If a credit card is making us do a lot of work in terms of cashback, tracking , rules etc better to avoid it

MORE JHATKA FOR SBI CASHBACK CARD USERS
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One more Heart Attack for SBI Cashback CC Users as Amazon GC purchase from Amazon is giving 1% cashback now (as calculated on my account)
So gone are those Achhe Din by SBI..
Please check at your end and confirm to help other fellow dimers to avoid loss like me..


Deal Wiki
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Created by : abhishek012
Why you guys buy Amazon gv ?
Buy Zingoy RuPay gift card at 1.5% charges and get 5% cashback for SBI Cashback credit card - https://www.desidime.com/discussions/credit-car...
Effectively 3.5% Profit. 😬😬
Now use Zingoy RuPay gift card to load money on Amazon wallet and repay your credit card bills/merchant UPI or bank transfer via Amazon wallet UPI.
saurabh1090 wrote:If a credit card is making us do a lot of work in terms of cashback, tracking , rules etc better to avoid it
Great Gyan Prabhu...
can someone else confirm too ?
What is the merchant name for GV purchase? And why you buy from Amazon? You can buy from gyftr
mysalemo771 wrote:What is the merchant name for GV purchase? And why you buy from Amazon? You can buy from gyftr
Amazon Pay India Pvt Ltd...
Its the same name for Amazon Shopping Also..
So i doubt MCC has been modified..
SmArT_GuYs wrote:That means even for normal amazon shopping it will give only 1% cashback now .. that means end of SBI Cashbask CardAmazon Pay India Pvt Ltd...
Its the same name for Amazon Shopping Also..
So i doubt MCC has been modified..
Precisely sbi gyftr worked fine while offer was going on till yesterday, thanks for testing amazon gv buying from amazon itself and posting.
SBI knows that we are bypassing their limitations (utilities/ bills/ insurance etc) using amazon GV. They can't be fools and keep taking losses forever.
These things will be patched definitely, don't get heart attacks, just enjoy till it lasts.
Seinfeld wrote:Gyftr route still working?Precisely sbi gyftr worked fine while offer was going on till yesterday, thanks for testing amazon gv buying from amazon itself and posting.
SBI knows that we are bypassing their limitations (utilities/ bills/ insurance etc) using amazon GV. They can't be fools and keep taking losses forever.
These things will be patched definitely, don't get heart attacks, just enjoy till it lasts.
Seinfeld wrote:Precisely sbi gyftr worked fine while offer was going on till yesterday, thanks for testing amazon gv buying from amazon itself and posting.
SBI knows that we are bypassing their limitations (utilities/ bills/ insurance etc) using amazon GV. They can't be fools and keep taking losses forever.
These things will be patched definitely, don't get heart attacks, just enjoy till it lasts.
Getting & Giving Valuable infos on DD is Symbiosis process for all...
Got 5%, purchased this month only.
Gyftr 1.5% instant discount + 5% may still remain I guess. .. Amazon voucher from Amazon may be blocked. ..
Knight11 wrote:Got 5%, purchased this month only.
For GC purchase or Shopping??
starbearer wrote:yes used sbi gyftr quite few times in past few days.. worked fine
Gyftr route still working?
Got 5% for swiggy gv purchases . Merchant amazon pay india . Txn date 2nd jan.
bohemian wrote:Got 5% for swiggy gv purchases . Merchant amazon pay india . Txn date 2nd jan.
Looks like @SmArT_GuYs is misleading or he have done wrong calculations
Gauravmittal49589 wrote:Looks like @SmArT_GuYs is misleading or he have done wrong calculations
Being a Deal Newbie...i was extra cautious before posting this info...so did re-calculations before confirming...there is no benefit in misleading others...
Please cross check at your end for Amazon GC purchase from Amazon..
SmArT_GuYs wrote:For GC purchase or Shopping??
3k Amazon voucher
SmArT_GuYs wrote:If this is matter then requesting you to log in to your card net banking and go to spend analysir and check that in which category this transaction is showing and give screenshot also if possible.Being a Deal Newbie...i was extra cautious before posting this info...so did re-calculations before confirming...there is no benefit in misleading others...
Please cross check at your end for Amazon GC purchase from Amazon..
Gauravmittal49589 wrote:
If this is matter then requesting you to log in to your card net banking and go to spend analysir and check that in which category this transaction is showing and give screenshot also if possible.


SmArT_GuYs wrote:For your satisfaction
I will satisfy only when i will see this transaction in 1% merchant category
Gauravmittal49589 wrote:Sabra karo Bro...i will definately post that...I will satisfy only when i will see this transaction in 1% merchant category
SmArT_GuYs wrote:Ok waiting for that post
Sabra karo Bro...i will definately post that...
Seinfeld wrote:Precisely sbi gyftr worked fine while offer was going on till yesterday, thanks for testing amazon gv buying from amazon itself and posting.
SBI knows that we are bypassing their limitations (utilities/ bills/ insurance etc) using amazon GV. They can't be fools and keep taking losses forever.
These things will be patched definitely, don't get heart attacks, just enjoy till it lasts.
I enjoyed for 10days only
If not today, some day this is bound to happen( Like 5% in the past vs 2% now on gift card purchases on amazon with APay CC). They cannot reverse this cashback (since there's no explicit card term prohibiting rewards for gift card purchases) so haffun until this lasts (I'm sure cashback cardholders especially dimers would've earned much more than the 999 annual fee already so no serious regrets either)
getready wrote:Agreed on your point.If not today, some day this is bound to happen( Like 5% in the past vs 2% now on gift card purchases on amazon with APay CC). They cannot reverse this cashback (since there's no explicit card term prohibiting rewards for gift card purchases) so haffun until this lasts (I'm sure cashback cardholders especially dimers would've earned much more than the 999 annual fee already so no serious regrets either)
But icici Apay also reversed some 1 or 2 months of past credits of cashback when they patched their loopholes.
daydeals wrote:Take past statements for both cards and see transactions in Sep & oct. See the Points and cashbacks rewarded sections. Try to get to the purchases for which you received instant discount of 10% in Amazon / Flipkart/ Ajio etc..
I have no clue but till now my 2k+ have gone + more than 3k rewards points. And I have no clue when and where i used my cards and from which date they are deducting.
With some effort you might get to know the txns.

If a credit card is making us do a lot of work in terms of cashback, tracking , rules etc better to avoid it
Precisely sbi gyftr worked fine while offer was going on till yesterday, thanks for testing amazon gv buying from amazon itself and posting.
SBI knows that we are bypassing their limitations (utilities/ bills/ insurance etc) using amazon GV. They can't be fools and keep taking losses forever.
These things will be patched definitely, don't get heart attacks, just enjoy till it lasts.
Transactions Settled Today (05 January 2023)
Giving 5% till Now on Gyftr and Amazon
Only GC Purchases