Need help on credit card application

263°
Deal Subedar
chipi

Hello fellow Dimers, i need help regarding the following credit card applications :-

Flipkart Axis bank credit card:
Filed application on 27.09.2021, VKYC done on same date, person during the VKYC said an agent will come to pickup your documents. In Flipkart My Account section, Flipkart Axis Bank credit Card shows " Application in Progress", when i open it, it says “our executive will contact you to schedule a pickup”.

HDFC Millennia Credit card:
Filed application on 22.09.2021 , received no communication whatsoever neither via text nor mail till now. When i track my status using this link, https://leads.hdfcbank.com/applications/webform... , it shows as “Your application is INPROCESS” .

BOB Select Credit Card:
Filed application on 22.09.2021, VKYC was done on 27.09.2021, have not received any communication from them after that. When i track here https://www.bobfinancial.com/track-application-..., the status shows as "Dear Sir/Madam , your credit card application with reference number xxxxxxxxxxxxxx is under process. We look forward to having you as our valued customer.

Cibil score is 769, Experian score is 838. Already hold ICICI Coral and SBI Simplyclick.

Anyway to fast forward my application? don’t want to be stuck in the limbo for long.

Any suggestion is appreciated.

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Deal Cadet Deal Cadet
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3 cards back to back ..

Deal Subedar Deal Subedar
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stuck_out_tongue_closed_eyes  Needed them for the upcoming sales, plus they all are supposed to be LTF
Finance Ninja Finance Ninja
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Same issue with HDFC for me , after application no communication was done , no sms or email even confirming the application. Status says IN PROCESS. Don’t know what to do been quite a few days now. I don’t see any hard enquiry on cibil either.

Deal Subedar Deal Subedar
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Anyway to contact HDFC people regarding the same?

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Helpful Helpful
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Flipkart Axis Bank Credit Card approved & agent call me regarding documents.
Flipkart showing 3.50 annual income ITR required for self employed So I filed 3.5 Lakh ITR but agent want 3.60 lakh annual income ITR….I have Amazon ICICI credit card with limit of 1.30 lakh & available limit 122000 but He idiot checked cash withdrawal limit 13,000 & mentioned that you used 90%….What should I do?

Deal Subedar Deal Subedar
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You can revise your ITR, showing 3.6L annual income and then give it

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Post Mogul Post Mogul
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visit branch for processing of hdfc credit card application for non existing customers.

Deal Subedar Deal Subedar
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Local HDFC branch is 24 Km from my home confused

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Deal Subedar Deal Subedar
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Received the following response @Fanil @Hitman45 @Tanmayyy @aniket1587

Dear Mr. Xxxxxxx,

Thank you for writing to us.

We are writing to you with reference to your e-mail dated (October 08, 2021 ) with the subject line : .

On receipt of your mail we had forwarded your details to the concern department to investigate the issue raised in your e-mail. We wish to clarify that you need to submit a one pager MID along with his Income & KYC documents.

We wish to inform you that our team will be contacting you soon for the collection of these documents.

We seek your understanding in this regards.

Kindly note the query reference number for this e-mail: xxxxxxxxxx

In line with our focus and commitment to Customer Service, we trust the issue has been resolved to your satisfaction.

If you are not satisfied with the resolution, you may write to our Grievance Redressal Officer Mr. Shanmugasundar R at HDFC Bank Cards Division, 8, Lattice Bridge Road, Thiruvanmiyur, Chennai-600041 or E-mail at [email protected] .Alternatively, you can call our grievance cell at Tel: 044- 61084900.

Assuring you of our best services.

Warm Regards,
Shobana P
Customer Service Officer
Escalation Desk Team
HDFC Bank Ltd.

Finance Ninja Finance Ninja
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I’ll just ask them to close the application st this point tbh.

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Post Mogul Post Mogul
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so finally my application today 14-10-2021, updated as approved on portal. documents were collected on 08-10-2021, Friday evening, so effectively application has been approved in 4 working days.  no update yet for physical card dispatch.

Deal Subedar Deal Subedar
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No update here till now. Do you hold Savings a/c with HDFC bank?

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Post Mogul Post Mogul
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got approval msg today morning, rcd almost 90k limit.

Helpful Helpful
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Applied on 03 October
KYC & Documents collected on 16 October
Automated recording call received on 18 October ( Press 1 if you Applied FK Axis credit Card)
Call Verification, Home & Shop Pic captured on 18 October…..
But now no response no message/email/call.

When excutive collected documents I have received message that final decision will be taken on 72 hours…. But no response till now?

My application rejected or approved?

Deal Subedar Deal Subedar
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Exact same situation here, received mail on 18.10.2021 12:03 PM saying final decision will be communicated within 72 hours, still no update. Flipkart app showing card generation in 1 day since last 3 days.

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