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MORE JHATKA FOR SBI CASHBACK CARD USERS

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Deal Cadet
SmArT_GuYs
Hi Dimers,

One more Heart Attack for SBI Cashback CC Users as Amazon GC purchase from Amazon is giving 1% cashback now (as calculated on my account)

So gone are those Achhe Din by SBI..

Please check at your end and confirm to help other fellow dimers to avoid loss like me.. cold_sweat cold_sweat
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Deal Cadet Deal Cadet
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If a credit card is making us do a lot of work in terms of cashback, tracking , rules etc better to avoid it 

Deal Cadet Deal Cadet
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Great Gyan Prabhu...

Deal Cadet Deal Cadet
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can someone else confirm too ?

Helpful Helpful
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What is the merchant name for GV purchase? And why you buy from Amazon? You can buy from gyftr

Deal Cadet Deal Cadet
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Amazon Pay India Pvt Ltd...

Its the same name for Amazon Shopping Also..

So i doubt MCC has been modified..

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Finance Mentor Finance Mentor
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Precisely sbi gyftr worked fine while offer was going on till yesterday, thanks for testing amazon gv buying from amazon itself and posting.

SBI knows that we are bypassing their limitations (utilities/ bills/ insurance etc) using amazon GV. They can't be fools and keep taking losses forever.

These things will be patched definitely, don't get heart attacks, just enjoy till it lasts.

Helpful Helpful
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Gyftr route still working?
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Benevolent Benevolent
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Got 5%, purchased this month only.

Firestorm Firestorm
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Then wait for reversal

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Deal Cadet Deal Cadet
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Gyftr 1.5% instant discount + 5% may still remain I guess. .. Amazon voucher from Amazon may be blocked. ..

Generous Generous
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Got 5% for swiggy gv purchases . Merchant amazon pay india . Txn date 2nd jan.

Generous Generous
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Looks like @SmArT_GuYs is misleading or he have done wrong calculations

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Mobile Guru Mobile Guru
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If not today, some day this is bound to happen( Like 5% in the past vs 2% now on gift card purchases on amazon with APay CC). They cannot reverse this cashback (since there's no explicit card term prohibiting rewards for gift card purchases) so haffun until this lasts (I'm sure cashback cardholders especially dimers would've earned much more than the 999 annual fee already so no serious regrets either)

Finance Mentor Finance Mentor
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Agreed on your point. 

But icici Apay also reversed some 1 or 2 months of past credits of cashback when they patched their loopholes.
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Like Magnet Like Magnet
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It's high time we create an "SBI cards daily RR thread" 🌚

Finance Ninja Finance Ninja
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Why you guys buy Amazon gv ?

Buy Zingoy RuPay gift card at 1.5% charges and get 5% cashback for SBI Cashback credit card - https://www.desidime.com/discussions/credit-car...

Effectively 3.5% Profit. 😬😬

Now use Zingoy RuPay gift card to load money on Amazon wallet and repay your credit card bills/merchant UPI or bank transfer via Amazon wallet UPI.

Generous Generous
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Buying gv from amazon because amazon offering 100 back on 3k +5% from cashback card

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Deal Subedar Deal Subedar
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something tells me we're still getting 5% on amazon gc, will try in evening and let you guys know in 2 days 

Also, real jhatkas is going to be reversal of all 5% rewards earned on non eligible usage, intend to close this card in 1-2 months before that happens  😄

Analyst Analyst
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Jhatka Bahut Saara Mahsus Hua Re...

SBI Ne Jab, Kaske Maara Break...

Yahi Umar Hain Kar Le, Cashback Card Ki Mistake Beta....


Translation - Tragedy of Horrors for SBI cashback card users.

Deal Cadet Deal Cadet
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achcha hua they declined mine, crazy acquisition department they have

Generous Generous
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It is bound to happen. Icici apay correctly tracks gv purchase and so the same can be communicated to sbi.
Generous Generous
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So what if they communicate about gv mcc

Sbi never excluded gv from 5% cashback category

Even gyftr is also a gv merchant but still everyone getting 5%

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Deal Newbie Deal Newbie
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Had brought two gift cards from amazon worth Rs. 1k each on 29th and 30th dec 2022. Statement generated on 03.01.2023. Reflecting 5% cashback on both.

Deal Cadet Deal Cadet
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I think its applicable from 1st Jan...New Year Gift From SBI... stuck_out_tongue_winking_eye
Deal Subedar Deal Subedar
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IMG20230104155639My transaction on 1st Jan went into Grocery category
Generous Generous
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Requesting you to check spend analysir in website as app doesn't show accurate Category

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Deal Cadet Deal Cadet
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Purchased 15k gv in past 10 days as of now 5% posted. Hope it doesn’t get reversed 

Finance Mentor Finance Mentor
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Would love if guys who doesn't have a SBI cashback card stops speaking about it. I understand the PAIN.

Whats gonna happen will happen. If we start fearing for the same, no use in collecting or getting any offers.

Deal Cadet Deal Cadet
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Bought 3 Amazon GVs on 1st and 2nd in Amazon website and I got 5% for all the transactions. The last transaction got settled yesterday

Deal Subedar Deal Subedar
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How do you understand which is giving 5%? manually tracking all the amount debited and counting the CB?
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Deal Captain Deal Captain
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how come they notice it? If we talk to any employees in SBI none of them are sensible and have some deep knowledge of their products and cashbacks.

Benevolent Benevolent
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They have deep knowledge jub unkey Jeb sey katta hey.. 

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Community Angel Community Angel
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In my opinion, as long as one is able to add regular stuff from amazon in cart along with a GV, there's no way to differentiate what the spend has been for. To send this info to CC issuer amazon needs to segregate both these categories, which it hasn't done till now. Just try for yourself and see, you can add a chappal along with a GV and make a single payment. 

@Seinfeld @Gauravmittal49589 

@SmArT_GuYs check properly. 

Finance Mentor Finance Mentor
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Firstly.. have been getting 5% even for the last gv txn I had done on Amazon.. why buy that chappal for no rhyme or reason.

As already confirmed by @Pravnz @Amigo22 few posts above. 

Even if one tries the chappal clubbing, still 5% will come, can't see any 1% yet.
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Review Expert Review Expert
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This post will confuse everyone and except op nobody confirmed about getting 1% and all got 5% till now even if txn done in jan month also.

Yes they reversed sale time cashback but it doesnt mean all kind of cashback will be reverse without any notification.

Dont spread false info unless and until u tried personally unamused

Deal Cadet Deal Cadet
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Its my request to other SBI Cashback CC user to buy a rs.100 GC from Amazon and keeo a track of cashback...and confirm here...

Generous Generous
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Is there any way to check for which trn they are giving how much cb for sbi cashback card?? like in axis ace they include the cb for each transactions in statement itself

Generous Generous
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No Only way is to track and monitor added cb and settled txn on daily basis or whenever u do txn
Helpful Helpful
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As long as it gives 5% cashback on educational fee payment, it's a great card for me. 

Generous Generous
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Isnt it free for first year , just enjoy 

Generous Generous
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It is not that simple
Many doing trading by purchasing gvs, so if 5% cb doesn't come they may end up losing money stuck_out_tongue_winking_eye
Just check deal wiki, already 1.5% upfront cost/loss is suggested in anticipation of 5% cb.
Deal Cadet Deal Cadet
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Transactions Settled Today (05 January 2023)

Giving 5% till Now on Gyftr and Amazon

Only GC Purchases

Deal Cadet Deal Cadet
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See All My Transactions After Statement Generated 

IMG1051

IMG1052

IMG1053

Only 1% in Paytm Wallet Load (Zomato)

Rest All Transactions are of APay GC and Get 5%

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Cool Cool
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I got card discount and 5% cashback also on this transaction from flipkart on 18 december stuck_out_tongue_closed_eyes
Generous Generous
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It will be reversed as per latest policy

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Cool Cool
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Yesterday morning got 5% for amazon gift card from amazon

Deal Cadet Deal Cadet
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My cashback amount is posted  and it is exactly matching what is expected. I track transactions manually to calculate cashback. Nothing to worry so far. 


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