Need advice on salary account
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Hi Dimers,
I currently am a HDFC Preferred banking customer. Been using this for almost 10 years. Now I am planning to switch to a different bank as I feel I am not getting a good value out of hdfc. Below are the banks that are supported by my corporate, I will be able to afford the top salary account in each bank. So do tell me which one is beneficial considering all things like free Credit cards, interest rate, service , facilities, debit cards offered and rewards for those debit card usage etc. Thanks in advance.
Icici
Hdfc
Dbs
Idfc
Kotak
Citi
Sbi
Axis
Yes
Standard Chartered
Hsbc
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Intimate relationship.
You can scratch out axis right away, worst customer support even for good balance salary accounts. IDFC is best if you maintain good balance. City can also be considered if you plan on transferring money out of salary acc to move to investment/IDFC as City cards are somewhat good compared to the rest(excl the obvious ones like hdfc/icici/axis) & it is also more difficult to get the opportunity to open a salary acc in City bank.
ICICI & Axis have low rewarding CC (except co- bra n ded).
I moved my salary account from sbi to idfc as sbi was totally ignorant towards me.
Icici has good customer service but again you will find them chasing you for fd/insurance/paid-cc etc.
I believe the best option is idfc.
@A.M.A.Z.O Chupke s ye bata do bas aisa kitna CTC hai bhai jo saare bank wala tumko premium account dega?
Btw, apka kitna increment hua hua, 
for salary account use icici wealth
My suggestion is use all banks supported by company for each 2 months and decide what suits you 
😍
Idfc salary account can be used as zero balance savings account, even if salary not credited to this account, provided we must do atleast a transaction every month.
Icici – Good option
Hdfc – Not sure why you did not like their services o.O 
(If you need any special service from their end you may directly contact your RM)
Dbs – Not so easily accessible.
Idfc – Can’t trust this chota bank
Kotak – Haven’t heard of anyone owing a salary account in KTK.
Citi – Can be considered
Sbi – Sarkari bank (You will have to go there after lunch time)
Axis – OMG!!!! Don’t risk your money……
Yes – YES is a big NO!!!!
Standard Chartered – I don’t see any special benefit here
Hsbc – You can vouch for it provided you are satisfied with their services…
Please suggest me secondary salary account. Currently having one with HDFC. 
Is that possible?
I thnk if salary not credited for 6mth – 1yr it gets converted to normal account
icici and hdfc both best
i keep on rotating bank accounts for salary
2 month hdfc , next 2 month icici and repeat
@A.M.A.Z.O stick with hdfc for now …their algo for rolling out diners/infinia upgrade seems a bit random maybe you’ll get lucky soon not sure the RM can do anything here …maybe try sending an application to their chennai office with itr copy? if you have made up your mind i guess idfc is the only one offering some perks and that idfc select cc seems decent 
One benefit of icici salary account- If for some reason you stop getting salary for straight 3-4 months your account will be converted to 0 balance savings account. You can confirm this with agent
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As on date, IDFC will give you best value for maintaining some good balance.
They have good customer service.
Also, describe which of your expectations hdfc couldn’t meet.