Need help in Understanding Equifax Credit Score
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Hi There,
I recently checked my credit scope in Paytm App, to my surprise the it showed score of <760 which falls in Good category.
when I see the report it showed only high level details as shown below.
For example missed payments shown as 4 but there is no source like if CC bill or loan payment done late, which CC etc.,
When I see my Cibil score via HDFC, it showed 803 and with details which I can understand.
So I am confused why equifax showing low score and what are reason for low score. Can the expoerts here help me in understanding ? (I think I should not bother as CIBIL score is high, how ever curious on understanding this equifax score as well)
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@vkrmjeet thank you for quick response. Yes, I know there multiple bureaus (thnx for number and names). I am bit relieved after your reply.
Anyhow do you have any idea how to read this equifax report. I am curious if shows any wrong info etc.,
ur cibil score is 803 ur equifax score is 753.there are 4 credit bureaus crif,experian,equifax,cibil their score varies from each other.
yes you shouldn’t bother cibil matters the most.