mistakenly choosed bank of america as bank name instead of hdfc bank in cred.

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Last Comment 2023-01-25

2023-01-21

I did not notice during payment, when i added card in cred, cred put bank of america automatically as bank name instead of hdfc bank. Made 2 payments of 1500 and 1000, both payments are now showing successful but i have not recieved any fund in my credit card yet.

Will i get refund automatically or need to raise issue with bank of america also as i have already raised this issue with the cred. If anyone have ever faced such situation please help me to find the solution

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https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042111

bankipad

2023-01-21

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@getready @Seinfeld @Knight11 @guest_999

https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042131

Knight11

2023-01-21

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Expand the transaction section in cred and see what it shows. If it showing confirmed by bank, then there is something to be worried about. Otherwise just wait.

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https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042129

getready

2023-01-21

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If you've fed the right card number, then you will get the funds in your card account (/ refund) regardless of the issuing bank tag

https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042144

bankipad

2023-01-21

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Yes card number is right, but have not recieved fund till now even after in the transaction history payment is showing successful n even I got msg in WhatsApp about successful, i tried to pay again by puting hdfc bank as name n card details, payment got credit instantly in my hdfc bank credit card...

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https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042154

zee

2023-01-21

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Well you wont get refund automatically,

Same. Thing happened with me, I made 5 transaction of 1k out which 4 faield after 2 days and one got successful then onky i got, suspicious.

I explained everything to them and they gave me UTR no to cross check with bank that trnasais successful is form vred side.

So what i did is i raised a ticket on and when the reply came via email, so i replied them back that how am. I suppose to cross check with the HDFC bank whilst the cred app shows babk name as Babk of America, i asked them how can a trnaction be successful with invalid bank detected. So i told them. Tbat i have readde the card and manually selected HDFC this time and did trnaction which settled to my credit card within 2 minutes, I told them them its a bug on ur app that the same card ahs been added twice on app with different bank names.

I got a call also then i explained same. Thing to the CRED guy, he asked two days to look into the query and my money was refunded om 4th day of the telephonic conversation.

So just go ahead and raise a ticket.

https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042232

caks2006407

2023-01-21

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why cred has BoA option in the first place😳

You will get refund cred can't pay to non existent card - IMO

https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042243

guest_999

2023-01-21

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Poor system design related to card bin database.

https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042236

demerius2020

2023-01-21

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didnt bank of baroda shows some russian bank

https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9042399

abhishek012

2023-01-22

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You will get refund within 1 or 2 weeks.

Next time add again your card and manually choose HDFC bank. 😀

https://www.desidime.com/discussions/mistakenly-choosed-bank-of-america-as-bank-name-instead-of-hdfc-bank-in-cred?page=1#post_9047747

bankipad

2023-01-25

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just a dm to cred on twitter and got the refund yesterday, still whenever i put the details of the hdfc card it automatically puts the bank name as bank of america angry angry , yeh sudharne wale nai h @guest_999 @getready @Knight11