https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8895569
prem4998
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Downgrade will happen and you will start incurring all the charges.
Need Info on Indusind Pioneer Account
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Hello my fellow 😄
I am planning to open Indusind Pioneer account in coming month or 2, I could see that THEY DONT levy any charges on Non maintenance of AMB but AQB is required to be maintained @ 10 Lakh, my doubt is what happens if someone is not able to maintain AQB.
Please Comment in the thread or DM me in case the offer for Exclusive Savings account opening based on Initial funding of 4 Lakh is started again by Indusind
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https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8895573
Better open partner account... With initial 4 lakh deposit.... It will be zero mab account lifetime..... Offer running till 30 nov... U can take the entire 4 lakh after account opening
https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8895610
@batmanBABA yes already opened partners account 3-4 months back with onky 2 Lakh Initial funding, I think they increased funding amount now
https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8895630
Yes... Now it's 4 lakh... They have received lot of new accounts due to this.... So bhav increased
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https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8896112
@batmanBABA missed the offer bro, didn't know about this offer could have opened the account and easily got the exclusive account, BTW are you tracking this account opening under the Initial Funding offer?
If yes please let me know too when Indusind opens this offer again
https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8896167
It's still running with the exclusion of an exclusive account. Each tenure is of 1 month, so you can try your luck in December. the link will be the same as posted in the thread to check the offer.
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https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8896114
I just had a regular Indusind account with some 15-20L in SB account for a few months way back in 2019. After the first lockdown out of the blue some pioneer RM called me and offered me pioneer upgrade. 3 accounts (me and parents)+ 1 huf account. Then Indusind was offering better interest rates too so few FDs were moved too and the NRV of all the accounts was almost 50L. Come 2021 started house construction and all of it was emptied.
No change in status of the account. SB account never has balance of more than 1L from past year and a half. But really a good account and card to have. Unlimited withdrawals anywhere, use 20% bigbasket offer, BMS booking, moreover IPO applying is better on the last day as it is till 4 (or even till 5 probably) @beastboy
https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_8896115
The penalty on non-maintenance of AB differs from bank to bank and from account type to account type. You need to check the details from IndusInd. For e.g. in IDBI, for one particular account the penalty is 5% of the difference between your actual AB and the required AB plus GST.
https://www.desidime.com/discussions/need-info-on-indusind-pioneer-account?page=1#post_9123999
There are 2 Easiest Way to Get Pioneer Account.
(1) Initial Funding Of Rs 15L
Open it using 15L Funding, Withdraw it anytime you like. For 2-3 Years they won't demote your account.
(2) Demat Holdings Worth Rs 30L
I find this to be easiest if you've any Long Term Investment in mutual funds, Stocks etc. Create a Indusind Demat account (Charges Waived For Pioneer Users) Shift all Your Long Term Holdings (30L to be precise) and your AQB Requirement will be Changed to Rs 1L. But Indusind Won't give a damn about AQB just because of your NRV due to your Holdings.
(1) Initial Funding Of Rs 15L
Open it using 15L Funding, Withdraw it anytime you like. For 2-3 Years they won't demote your account.
(2) Demat Holdings Worth Rs 30L
I find this to be easiest if you've any Long Term Investment in mutual funds, Stocks etc. Create a Indusind Demat account (Charges Waived For Pioneer Users) Shift all Your Long Term Holdings (30L to be precise) and your AQB Requirement will be Changed to Rs 1L. But Indusind Won't give a damn about AQB just because of your NRV due to your Holdings.
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