Nationalised banks credit card discussion

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Deal Cadet
digitalworld

What nationalised bank credit cards you hold? How easy is it to get a credit card from IOB, Canara, Indian, PNB etc banks.

Are there any benefits using Canara, IOB, Vijaya etc bank credit cards while compared to private banks such as ICICI, HDFC, axis etc.

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Critic Critic
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In one simple word,No(except sbi cards).

Deal Cadet Deal Cadet
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Sbi simply click only worth it

Blogger Blogger
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bob has regular offer on Amazon 15% discount , and 1000 rewards

but getting the card is headache

Community Angel Community Angel
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You should know the trick to get approval

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Helpful Helpful
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you need to have another relationship with the bank to get a credit card
I have tired with card on card and ITR basis, never received the card
they ask to open an account and maintain balance for few months

Deal Cadet Deal Cadet
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Which bank CC?

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Deal Subedar Deal Subedar
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@digitalworld
Your question is very interesting
How easy is it to get a credit card from IOB, Canara, Indian, PNB…………………………………………

I doubt if these banks are interested in selling credit cards

Better option here is, to apply for loan amount more than 10000 crore. From that amount one might even start credit card company

Deal Cadet Deal Cadet
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Few days ago when I visited canara bank branch they are requesting every customer to have credit card and explaining its benefits. The manager is even selling it by saying you can use it in crunch situations when cash is not available.

But I don’t have salary slips nor ITR, so I din’t took their offer.

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Deal Cadet Deal Cadet
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BOB IS BETTER OPTION, YOU SHOULD TRY ONCE

Blogger Blogger
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@suman1520 even though transaction was tracked i didn’t get cb for paytm wallet load.


you were right.


so any other way to add balance in paytm and still get cb.

Deal Subedar Deal Subedar
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Same with payzapp and Jwellery purchase.. so use Amazon ICICI for such purchase

Community Angel Community Angel
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Canara bank credit card is a useless card just like other PSU banks ,No tie up nothing , SBICARD is private and managing better

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