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My Canara Bank hold ₹590 for unknown reason

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looter143

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Does anyone face any of such thing with canara bank? 

Please help me know what is the reason behind such hold?

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Finance Mentor Finance Mentor
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This is rupay platinum dc charge. I think you have got rupay card for Amazon offer. 

Benevolent Benevolent
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debit card fees probably,

500rs fees + 90rs gst

Benevolent Benevolent
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@looter143
Also, if the bank balance was zero then the bank can't charge any kind of fees as per RBI rule.
You can make an online complaint if thats the case
Benevolent Benevolent
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@looter143
Also, if the bank balance was zero then the bank can't charge any kind of fees as per RBI rule.
You can make an online complaint if thats the case
Finance Mentor Finance Mentor
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@flash007

They can charge dc charges as per rule. Only minimum balance charges can't be charges. All other contractual charges allowed to be charged as per rule. 

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Benevolent Benevolent
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debit card fees probably,

500rs fees + 90rs gst

Deal Subedar Deal Subedar
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What a exact calculation you made.

Cheers to you skills 

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Finance Mentor Finance Mentor
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This is rupay platinum dc charge. I think you have got rupay card for Amazon offer. 

Helpful Helpful
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Yes

Talk-Of-The-Town Talk-Of-The-Town
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Charge for rupay plat card

Deposit 600 see the magic

Helpful Helpful
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500 and 18% gst. Looks like a card/minimum balance charge. 

Generous Generous
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590 i,e 600 rs as platinum dc charges ???

max benifit that can be availed is 100*12 = 1200 

600 rs to bank ... what kind of jumla going on here , really need to close all platinum cards . 

i have 12 cards from canara ,,, 590 * 12 = 7,080 ... bhokaal deduction is going to happen .

Please someone tag abhisekh the rupay guy here . 

Generous Generous
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And this deduction is for last year usage or upcoming year usage ?

Helpful Helpful
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Wahi to pata nhi

Generous Generous
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@abhishek012


Please help bhai , going to suffer huge deductions ... already many messages incoming .


what about hdfc , icici , bob etc charges ?

Tech Guru Tech Guru
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Rupay platinum card ke chakkar. Me toh saare cards band karwa diya

Deal Newbie Deal Newbie
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Same problem

590 rs. Hold in my canara bank account..

Tech Guru Tech Guru
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Rupay platinum kaa chakkar 

Deal Newbie Deal Newbie
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590 rs they have deducted for platinum debit card annual maintanance  charges

Deal Newbie Deal Newbie
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My account also debited

Helpful Helpful
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My whole year Amazon rupay platinum savings gone in a single day. 😢

I blocked the debit card today through app and for that they further deducted 177.

There's a option to apply for virtual debit card?Is there any fee for it or free like sbi? 

Deal Newbie Deal Newbie
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1000105832

Yes i also got the same mgs yesterday and Rs.590 is also being deducted from my account....i tried calling customer care no. but response...😡

Deal Cadet Deal Cadet
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It's April Fool's Day prank Bro.

They will release the fudns tomorrow.

Budding Star Budding Star
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same happened with me .. Rs. -320

Generous Generous
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@abhishek012 please help and guide ... what to do ?


Any trick to get reversal ? 590 per card is daylight robbery . 

Finance Ninja Finance Ninja
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No reversal bro. Canara bank increase all Visa/mastercard/RuPay Platinum debit card charges.

If you use RuPay Platinum debit card, atleast you save Rs100 per month on Recharge/bill payment on Amazon and Rs100 per month on Swiggy food order. Nothing else.
Celeb Celeb
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same thing happened to me , must be debit card fee but 590 seems high

Helpful Helpful
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Can somebody mention how to close this account permanently from this universe?

Deal Cadet Deal Cadet
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Checkbook charges

Deal Newbie Deal Newbie
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Its Debit card charges, now it's time to close account.

Deal Cadet Deal Cadet
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how to close rupay platinum debit card?
Helpful Helpful
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+1

And will it hamper my cibil if I fo not repay the sum?

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