Need help regarding HDFC CC no cost emi

52°

498
4
Last Comment 2023-02-10

2023-02-08

Hello guys, i want to buy macbook from apple authorised reseller online site.

Macbook price is 249000 and there is 10k no cost emi instant cashback offer. So on pine labs payment gateway, total payment amount is showing around 221000 after 10k hdfc discount and 18k no cost emi discount for 24 month emi period.

So if i cancel no cost emi, will i need to pay full payment as 221000 + some 299 charge or something else? please guide me if you have done such transaction recently. And will i need to pay that payment through net banking or normally using credit card bill payment?

Expired

3 Comments |

4 Dimers

Sort By

https://www.desidime.com/discussions/need-help-regarding-hdfc-cc-no-cost-emi?page=1#post_9080468

caks2006407

2023-02-09

Link Copied

They may charge you 10K, cb given

https://www.desidime.com/discussions/need-help-regarding-hdfc-cc-no-cost-emi?page=1#post_9080495

legend101

2023-02-09

Link Copied

If 10k is discount then they wont, if it is cashback which is given on a future installment then it will be cancelled

https://www.desidime.com/discussions/need-help-regarding-hdfc-cc-no-cost-emi?page=1#post_9083903

MrMonkey

2023-02-10

Link Copied

Irrespective of any extra charges for EMI cancellation (which is a hit or miss from what I've seen), you will still be in net profit for opting for EMI followed by cancelling it