Need Suggestion on Hdfc CC Limit Enhancement Offer

78°
Deal Cadet
SinghLokendraC

I have LTF HDFC Millennia credit card with 75000 limit. Hdfc bank was offering limit enhancement of 15000 from more than 3 months. But now they are offering 250 voucher too along with limit enhancement.
I want a better limit, that's why I didn't availed the limit enhancement offer.
Should I take the offer now or wait for a better offer?

13 Comments  |  
11 Dimers
  • Sort By
Blaze Blaze
Link Copied

Off Topic : Is there any app to access HDFC Card? I dont have HDFC bank account.

Finance Ninja Finance Ninja
Link Copied
doesn't matter install hdfc app or MyCards App of HDFC
Benevolent Benevolent
Link Copied

how did you know that they are offering 250 vouchers along with limit enhancement?

I had also not taken the limit enhancement from 5L to 5.59L, hoping to get some voucher offer like you

Deal Cadet Deal Cadet
Link Copied

From mail and sms.

Benevolent Benevolent
Link Copied

keep taking LE else you will not rcv in future

for last 3 years they gave 3lacs LE(Regalia 5yr old) per year even though spends are just 2-3lacs per year. current 14.4lacs but not offering upgrades

HDFC is moody, certainly not miser

Deal Cadet Deal Cadet
Link Copied

How old is your cc? Wanted to know since i also have millennia issued in june this year with low limit.

Deal Cadet Deal Cadet
Link Copied

2 years old. I had moneyback plus cc which was upgraded to millennia cc 4-5 months ago.

Deal Subedar Deal Subedar
Link Copied

Take it man!

Helpful Helpful
Link Copied

My limit enhancement requests spurned down by them repeatedly for the last 4 years.

Generous Generous
Link Copied

HDFC Bank has been very very strict lately, poor credit limit enhancements, poor CC upgrade. For onboarding new customers, I can still see they're being a bit generous but for existing customers, they're being straight up Hitler with less or no good upgrade offers.

Deal Subedar Deal Subedar
Link Copied

I think you should take the CC limit enhancement offer....HDFC is very miser in providing good limit enhancements to a large set of customers......I have been offered once Rs.22K and then Rs.27K as limit enhancements over the last  2 years.....really disappointed with them.....

Deal Cadet Deal Cadet
Link Copied

That's true. But still 15k seems too little.

I was hoping to get a better limit enhancement offer if I don't avail this offer for a few months.

Generous Generous
Link Copied

Take it

replyuser
Click here to reply
Reply