Deal Lieutenant
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Scorpion wrote:

https://cdn0.desidime.com/attachments/photos/741358/original/image.png?1644417110

Account type

ncchq means non cheque book?his account has chequebook and he applies for chequebook like one time a year when chequebook pages are over.

Chennai Super Kings Chennai Super Kings
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kukdookoo wrote:

ncchq means non cheque book?his account has chequebook and he applies for chequebook like one time a year when chequebook pages are over.

I dont think that will be the issue. Pls check on that part as well.

Deal Lieutenant Deal Lieutenant
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Scorpion wrote:

in April 2020, at the time of Corona First wave, SBI has removed MAB charges for Savings account.

Before that they use to charge. Rural we have to keep 1000 and Urban we have to keep 3000 minimum.

Edit : Right now having SBI balance less that 500 more than a year (Urban). Not charged even once.

Same bro. I have Shunya in my SBI account since they removed MAB sometime back

Deal Subedar Deal Subedar
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Dont remember my netbanking password😄 😳


In yono app, it just says Regular savings.

Chennai Super Kings Chennai Super Kings
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kukdookoo wrote:

@Scorpion

as per bank this account type needs minimum balance https://imgur.com/a/5...dT

Then it is better to change the variant (before doing this, take care whether other facilities which ur friend needs is available in the new variant).

If possible, request a waiver for the 100+gst charged (Bank being SBI, doubtful whether they will provide it.) Else ignore it and move on.

Entertainer Entertainer
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Aapki life mein apni bhi koi problem hai ya nahin? Doston ki hi problem post karte ho baar baar 🥲

Deal Lieutenant Deal Lieutenant
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saucap wrote:

Aapki life mein apni bhi koi problem hai ya nahin? Doston ki hi problem post karte ho baar baar 🥲

yaar dost bhi to bhai ha apne sare.family se door raho to dost log hi sahara ha.

Deal Lieutenant Deal Lieutenant
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@dev007 @bohemian @hackerboys @sri222 @Scorpion @cashif


his account type changed to non chequebook.chequebook cancelled. bank said no charges will be reversed. now account is zero balance.


friends in ur sbi account do u deposit money thru kiosk machine in atm? is it chargeable? here they deduct rs. 25 for any amount deposited i.e. for one cash deposit.

Chennai Super Kings Chennai Super Kings
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kukdookoo wrote:

@dev007 @bohemian @hackerboys @sri222 @Scorpion @cashif


his account type changed to non chequebook.chequebook cancelled. bank said no charges will be reversed. now account is zero balance.


friends in ur sbi account do u deposit money thru kiosk machine in atm? is it chargeable? here they deduct rs. 25 for any amount deposited i.e. for one cash deposit.

As i already mentioned earlier, ask ur friend to deposit Cash in CDM machine by using his debit card. There will be no charges.


If he deposit cash by only entering account no and phone no, then they will charge Rs.25 for each txn.

Deal Subedar Deal Subedar
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kukdookoo wrote:

@dev007 @bohemian @hackerboys @sri222 @Scorpion @cashif


his account type changed to non chequebook.chequebook cancelled. bank said no charges will be reversed. now account is zero balance.


friends in ur sbi account do u deposit money thru kiosk machine in atm? is it chargeable? here they deduct rs. 25 for any amount deposited i.e. for one cash deposit.

I have cheque but have not utilized in years.

Yes, was charged 25 for ATM deposit-used it for 1st time yesterday.

Deal Subedar Deal Subedar
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kukdookoo wrote:

@dev007 @bohemian @hackerboys @sri222 @Scorpion @cashif


his account type changed to non chequebook.chequebook cancelled. bank said no charges will be reversed. now account is zero balance.


friends in ur sbi account do u deposit money thru kiosk machine in atm? is it chargeable? here they deduct rs. 25 for any amount deposited i.e. for one cash deposit.

Cash Deposit on Cash Points (Cash Deposit Machine – CDM & Cash Recyclers)
By Debit Card to Card Linked a/c   –   Free
Debit Card to Third Party A/c  –  ₹22 + GST
Cardless Transactions  -  ₹22 + GST

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